--- title: Foreclosure and Loan Modification Blog | bank of america loan modification problems description: bank of america loan modification problems | Dedicated foreclosure defense law firm helping foreclosure victims stay in their home, and obtain loan modifications. --- [![Foreclosure and Loan Modification Lawyers](https://blog.amerihopealliance.com/hs-fs/images/forclosure-attorneys.png?width=360&height=117&name=forclosure-attorneys.png "Foreclosure and Loan Modification Lawyers")](https://www.amerihopealliance.com/) - Practice Areas - [Foreclosure Defense](https://amerihopealliance.com/foreclosure-defense) - [Claim Surplus Funds](https://amerihopealliance.com/surplus-funds) - [Loan Modification](https://amerihopealliance.com/loan-modification) - [Tax Resolution & Tax Preparation](https://amerihopealliance.com/en/amerihope-alliance-tax-resolution) - [Bankruptcy](https://amerihopealliance.com/en/bankruptcy) - [Probate](https://amerihopealliance.com/en/probate) - [About Us](https://amerihopealliance.com/about_us) - [Case Results](https://legal.amerihopealliance.com/case-results) - [Client Login](https://amerihopealliance.com/client_login) - [FAQ](https://amerihopealliance.com/frequently-asked-questions) - [Contact Us](https://amerihopealliance.com/contact_us) - [Blog](https://blog.amerihopealliance.com/blog) - [Foreclosure and Loan Modification Blog](https://blog.amerihopealliance.com/blog) - [Personal Injury Blog](https://blog.amerihopealliance.com/personal-injury) - [Referrals](https://amerihopealliance.com/surplus-case-referral) ph: (877) 882-5338 # Foreclosure and Loan Modification Blog - [Blog](https://blog.amerihopealliance.com/blog) - Foreclosure and Loan Modification Blog ## [3 Reasons Your Bank Doesn't Want You to Get a Loan Modification Attorney](https://blog.amerihopealliance.com/blog/why-your-bank-doesnt-want-you-to-get-a-loan-modification-attorney) [![](https://blog.amerihopealliance.com/hubfs/Greed-514868-edited.jpg)](https://blog.amerihopealliance.com/blog/why-your-bank-doesnt-want-you-to-get-a-loan-modification-attorney) So you've had some problems that made it difficult or impossible for you to pay your mortgage. Now you want to get a loan modification so the monthly payment is reduced to an affordable level and the threat of foreclosure goes away. **But how do you go about applying... and will your lender support you?** \[fa icon="clock-o"\] Friday, January 8, 2016 \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney) \[fa icon="folder-open'\] [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems), [loan modification help](https://blog.amerihopealliance.com/blog/topic/loan-modification-help) [Read More »](https://blog.amerihopealliance.com/blog/why-your-bank-doesnt-want-you-to-get-a-loan-modification-attorney) ## [Top 5 Bank of America Loan Modification Problems](https://blog.amerihopealliance.com/blog/top-5-bank-of-america-loan-modification-problems) [![](https://blog.amerihopealliance.com/hs-fs/hub/161513/file-2262645948.jpg)](https://blog.amerihopealliance.com/blog/top-5-bank-of-america-loan-modification-problems) As the second largest bank in the United States based on total assets, [Bank of America](http://blogs.wsj.com/moneybeat/2014/09/15/ranking-the-biggest-u-s-banks-a-new-entrant-in-top-5/) has become a staple in nearly every home. More so, Bank of America has been an integral factor in the financing of millions of mortgages across the U.S. With such a considerable level of relevance in home mortgages, it's easy to assume that BOA is the shining symbol of excellence. However, Bank of America has consistently been amid a [whirlwind of mortgage lawsuits](http://communities.washingtontimes.com/neighborhood/leading-edge-legal-advice-everyday-matters/2014/jan/5/bank-america-financial-cockroach/) and shady practices over the last few years. \[fa icon="clock-o"\] Monday, December 29, 2014 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [bank of america loan modification](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification), [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems), [bank of america foreclosure](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure) [Read More »](https://blog.amerihopealliance.com/blog/top-5-bank-of-america-loan-modification-problems) ## [What Can I Do If My Loan Modification Is Denied?](https://blog.amerihopealliance.com/blog/what-can-i-do-if-my-loan-modification-is-denied) [![](https://blog.amerihopealliance.com/hs-fs/file-401041570-jpg/images/woman-denied-loan-mod-pulling-out-hair.jpg)](https://blog.amerihopealliance.com/blog/what-can-i-do-if-my-loan-modification-is-denied) If your loan modification has been denied, be assured: you're not the first person to experience denial, and you certainly won't be the last. Loan modifications may be one of the hardest things to get approved without an experienced attorney's assistance. After denial, your next step depends on the reason why you were denied and where your home is in the foreclosure process. \[fa icon="clock-o"\] Wednesday, December 4, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [loan modification denied](https://blog.amerihopealliance.com/blog/topic/loan-modification-denied), [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems), [hamp loan modification](https://blog.amerihopealliance.com/blog/topic/hamp-loan-modification) [Read More »](https://blog.amerihopealliance.com/blog/what-can-i-do-if-my-loan-modification-is-denied) ## [KAPOW! A Great Bank of America Loan Modification](https://blog.amerihopealliance.com/blog/kapow-a-great-bank-of-america-loan-modification) [![](https://blog.amerihopealliance.com/hs-fs/file-377077180-jpg/images/bank-of-america-loan-mod.jpg)](https://blog.amerihopealliance.com/blog/kapow-a-great-bank-of-america-loan-modification) Remember 2005? 2006? Remember the commercials on TV, and radio and everywhere telling you about the “cash rewards” and “cash out” refinances? So many Americans took advantage of these programs. Business was great, real estate was better. Our client Dale, like thousands of other Americans, took advantage of one of these programs, and received cash out of his mortgage (and a 9.75% interest rate!) when he refinanced with Countrywide. In 2008, the Bank of America/Countrywide merger meant that Dale now had to deal with Bank of America. \[fa icon="clock-o"\] Friday, November 8, 2013 \[fa icon="user"\] [Kristen Clinton](https://blog.amerihopealliance.com/blog/author/kristen-clinton) \[fa icon="folder-open'\] [bank of america loan modification](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification), [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems) [Read More »](https://blog.amerihopealliance.com/blog/kapow-a-great-bank-of-america-loan-modification) ## [Loan Modification Success: Eye-Popping BOA Principal Reduction](https://blog.amerihopealliance.com/blog/loan-modification-success-eye-popping-boa-reduction) [![](https://blog.amerihopealliance.com/hs-fs/file-299688976-jpg/images/eye-popping-principal-reduction-226000-small-2.jpg)](https://blog.amerihopealliance.com/blog/loan-modification-success-eye-popping-boa-reduction) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* Many of the worst stories that have come from the mortgage crisis involve the [casual ineptitude](https://blog.amerihopealliance.com/blog/bid/286229/You-re-Not-Alone-Bank-Of-America-Loan-Modification-Problems) of large banks [when it comes to loan modification](https://blog.amerihopealliance.com/blog/bid/306677/5-Bank-of-America-Loan-Modification-Problems-This-Year). Thousands and thousands of foreclosures have resulted from this indiligence, and hundreds of thousands of people have had their lives negatively impacted as a result. ## One Such Story A New York woman approached us about her similar mortgage issues; she had been attempting to get a loan modification from [Bank of America](http://www.ihatebankofamerica.com/), but couldn't get any headway after trying for nearly two years. This homeowner was a single mother who had emerged from bankruptcy just a few years earlier; the last thing she needed was the dark cloud of foreclosure hanging over her head. However, her home could've been foreclosed on at any time; she was **over 5 years and $162,000 behind** on paying her **$2,680 mortgage payment**. \[fa icon="clock-o"\] Saturday, September 28, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [bank of america loan modification](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification), [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications), [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems), [bank of america foreclosure](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure) [Read More »](https://blog.amerihopealliance.com/blog/loan-modification-success-eye-popping-boa-reduction) ## [Loan Modification Success: BOA-Nationstar Payment Reduction!](https://blog.amerihopealliance.com/blog/loan-modification-success-boa-nationstar-payment-reduction) [![](https://blog.amerihopealliance.com/hs-fs/file-293668350-jpg/images/monthly-payment-reduction-1216.jpg)](https://blog.amerihopealliance.com/blog/loan-modification-success-boa-nationstar-payment-reduction) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* Many of our clients come to us after struggling with paying their mortgage for several years. That was the case with this couple.  Unlike most of our other clients, though, they were nearly **5 years behind** on paying their **$2,600 monthly mortgage payment**. During this half-decade, they had somehow avoided foreclosure, but they knew it wouldn't be too long until their lender, Bank of America, served them foreclosure papers. This couple had already been offered a loan modification once, but [could not complete](https://blog.amerihopealliance.com/blog/bid/278385/Why-is-my-loan-modification-denied) the terms of the offer. That's when they retained (hired) us in late 2012. We understood the couples' commitment to saving their home, and began to work with them to get a loan modification. In early December 2012, Bank of America denied our initial request for a loan modification, saying that they didn't believe that the couple suffered through enough [hardship](https://blog.amerihopealliance.com/blog/bid/274075/How-to-Write-a-Hardship-Letter-for-your-Mortgage-Company). By the time January arrived, we were already working to resubmit the couples' loan modification package with more updated information. While we were in the information-gathering process; the husband lost his job; we had to update the couples' information package, and then had to resubmit all their information several times thereafter. \[fa icon="clock-o"\] Saturday, September 14, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications), [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems), [bank of america foreclosure](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure) [Read More »](https://blog.amerihopealliance.com/blog/loan-modification-success-boa-nationstar-payment-reduction) ## [5 Bank of America Loan Modification Problems This Year](https://blog.amerihopealliance.com/blog/bid/306677/5-Bank-of-America-Loan-Modification-Problems-This-Year) [![](https://blog.amerihopealliance.com/hs-fs/file-247387205-jpg/images/house-fraudclosure.jpg)](https://blog.amerihopealliance.com/blog/bid/306677/5-Bank-of-America-Loan-Modification-Problems-This-Year) It's no surprise that Bank of America has been taking advantage of homeowners for years. Now that we past the halfway mark of 2013, let's look at a few Bank of America loan modification problems that have come to light this year. \[fa icon="clock-o"\] Monday, August 5, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [bank of america loan modification](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification), [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems), [bank of america foreclosure](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure) [Read More »](https://blog.amerihopealliance.com/blog/bid/306677/5-Bank-of-America-Loan-Modification-Problems-This-Year) ## [You Can Stop Harassing Phone Calls from Your Mortgage Lender](https://blog.amerihopealliance.com/blog/bid/304635/You-Can-Stop-Harassing-Phone-Calls-from-Your-Mortgage-Lender) [![](https://blog.amerihopealliance.com/hs-fs/file-230129473-png/images/cease-and-desist-stamp.png)](https://blog.amerihopealliance.com/blog/bid/304635/You-Can-Stop-Harassing-Phone-Calls-from-Your-Mortgage-Lender) # Learn How the Fair Debt Collection Practices Act Protects You From Harassment by Debt Collectors Mortgage lenders and other debt collectors are well-known for harassing people with consistent, annoying phone calls and threatening messages. Most people don't know that there are laws in place to protect them from these phone calls. The Fair Debt Collection Practices Act (hereinafter referred to as “[FDCPA](http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act)")  limits the timing and recurrence of phone calls from creditors, and also gives consumers the ability to opt out of debt collection calls with a simple cease-and-desist letter. It's disappointing that more people don't take advantage of these consumer protection laws. \[fa icon="clock-o"\] Friday, July 19, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems), [mortgage fraud](https://blog.amerihopealliance.com/blog/topic/mortgage-fraud) [Read More »](https://blog.amerihopealliance.com/blog/bid/304635/You-Can-Stop-Harassing-Phone-Calls-from-Your-Mortgage-Lender) ## [BOA Makes Up Own Requirements for Deed in Lieu of FHA Backed Loan](https://blog.amerihopealliance.com/blog/bid/301377/BOA-Makes-Up-Own-Requirements-for-Deed-in-Lieu-of-FHA-Backed-Loan) **By Alex J. Pearlberg, Esq.** ![BOA whistle](https://blog.amerihopealliance.com/hs-fs/file-209199073-jpg/images/boa-whistle.jpg?width=337&height=224&name=boa-whistle.jpg) So imagine you are behind in your FHA- backed mortgage, the property is way upside-down and you wish to exercise all of your loss mitigation options. As the homeowner, you have submitted all of the documents required by the servicer on your loan. Bank of America (BOA) and you have been denied for a [HAMP loan modification](https://blog.amerihopealliance.com/blog/bid/300236/5-Myths-About-HAMP-Loan-Modifications). You have had the property listed for sale for over nine (9) months and have yet to receive an offer at anywhere close to the market value, much less the balance on the loan. BOA has sent numerous letters indicating there may be other alternatives, including a deed in lieu of foreclosure and monetary help in relocating. After thinking long and hard, you have decided to give up your homestead and surrender the property to the lender by way of a deed in lieu. One problem: BOA now indicates that “due to recent changes in FHA guidelines you must submit and proceed through the BOA short sale process and department.” \[fa icon="clock-o"\] Friday, June 28, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [florida foreclosure defense](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-defense), [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems), [bank of america foreclosure](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure) [Read More »](https://blog.amerihopealliance.com/blog/bid/301377/BOA-Makes-Up-Own-Requirements-for-Deed-in-Lieu-of-FHA-Backed-Loan) ## [You're Not Alone: Bank Of America Loan Modification Problems](https://blog.amerihopealliance.com/blog/bid/286229/You-re-Not-Alone-Bank-Of-America-Loan-Modification-Problems) ![Homeowner Frustrated With Bank Of America Loan Modification Problems](https://blog.amerihopealliance.com/hs-fs/file-30658619-jpg/images/small__4774087006.jpg?width=259&height=172&name=small__4774087006.jpg)Since 2009, there has been a lot of bad press about Bank of America's loan modification problems, featuring a near-continuous stream of frustrated homeowners who are mired in delays and lost paperwork. Many homeowners jumped through hoops and waited years for loan modification decisions, only to find out that they were not eligible for modification. Some still await their outcome while trapped in the cycle of lost paperwork, misapplied or misplaced payments, and a shuffle of [Bank of America](http://www.nytimes.com/2013/02/04/business/new-questions-raised-over-a-bank-of-america-settlement.html) loan modification staff. \[fa icon="clock-o"\] Monday, April 22, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [bank of america loan modification problems](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems) [Read More »](https://blog.amerihopealliance.com/blog/bid/286229/You-re-Not-Alone-Bank-Of-America-Loan-Modification-Problems) [All posts](https://blog.amerihopealliance.com/blog/all) ### About this Blog Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes. [![Click to Read Our Super Loan Mod Success Stories](https://no-cache.hubspot.com/cta/default/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953) Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a [free consultation](https://www.amerihopealliance.com/free_consultation) at any time. ### Subscribe to Email Updates - Popular - Recent - Topics ![feature image](https://blog.amerihopealliance.com/hubfs/images/Affirmative-517166-edited.jpg) [Using Affirmative Defenses When Answering A Foreclosure Complaint](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint) Published December 3, 2019 ![feature image](https://blog.amerihopealliance.com/hs-fs/file-371665267-jpg/images/us-bank-logo-slim.jpg) [How Our Attorneys Beat U.S. Bank, A True Foreclosure Stooge](https://blog.amerihopealliance.com/blog/how-our-attorneys-defeated-us-bank-stooge-foreclosure) Published November 6, 2013 ![feature image](https://blog.amerihopealliance.com/hubfs/images/auction2.jpg) [What If Your Home Doesn't Sell At Foreclosure Auction?](https://blog.amerihopealliance.com/blog/what-if-your-home-doesnt-sell-at-auction) Published October 13, 2018 ![feature image](https://blog.amerihopealliance.com/hubfs/images/Danger-124412-edited.jpg) [Avoid Inheriting A Timeshare By Filing "Disclaimer of Interest"](https://blog.amerihopealliance.com/blog/avoid-inheriting-a-timeshare-by-filing-disclaimer-of-interest) Published June 18, 2018 ![feature image](https://blog.amerihopealliance.com/hubfs/images/padlocked-home.jpg) [What Do You Do If Your Bank Changes the Locks on Your House?](https://blog.amerihopealliance.com/blog/what-do-you-do-if-the-bank-changes-the-locks-on-your-house) Published October 19, 2016 ### Lists by Topic - [loan modification (257)](https://blog.amerihopealliance.com/blog/topic/loan-modification) - [successful loan modifications (120)](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) - [foreclosure defense (116)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense) - [foreclosure (102)](https://blog.amerihopealliance.com/blog/topic/foreclosure) - [loan modification help (52)](https://blog.amerihopealliance.com/blog/topic/loan-modification-help) - [ocwen loan modification (51)](https://blog.amerihopealliance.com/blog/topic/ocwen-loan-modification) - [loan modification success (43)](https://blog.amerihopealliance.com/blog/topic/loan-modification-success) - [wells fargo loan modification (43)](https://blog.amerihopealliance.com/blog/topic/wells-fargo-loan-modification) - [carrington loan modification (34)](https://blog.amerihopealliance.com/blog/topic/carrington-loan-modification) - [stop foreclosure (29)](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure) - [caliber loan modification (28)](https://blog.amerihopealliance.com/blog/topic/caliber-loan-modification) - [loan modification attorney (27)](https://blog.amerihopealliance.com/blog/topic/loan-modification-attorney) - [florida foreclosure defense (26)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-defense) - [sps loan modification (26)](https://blog.amerihopealliance.com/blog/topic/sps-loan-modification) - [new york foreclosure attorney (24)](https://blog.amerihopealliance.com/blog/topic/new-york-foreclosure-attorney) - [sls loan modification (24)](https://blog.amerihopealliance.com/blog/topic/sls-loan-modification) - [Scam Alert (23)](https://blog.amerihopealliance.com/blog/topic/scam-alert) - [bank of america loan modification (23)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification) - [how to stop foreclosure (21)](https://blog.amerihopealliance.com/blog/topic/how-to-stop-foreclosure) - [mortgage fraud (21)](https://blog.amerihopealliance.com/blog/topic/mortgage-fraud) - [florida foreclosure attorney (20)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-attorney) - [loan modification lawyer (20)](https://blog.amerihopealliance.com/blog/topic/loan-modification-lawyer) - [illinois foreclosure lawyer (19)](https://blog.amerihopealliance.com/blog/topic/illinois-foreclosure-lawyer) - [new jersey foreclosure attorney (19)](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-attorney) - [hamp loan modification (18)](https://blog.amerihopealliance.com/blog/topic/hamp-loan-modification) - [seterus loan modification (18)](https://blog.amerihopealliance.com/blog/topic/seterus-loan-modification) - [mr cooper loan modification (17)](https://blog.amerihopealliance.com/blog/topic/mr-cooper-loan-modification) - [understanding credit (17)](https://blog.amerihopealliance.com/blog/topic/understanding-credit) - [ditech loan modification (16)](https://blog.amerihopealliance.com/blog/topic/ditech-loan-modification) - [life after foreclosure (16)](https://blog.amerihopealliance.com/blog/topic/life-after-foreclosure) - [nationstar loan modification (16)](https://blog.amerihopealliance.com/blog/topic/nationstar-loan-modification) - [HAMP (15)](https://blog.amerihopealliance.com/blog/topic/hamp) - [foreclosure defense attorney (15)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense-attorney) - [bayview loan modification (14)](https://blog.amerihopealliance.com/blog/topic/bayview-loan-modification) - [loan modification denied (14)](https://blog.amerihopealliance.com/blog/topic/loan-modification-denied) - [housing market (13)](https://blog.amerihopealliance.com/blog/topic/housing-market) - [lenders (13)](https://blog.amerihopealliance.com/blog/topic/lenders) - [loan care loan modification (13)](https://blog.amerihopealliance.com/blog/topic/loan-care-loan-modification) - [PNC loan modification success (12)](https://blog.amerihopealliance.com/blog/topic/pnc-loan-modification-success) - [florida foreclosure laws (12)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-laws) - [foreclosure defense attorney new jersey (12)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense-attorney-new-jersey) - [Rushmore loan modification (11)](https://blog.amerihopealliance.com/blog/topic/rushmore-loan-modification) - [new jersey foreclosure process (11)](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-process) - [pennsylvania foreclosure defense (11)](https://blog.amerihopealliance.com/blog/topic/pennsylvania-foreclosure-defense) - [short sale (11)](https://blog.amerihopealliance.com/blog/topic/short-sale) - [bank of america loan modification problems (10)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems) - [chase loan modification (10)](https://blog.amerihopealliance.com/blog/topic/chase-loan-modification) - [chase loan modifications (10)](https://blog.amerihopealliance.com/blog/topic/chase-loan-modifications) - [citi loan modification (10)](https://blog.amerihopealliance.com/blog/topic/citi-loan-modification) - [foreclosure deficiency (10)](https://blog.amerihopealliance.com/blog/topic/foreclosure-deficiency) - [mortgage modification (10)](https://blog.amerihopealliance.com/blog/topic/mortgage-modification) - [shellpoint loan modification (10)](https://blog.amerihopealliance.com/blog/topic/shellpoint-loan-modification) - [foreclosure grief (9)](https://blog.amerihopealliance.com/blog/topic/foreclosure-grief) - [mortgage (9)](https://blog.amerihopealliance.com/blog/topic/mortgage) - [prolong foreclosure (9)](https://blog.amerihopealliance.com/blog/topic/prolong-foreclosure) - [us bank loan modification (9)](https://blog.amerihopealliance.com/blog/topic/us-bank-loan-modification) - [bank of america foreclosure (8)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure) - [foreclosure process in new york (8)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-new-york) - [freedom mortgage loan modification (8)](https://blog.amerihopealliance.com/blog/topic/freedom-mortgage-loan-modification) - [loan modification scams in Florida (8)](https://blog.amerihopealliance.com/blog/topic/loan-modification-scams-in-florida) - [penny mac loan modification (8)](https://blog.amerihopealliance.com/blog/topic/penny-mac-loan-modification) - [selene loan modification (8)](https://blog.amerihopealliance.com/blog/topic/selene-loan-modification) - [avoiding foreclosure (7)](https://blog.amerihopealliance.com/blog/topic/avoiding-foreclosure) - [cenlar loan modification (7)](https://blog.amerihopealliance.com/blog/topic/cenlar-loan-modification) - [florida foreclosure process (7)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-process) - [foreclosure fraud (7)](https://blog.amerihopealliance.com/blog/topic/foreclosure-fraud) - [m&t bank loan modification (7)](https://blog.amerihopealliance.com/blog/topic/mt-bank-loan-modification) - [mortgage shopping, (7)](https://blog.amerihopealliance.com/blog/topic/mortgage-shopping) - [timeshare cancellation (7)](https://blog.amerihopealliance.com/blog/topic/timeshare-cancellation) - [ditech loan modification success (6)](https://blog.amerihopealliance.com/blog/topic/ditech-loan-modification-success) - [financial worksheet for loan modification (6)](https://blog.amerihopealliance.com/blog/topic/financial-worksheet-for-loan-modification) - [foreclosure crisis (6)](https://blog.amerihopealliance.com/blog/topic/foreclosure-crisis) - [hurricane irma (6)](https://blog.amerihopealliance.com/blog/topic/hurricane-irma) - [mortgage servicers (6)](https://blog.amerihopealliance.com/blog/topic/mortgage-servicers) - [phh loan modification (6)](https://blog.amerihopealliance.com/blog/topic/phh-loan-modification) - [roundpoint loan modification (6)](https://blog.amerihopealliance.com/blog/topic/roundpoint-loan-modification) - [trial modification (6)](https://blog.amerihopealliance.com/blog/topic/trial-modification) - [debt collections harassment (5)](https://blog.amerihopealliance.com/blog/topic/debt-collections-harassment) - [deficiency judgment (5)](https://blog.amerihopealliance.com/blog/topic/deficiency-judgment) - [foreclosure process in florida (5)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-florida) - [i have a foreclosure sale date (5)](https://blog.amerihopealliance.com/blog/topic/i-have-a-foreclosure-sale-date) - [mortgage servicing (5)](https://blog.amerihopealliance.com/blog/topic/mortgage-servicing) - [summons and complaint (5)](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint) - [asc loan modification (4)](https://blog.amerihopealliance.com/blog/topic/asc-loan-modification) - [deed in lieu of foreclosure (4)](https://blog.amerihopealliance.com/blog/topic/deed-in-lieu-of-foreclosure) - [final judgment (4)](https://blog.amerihopealliance.com/blog/topic/final-judgment) - [forbearance (4)](https://blog.amerihopealliance.com/blog/topic/forbearance) - [foreclosure lawsuit (4)](https://blog.amerihopealliance.com/blog/topic/foreclosure-lawsuit) - [foreclosure process in illinois (4)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-illinois) - [loan modification application (4)](https://blog.amerihopealliance.com/blog/topic/loan-modification-application) - [negative equity (4)](https://blog.amerihopealliance.com/blog/topic/negative-equity) - [normal servicing (4)](https://blog.amerihopealliance.com/blog/topic/normal-servicing) - [personal finance (4)](https://blog.amerihopealliance.com/blog/topic/personal-finance) - [phfa loan modification (4)](https://blog.amerihopealliance.com/blog/topic/phfa-loan-modification) - [principal reduction (4)](https://blog.amerihopealliance.com/blog/topic/principal-reduction) - [refinance (4)](https://blog.amerihopealliance.com/blog/topic/refinance) - [sps repayment plan (4)](https://blog.amerihopealliance.com/blog/topic/sps-repayment-plan) - [stop foreclosure in florida (4)](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure-in-florida) - [suntrust loan modification (4)](https://blog.amerihopealliance.com/blog/topic/suntrust-loan-modification) - [write a hardship letter (4)](https://blog.amerihopealliance.com/blog/topic/write-a-hardship-letter) - [Bankruptcy (3)](https://blog.amerihopealliance.com/blog/topic/bankruptcy) - [Buying a home after foreclosure (3)](https://blog.amerihopealliance.com/blog/topic/buying-a-home-after-foreclosure) - [CFPB (3)](https://blog.amerihopealliance.com/blog/topic/cfpb) - [HUD (3)](https://blog.amerihopealliance.com/blog/topic/hud) - [bb&t loan modification (3)](https://blog.amerihopealliance.com/blog/topic/bbt-loan-modification) - [bsi loan modification success (3)](https://blog.amerihopealliance.com/blog/topic/bsi-loan-modification-success) - [capital one loan modifications (3)](https://blog.amerihopealliance.com/blog/topic/capital-one-loan-modifications) - [debt settlement (3)](https://blog.amerihopealliance.com/blog/topic/debt-settlement) - [default judgment (3)](https://blog.amerihopealliance.com/blog/topic/default-judgment) - [dual-tracking (3)](https://blog.amerihopealliance.com/blog/topic/dual-tracking) - [fay servicing loan modification (3)](https://blog.amerihopealliance.com/blog/topic/fay-servicing-loan-modification) - [flagstar loan modification (3)](https://blog.amerihopealliance.com/blog/topic/flagstar-loan-modification) - [foreclosure fees (3)](https://blog.amerihopealliance.com/blog/topic/foreclosure-fees) - [lawyer (3)](https://blog.amerihopealliance.com/blog/topic/lawyer) - [loan modification financial worksheet (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-financial-worksheet) - [loan modification fraud (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-fraud) - [loan modification terms (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-terms) - [massachusetts foreclosure lawyer (3)](https://blog.amerihopealliance.com/blog/topic/massachusetts-foreclosure-lawyer) - [mortgage abuse (3)](https://blog.amerihopealliance.com/blog/topic/mortgage-abuse) - [mortgage debt (3)](https://blog.amerihopealliance.com/blog/topic/mortgage-debt) - [news (3)](https://blog.amerihopealliance.com/blog/topic/news) - [Florida statue of limitations (2)](https://blog.amerihopealliance.com/blog/topic/florida-statue-of-limitations) - [Greentree loan modification (2)](https://blog.amerihopealliance.com/blog/topic/greentree-loan-modification) - [affirmative defense (2)](https://blog.amerihopealliance.com/blog/topic/affirmative-defense) - [consent to foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/consent-to-foreclosure) - [coronavirus (2)](https://blog.amerihopealliance.com/blog/topic/coronavirus) - [covid19 (2)](https://blog.amerihopealliance.com/blog/topic/covid19) - [dos donts of foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/dos-donts-of-foreclosure) - [fha (2)](https://blog.amerihopealliance.com/blog/topic/fha) - [fifth third bank loan modification (2)](https://blog.amerihopealliance.com/blog/topic/fifth-third-bank-loan-modification) - [florida foreclosure bill (2)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-bill) - [foreclosure auction (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-auction) - [foreclosure glossary (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-glossary) - [foreclosure moratorium (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-moratorium) - [free house (2)](https://blog.amerihopealliance.com/blog/topic/free-house) - [gregory funding loan modification (2)](https://blog.amerihopealliance.com/blog/topic/gregory-funding-loan-modification) - [hardest hit (2)](https://blog.amerihopealliance.com/blog/topic/hardest-hit) - [hardship (2)](https://blog.amerihopealliance.com/blog/topic/hardship) - [hardship letter (2)](https://blog.amerihopealliance.com/blog/topic/hardship-letter) - [home point loan modification (2)](https://blog.amerihopealliance.com/blog/topic/home-point-loan-modification) - [hsbc loan modification (2)](https://blog.amerihopealliance.com/blog/topic/hsbc-loan-modification) - [hurricane (2)](https://blog.amerihopealliance.com/blog/topic/hurricane) - [judicial default judgment (2)](https://blog.amerihopealliance.com/blog/topic/judicial-default-judgment) - [lakeview loan servicing loan modification (2)](https://blog.amerihopealliance.com/blog/topic/lakeview-loan-servicing-loan-modification) - [law firm awards (2)](https://blog.amerihopealliance.com/blog/topic/law-firm-awards) - [legal aid (2)](https://blog.amerihopealliance.com/blog/topic/legal-aid) - [loan modification cost (2)](https://blog.amerihopealliance.com/blog/topic/loan-modification-cost) - [mortgage assistance (2)](https://blog.amerihopealliance.com/blog/topic/mortgage-assistance) - [notice of default (2)](https://blog.amerihopealliance.com/blog/topic/notice-of-default) - [predatory lending (2)](https://blog.amerihopealliance.com/blog/topic/predatory-lending) - [pro se litigation (2)](https://blog.amerihopealliance.com/blog/topic/pro-se-litigation) - [regions bank loan modification (2)](https://blog.amerihopealliance.com/blog/topic/regions-bank-loan-modification) - [reinstatement (2)](https://blog.amerihopealliance.com/blog/topic/reinstatement) - [retirement (2)](https://blog.amerihopealliance.com/blog/topic/retirement) - [reverse mortgage (2)](https://blog.amerihopealliance.com/blog/topic/reverse-mortgage) - [stearns loan care loan modification (2)](https://blog.amerihopealliance.com/blog/topic/stearns-loan-care-loan-modification) - [unclean hands (2)](https://blog.amerihopealliance.com/blog/topic/unclean-hands) - [underwater (2)](https://blog.amerihopealliance.com/blog/topic/underwater) - [wells fargo (2)](https://blog.amerihopealliance.com/blog/topic/wells-fargo) - [writ of possession (2)](https://blog.amerihopealliance.com/blog/topic/writ-of-possession) - [zombie foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/zombie-foreclosure) - [21st Mortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/21st-mortgage-loan-modification) - [Abandoned Homes (1)](https://blog.amerihopealliance.com/blog/topic/abandoned-homes) - [Excessive Overdraft Fees (1)](https://blog.amerihopealliance.com/blog/topic/excessive-overdraft-fees) - [FCI Lenders Services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/fci-lenders-services-loan-modification) - [FHFA (1)](https://blog.amerihopealliance.com/blog/topic/fhfa) - [HAFA (1)](https://blog.amerihopealliance.com/blog/topic/hafa) - [HOA Foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/hoa-foreclosure) - [Hardest Hit Fund (1)](https://blog.amerihopealliance.com/blog/topic/hardest-hit-fund) - [Homebridge Financial Services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/homebridge-financial-services-loan-modification) - [Mortgage Forgiveness Debt Relief Act (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-forgiveness-debt-relief-act) - [Ocwen (1)](https://blog.amerihopealliance.com/blog/topic/ocwen) - [Superstorm Sandy (1)](https://blog.amerihopealliance.com/blog/topic/superstorm-sandy) - [act 91 notice (1)](https://blog.amerihopealliance.com/blog/topic/act-91-notice) - [amc loan modification (1)](https://blog.amerihopealliance.com/blog/topic/amc-loan-modification) - [auction (1)](https://blog.amerihopealliance.com/blog/topic/auction) - [bitcoin (1)](https://blog.amerihopealliance.com/blog/topic/bitcoin) - [citibank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/citibank-loan-modification) - [citimortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/citimortgage-loan-modification) - [class action lawsuit (1)](https://blog.amerihopealliance.com/blog/topic/class-action-lawsuit) - [complete application scam (1)](https://blog.amerihopealliance.com/blog/topic/complete-application-scam) - [conciliation conference (1)](https://blog.amerihopealliance.com/blog/topic/conciliation-conference) - [connecticut foreclosure defense (1)](https://blog.amerihopealliance.com/blog/topic/connecticut-foreclosure-defense) - [consent order (1)](https://blog.amerihopealliance.com/blog/topic/consent-order) - [credit cards (1)](https://blog.amerihopealliance.com/blog/topic/credit-cards) - [deferment (1)](https://blog.amerihopealliance.com/blog/topic/deferment) - [divorce and foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/divorce-and-foreclosure) - [email (1)](https://blog.amerihopealliance.com/blog/topic/email) - [fannie mae (1)](https://blog.amerihopealliance.com/blog/topic/fannie-mae) - [fci loan modification (1)](https://blog.amerihopealliance.com/blog/topic/fci-loan-modification) - [fema (1)](https://blog.amerihopealliance.com/blog/topic/fema) - [financial crisis (1)](https://blog.amerihopealliance.com/blog/topic/financial-crisis) - [first national bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/first-national-bank-loan-modification) - [flex modification (1)](https://blog.amerihopealliance.com/blog/topic/flex-modification) - [force-placed insurance (1)](https://blog.amerihopealliance.com/blog/topic/force-placed-insurance) - [foreclosure documents (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-documents) - [foreclosure pets (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-pets) - [foreclosure trial (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-trial) - [government shutdown (1)](https://blog.amerihopealliance.com/blog/topic/government-shutdown) - [guaranteed rate loan modification (1)](https://blog.amerihopealliance.com/blog/topic/guaranteed-rate-loan-modification) - [heloc (1)](https://blog.amerihopealliance.com/blog/topic/heloc) - [home bridge financial services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/home-bridge-financial-services-loan-modification) - [home loan investment bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/home-loan-investment-bank-loan-modification) - [housing (1)](https://blog.amerihopealliance.com/blog/topic/housing) - [housing bubble (1)](https://blog.amerihopealliance.com/blog/topic/housing-bubble) - [in-house loan modification (1)](https://blog.amerihopealliance.com/blog/topic/in-house-loan-modification) - [income tax (1)](https://blog.amerihopealliance.com/blog/topic/income-tax) - [investment property (1)](https://blog.amerihopealliance.com/blog/topic/investment-property) - [judicial or clerk's default (1)](https://blog.amerihopealliance.com/blog/topic/judicial-or-clerks-default) - [leprechaun (1)](https://blog.amerihopealliance.com/blog/topic/leprechaun) - [lien (1)](https://blog.amerihopealliance.com/blog/topic/lien) - [loan modification process in florida (1)](https://blog.amerihopealliance.com/blog/topic/loan-modification-process-in-florida) - [loancare loan modification (1)](https://blog.amerihopealliance.com/blog/topic/loancare-loan-modification) - [m&t babk (1)](https://blog.amerihopealliance.com/blog/topic/mt-babk) - [mediation (1)](https://blog.amerihopealliance.com/blog/topic/mediation) - [mgc mortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/mgc-mortgage-loan-modification) - [mortgage examination (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-examination) - [mortgage investor (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-investor) - [mortgage rates (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-rates) - [mr. cooper (1)](https://blog.amerihopealliance.com/blog/topic/mr-cooper) - [ocwen foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/ocwen-foreclosure) - [pacific union finance loan modification success (1)](https://blog.amerihopealliance.com/blog/topic/pacific-union-finance-loan-modification-success) - [partial claim (1)](https://blog.amerihopealliance.com/blog/topic/partial-claim) - [pennsylvania housing finance agency (1)](https://blog.amerihopealliance.com/blog/topic/pennsylvania-housing-finance-agency) - [pennymac loan modification (1)](https://blog.amerihopealliance.com/blog/topic/pennymac-loan-modification) - [probate (1)](https://blog.amerihopealliance.com/blog/topic/probate) - [quiet title (1)](https://blog.amerihopealliance.com/blog/topic/quiet-title) - [quitclaim deed (1)](https://blog.amerihopealliance.com/blog/topic/quitclaim-deed) - [recession (1)](https://blog.amerihopealliance.com/blog/topic/recession) - [remodification (1)](https://blog.amerihopealliance.com/blog/topic/remodification) - [reverse mortgage foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/reverse-mortgage-foreclosure) - [second mortgage modification (1)](https://blog.amerihopealliance.com/blog/topic/second-mortgage-modification) - [selling your timeshare (1)](https://blog.amerihopealliance.com/blog/topic/selling-your-timeshare) - [settlement conference (1)](https://blog.amerihopealliance.com/blog/topic/settlement-conference) - [sheriff's sale (1)](https://blog.amerihopealliance.com/blog/topic/sheriffs-sale) - [stearns lending loan modification (1)](https://blog.amerihopealliance.com/blog/topic/stearns-lending-loan-modification) - [stock trading (1)](https://blog.amerihopealliance.com/blog/topic/stock-trading) - [strategic default (1)](https://blog.amerihopealliance.com/blog/topic/strategic-default) - [sunwest loan modification (1)](https://blog.amerihopealliance.com/blog/topic/sunwest-loan-modification) - [tax foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/tax-foreclosure) - [td bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/td-bank-loan-modification) - [thanksgiving (1)](https://blog.amerihopealliance.com/blog/topic/thanksgiving) - [the big short (1)](https://blog.amerihopealliance.com/blog/topic/the-big-short) - [timeshare (1)](https://blog.amerihopealliance.com/blog/topic/timeshare) - [timeshare fraud (1)](https://blog.amerihopealliance.com/blog/topic/timeshare-fraud) - [trumark financial loan modification (1)](https://blog.amerihopealliance.com/blog/topic/trumark-financial-loan-modification) - [unknown foreclosure defendants (1)](https://blog.amerihopealliance.com/blog/topic/unknown-foreclosure-defendants) - [what is a case management conference (1)](https://blog.amerihopealliance.com/blog/topic/what-is-a-case-management-conference) see all [![Quick Foreclosure Quiz](https://no-cache.hubspot.com/cta/default/161513/5a1cfa41-2f25-4042-be8d-84677e3a244d.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/5a1cfa41-2f25-4042-be8d-84677e3a244d) ### Foreclosure Process Handbook ### Sitemap - [About](https://www.amerihopealliance.com/about_us) - [Case Results](https://legal.amerihopealliance.com/case-results) - [Free Consultation](https://www.amerihopealliance.com/free_consultation) - [Blog](https://blog.amerihopealliance.com) - [Client Login](https://www.amerihopealliance.com/client_login) ### Subscribe [![Do You Need To Hire A Foreclosure Attorney? Take Our 2-Minute Quiz](https://no-cache.hubspot.com/cta/default/161513/ceb8a341-537c-4129-a97d-da85fc0868ce.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ceb8a341-537c-4129-a97d-da85fc0868ce) ### Recent Posts ## Contact Us ### Call (877) 882-5338 ### Fax: (954) 919-6337 ### View our Office Locations Copyright 2008 - 2026 | Amerihope Alliance Legal Services [Privacy Policy](https://amerihopealliance.com/privacy) | [Terms of Service](https://amerihopealliance.com/terms) | [Site Map](https://amerihopealliance.com/sitemap) | [Glossary](https://amerihopealliance.com/glossary.php) | [Contact Us](https://amerihopealliance.com/contact_us) We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This web site is designed for general information only. The facts and law in each case are different. We cannot and do not represent or guarantee a specific result in any given case. See our About Us page for our qualifications and experience.