---
title: Foreclosure and Loan Modification Blog | summons and complaint
description: summons and complaint | Dedicated foreclosure defense law firm helping foreclosure victims stay in their home, and obtain loan modifications.
---

[![Foreclosure and Loan Modification Lawyers](https://blog.amerihopealliance.com/hs-fs/images/forclosure-attorneys.png?width=360&height=117&name=forclosure-attorneys.png "Foreclosure and Loan Modification Lawyers")](https://www.amerihopealliance.com/)

- Practice Areas 
    - [Foreclosure Defense](https://amerihopealliance.com/foreclosure-defense)
    - [Claim Surplus Funds](https://amerihopealliance.com/surplus-funds)
    - [Loan Modification](https://amerihopealliance.com/loan-modification)
    - [Tax Resolution & Tax Preparation](https://amerihopealliance.com/en/amerihope-alliance-tax-resolution)
    - [Bankruptcy](https://amerihopealliance.com/en/bankruptcy)
    - [Probate](https://amerihopealliance.com/en/probate)
- [About Us](https://amerihopealliance.com/about_us)
- [Case Results](https://legal.amerihopealliance.com/case-results)
- [Client Login](https://amerihopealliance.com/client_login)
- [FAQ](https://amerihopealliance.com/frequently-asked-questions)
- [Contact Us](https://amerihopealliance.com/contact_us)
- [Blog](https://blog.amerihopealliance.com/blog) 
    - [Foreclosure and Loan Modification Blog](https://blog.amerihopealliance.com/blog)
    - [Personal Injury Blog](https://blog.amerihopealliance.com/personal-injury)
- [Referrals](https://amerihopealliance.com/surplus-case-referral)

ph: (877) 882-5338

# Foreclosure and Loan Modification Blog

- [Blog](https://blog.amerihopealliance.com/blog)
- Foreclosure and Loan Modification Blog

## [Don’t Let a Judicial Default Cost You Your Home: Answer Your Foreclosure Complaint](https://blog.amerihopealliance.com/blog/avoid-judicial-default-by-answering-foreclosure-complaint)

[![](https://blog.amerihopealliance.com/hubfs/images/HookHouse.jpg)](https://blog.amerihopealliance.com/blog/avoid-judicial-default-by-answering-foreclosure-complaint)

If you’ve fallen behind on your mortgage—even by just a few payments—you’re in default. That means your lender can legally begin foreclosure proceedings. And eventually, you’ll receive a **notice of default**, a warning that you’re violating your mortgage terms and could lose your home.

\[fa icon="clock-o"\] Friday, August 8, 2025  \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling)  \[fa icon="folder-open'\] [foreclosure](https://blog.amerihopealliance.com/blog/topic/foreclosure), [judicial default judgment](https://blog.amerihopealliance.com/blog/topic/judicial-default-judgment), [summons and complaint](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint) 

[Read More »](https://blog.amerihopealliance.com/blog/avoid-judicial-default-by-answering-foreclosure-complaint)

## [Foreclosure Documents Demystified](https://blog.amerihopealliance.com/blog/foreclosure-documents-demystified)

[![](https://blog.amerihopealliance.com/hs-fs/hub/161513/file-365008169.jpg)](https://blog.amerihopealliance.com/blog/foreclosure-documents-demystified)

You have 3 choices when served with foreclosure documents: you can respond yourself, hire an attorney or do nothing.

You have the best chance of keeping your home with the help of a foreclosure defense attorney, and you are guaranteed to lose your home if you [do nothing](https://blog.amerihopealliance.com/blog/bid/305139/When-is-It-Time-to-Walk-Away-from-Your-Mortgage). If neither of these choices sound good to you, you can respond and represent yourself.

Read on for a guide to starting the foreclosure defense process as a [*pro se*](https://blog.amerihopealliance.com/blog/why-it-is-better-to-hire-an-attorney-than-proceeding-pro-se)[litigant](https://blog.amerihopealliance.com/blog/why-it-is-better-to-hire-an-attorney-than-proceeding-pro-se).

\[fa icon="clock-o"\] Thursday, August 13, 2020  \[fa icon="user"\] [Jordan Shealy](https://blog.amerihopealliance.com/blog/author/jordan-shealy)  \[fa icon="folder-open'\] [foreclosure defense](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense), [summons and complaint](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint), [foreclosure lawsuit](https://blog.amerihopealliance.com/blog/topic/foreclosure-lawsuit), [pro se litigation](https://blog.amerihopealliance.com/blog/topic/pro-se-litigation), [foreclosure documents](https://blog.amerihopealliance.com/blog/topic/foreclosure-documents) 

[Read More »](https://blog.amerihopealliance.com/blog/foreclosure-documents-demystified)

## [Using Affirmative Defenses When Answering A Foreclosure Complaint](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint)

[![](https://blog.amerihopealliance.com/hubfs/images/Affirmative-517166-edited.jpg)](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint)

When your bank **serves you with a foreclosure complaint for not paying your mortgage**, you have a right to answer it and **deny its charges**, which you should.

You should also include something called **affirmative defenses** in your response to the complaint because they are a vital part of a good foreclosure defense strategy.

## What Is An Affirmative Defense?

An affirmative defense in a civil lawsuit is a **fact that defeats or mitigates the consequences of a charge**. For example, in a foreclosure complaint the plaintiff will charge that you haven't been paying your mortgage and they're entitled to foreclose because of that. An affirmative defense wouldn't deny that (**though the answer probably would**), but it would basically say that **it doesn't matter** for some reason, like the plaintiff doesn't have the right to foreclose.

\[fa icon="clock-o"\] Tuesday, December 3, 2019  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [foreclosure](https://blog.amerihopealliance.com/blog/topic/foreclosure), [summons and complaint](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint) 

[Read More »](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint)

## [Avoid Judicial Default By Answering Foreclosure Complaint](https://blog.amerihopealliance.com/blog/judicial-default-judgment-and-answering-summons-and-complaint)

[![](https://blog.amerihopealliance.com/hubfs/images/HookHouse.jpg)](https://blog.amerihopealliance.com/blog/judicial-default-judgment-and-answering-summons-and-complaint)

If you miss mortgage payments, or pay less than what is required, then you're in default on your mortgage loan. Your lender will at some point send you a **notice of default letter** notifying you that by not paying your mortgage, you're in violation of the terms of the promissory note that you signed and are **at risk of losing your home to foreclosure**.

If you don't work things out by reinstating your loan (paying the entire amount you're behind), agreeing to a repayment plan, or getting a loan modification, then the foreclosure process will continue.

Further along in the foreclosure process there's another type of default that can happen called a **judicial default or clerk's default**. A judicial default is a *“binding judgment in favor of either party based on some failure to take action by the other party.”*

\[fa icon="clock-o"\] Tuesday, November 28, 2017  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [foreclosure](https://blog.amerihopealliance.com/blog/topic/foreclosure), [judicial default judgment](https://blog.amerihopealliance.com/blog/topic/judicial-default-judgment), [summons and complaint](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint) 

[Read More »](https://blog.amerihopealliance.com/blog/judicial-default-judgment-and-answering-summons-and-complaint)

## [How To Tell If You Can Save Your Home From Foreclosure](https://blog.amerihopealliance.com/blog/is-it-too-late-to-save-your-home-from-foreclosure)

[![](https://blog.amerihopealliance.com/hubfs/images/Rescue-701248-edited.jpg)](https://blog.amerihopealliance.com/blog/is-it-too-late-to-save-your-home-from-foreclosure)

When you take out a mortgage to buy a home, your plan is to never miss a payment and live in the house until you pay off the mortgage or sell the property to buy another home. **So what happens when the plan goes awry and you miss payments?** You're at risk of losing your home to foreclosure, obviously.

However, foreclosure doesn't happen like flipping a light switch. In **judicial foreclosure states** the foreclosure process is long and filled with legal procedures that most homeowners aren't familiar with and don't understand.

It can be hard to tell when you're fighting for a lost cause, and when you should keep fighting, and how. Here's a look at some of the things that happen, and how to tell if you could still keep your home when they happen.

\[fa icon="clock-o"\] Saturday, December 10, 2016  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [stop foreclosure](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure), [i have a foreclosure sale date](https://blog.amerihopealliance.com/blog/topic/i-have-a-foreclosure-sale-date), [how to stop foreclosure](https://blog.amerihopealliance.com/blog/topic/how-to-stop-foreclosure), [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [foreclosure](https://blog.amerihopealliance.com/blog/topic/foreclosure), [writ of possession](https://blog.amerihopealliance.com/blog/topic/writ-of-possession), [summons and complaint](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint) 

[Read More »](https://blog.amerihopealliance.com/blog/is-it-too-late-to-save-your-home-from-foreclosure)

[All posts](https://blog.amerihopealliance.com/blog/all)

### About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

[![Click to Read Our Super Loan Mod Success Stories](https://no-cache.hubspot.com/cta/default/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953)

Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a [free consultation](https://www.amerihopealliance.com/free_consultation) at any time.

### Subscribe to Email Updates

- Popular
- Recent
- Topics

![feature image](https://blog.amerihopealliance.com/hubfs/images/Affirmative-517166-edited.jpg)

[Using Affirmative Defenses When Answering A Foreclosure Complaint](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint)

Published December 3, 2019

![feature image](https://blog.amerihopealliance.com/hs-fs/file-371665267-jpg/images/us-bank-logo-slim.jpg)

[How Our Attorneys Beat U.S. Bank, A True Foreclosure Stooge](https://blog.amerihopealliance.com/blog/how-our-attorneys-defeated-us-bank-stooge-foreclosure)

Published November 6, 2013

![feature image](https://blog.amerihopealliance.com/hubfs/images/auction2.jpg)

[What If Your Home Doesn't Sell At Foreclosure Auction?](https://blog.amerihopealliance.com/blog/what-if-your-home-doesnt-sell-at-auction)

Published October 13, 2018

![feature image](https://blog.amerihopealliance.com/hubfs/images/Danger-124412-edited.jpg)

[Avoid Inheriting A Timeshare By Filing "Disclaimer of Interest"](https://blog.amerihopealliance.com/blog/avoid-inheriting-a-timeshare-by-filing-disclaimer-of-interest)

Published June 18, 2018

![feature image](https://blog.amerihopealliance.com/hubfs/images/padlocked-home.jpg)

[What Do You Do If Your Bank Changes the Locks on Your House?](https://blog.amerihopealliance.com/blog/what-do-you-do-if-the-bank-changes-the-locks-on-your-house)

Published October 19, 2016

### Lists by Topic

- [loan modification (257)](https://blog.amerihopealliance.com/blog/topic/loan-modification)
- [successful loan modifications (120)](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications)
- [foreclosure defense (116)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense)
- [foreclosure (102)](https://blog.amerihopealliance.com/blog/topic/foreclosure)
- [loan modification help (52)](https://blog.amerihopealliance.com/blog/topic/loan-modification-help)
- [ocwen loan modification (51)](https://blog.amerihopealliance.com/blog/topic/ocwen-loan-modification)
- [loan modification success (43)](https://blog.amerihopealliance.com/blog/topic/loan-modification-success)
- [wells fargo loan modification (43)](https://blog.amerihopealliance.com/blog/topic/wells-fargo-loan-modification)
- [carrington loan modification (34)](https://blog.amerihopealliance.com/blog/topic/carrington-loan-modification)
- [stop foreclosure (29)](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure)
- [caliber loan modification (28)](https://blog.amerihopealliance.com/blog/topic/caliber-loan-modification)
- [loan modification attorney (27)](https://blog.amerihopealliance.com/blog/topic/loan-modification-attorney)
- [florida foreclosure defense (26)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-defense)
- [sps loan modification (26)](https://blog.amerihopealliance.com/blog/topic/sps-loan-modification)
- [new york foreclosure attorney (24)](https://blog.amerihopealliance.com/blog/topic/new-york-foreclosure-attorney)
- [sls loan modification (24)](https://blog.amerihopealliance.com/blog/topic/sls-loan-modification)
- [Scam Alert (23)](https://blog.amerihopealliance.com/blog/topic/scam-alert)
- [bank of america loan modification (23)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification)
- [how to stop foreclosure (21)](https://blog.amerihopealliance.com/blog/topic/how-to-stop-foreclosure)
- [mortgage fraud (21)](https://blog.amerihopealliance.com/blog/topic/mortgage-fraud)
- [florida foreclosure attorney (20)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-attorney)
- [loan modification lawyer (20)](https://blog.amerihopealliance.com/blog/topic/loan-modification-lawyer)
- [illinois foreclosure lawyer (19)](https://blog.amerihopealliance.com/blog/topic/illinois-foreclosure-lawyer)
- [new jersey foreclosure attorney (19)](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-attorney)
- [hamp loan modification (18)](https://blog.amerihopealliance.com/blog/topic/hamp-loan-modification)
- [seterus loan modification (18)](https://blog.amerihopealliance.com/blog/topic/seterus-loan-modification)
- [mr cooper loan modification (17)](https://blog.amerihopealliance.com/blog/topic/mr-cooper-loan-modification)
- [understanding credit (17)](https://blog.amerihopealliance.com/blog/topic/understanding-credit)
- [ditech loan modification (16)](https://blog.amerihopealliance.com/blog/topic/ditech-loan-modification)
- [life after foreclosure (16)](https://blog.amerihopealliance.com/blog/topic/life-after-foreclosure)
- [nationstar loan modification (16)](https://blog.amerihopealliance.com/blog/topic/nationstar-loan-modification)
- [HAMP (15)](https://blog.amerihopealliance.com/blog/topic/hamp)
- [foreclosure defense attorney (15)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense-attorney)
- [bayview loan modification (14)](https://blog.amerihopealliance.com/blog/topic/bayview-loan-modification)
- [loan modification denied (14)](https://blog.amerihopealliance.com/blog/topic/loan-modification-denied)
- [housing market (13)](https://blog.amerihopealliance.com/blog/topic/housing-market)
- [lenders (13)](https://blog.amerihopealliance.com/blog/topic/lenders)
- [loan care loan modification (13)](https://blog.amerihopealliance.com/blog/topic/loan-care-loan-modification)
- [PNC loan modification success (12)](https://blog.amerihopealliance.com/blog/topic/pnc-loan-modification-success)
- [florida foreclosure laws (12)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-laws)
- [foreclosure defense attorney new jersey (12)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense-attorney-new-jersey)
- [Rushmore loan modification (11)](https://blog.amerihopealliance.com/blog/topic/rushmore-loan-modification)
- [new jersey foreclosure process (11)](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-process)
- [pennsylvania foreclosure defense (11)](https://blog.amerihopealliance.com/blog/topic/pennsylvania-foreclosure-defense)
- [short sale (11)](https://blog.amerihopealliance.com/blog/topic/short-sale)
- [bank of america loan modification problems (10)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems)
- [chase loan modification (10)](https://blog.amerihopealliance.com/blog/topic/chase-loan-modification)
- [chase loan modifications (10)](https://blog.amerihopealliance.com/blog/topic/chase-loan-modifications)
- [citi loan modification (10)](https://blog.amerihopealliance.com/blog/topic/citi-loan-modification)
- [foreclosure deficiency (10)](https://blog.amerihopealliance.com/blog/topic/foreclosure-deficiency)
- [mortgage modification (10)](https://blog.amerihopealliance.com/blog/topic/mortgage-modification)
- [shellpoint loan modification (10)](https://blog.amerihopealliance.com/blog/topic/shellpoint-loan-modification)
- [foreclosure grief (9)](https://blog.amerihopealliance.com/blog/topic/foreclosure-grief)
- [mortgage (9)](https://blog.amerihopealliance.com/blog/topic/mortgage)
- [prolong foreclosure (9)](https://blog.amerihopealliance.com/blog/topic/prolong-foreclosure)
- [us bank loan modification (9)](https://blog.amerihopealliance.com/blog/topic/us-bank-loan-modification)
- [bank of america foreclosure (8)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure)
- [foreclosure process in new york (8)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-new-york)
- [freedom mortgage loan modification (8)](https://blog.amerihopealliance.com/blog/topic/freedom-mortgage-loan-modification)
- [loan modification scams in Florida (8)](https://blog.amerihopealliance.com/blog/topic/loan-modification-scams-in-florida)
- [penny mac loan modification (8)](https://blog.amerihopealliance.com/blog/topic/penny-mac-loan-modification)
- [selene loan modification (8)](https://blog.amerihopealliance.com/blog/topic/selene-loan-modification)
- [avoiding foreclosure (7)](https://blog.amerihopealliance.com/blog/topic/avoiding-foreclosure)
- [cenlar loan modification (7)](https://blog.amerihopealliance.com/blog/topic/cenlar-loan-modification)
- [florida foreclosure process (7)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-process)
- [foreclosure fraud (7)](https://blog.amerihopealliance.com/blog/topic/foreclosure-fraud)
- [m&t bank loan modification (7)](https://blog.amerihopealliance.com/blog/topic/mt-bank-loan-modification)
- [mortgage shopping, (7)](https://blog.amerihopealliance.com/blog/topic/mortgage-shopping)
- [timeshare cancellation (7)](https://blog.amerihopealliance.com/blog/topic/timeshare-cancellation)
- [ditech loan modification success (6)](https://blog.amerihopealliance.com/blog/topic/ditech-loan-modification-success)
- [financial worksheet for loan modification (6)](https://blog.amerihopealliance.com/blog/topic/financial-worksheet-for-loan-modification)
- [foreclosure crisis (6)](https://blog.amerihopealliance.com/blog/topic/foreclosure-crisis)
- [hurricane irma (6)](https://blog.amerihopealliance.com/blog/topic/hurricane-irma)
- [mortgage servicers (6)](https://blog.amerihopealliance.com/blog/topic/mortgage-servicers)
- [phh loan modification (6)](https://blog.amerihopealliance.com/blog/topic/phh-loan-modification)
- [roundpoint loan modification (6)](https://blog.amerihopealliance.com/blog/topic/roundpoint-loan-modification)
- [trial modification (6)](https://blog.amerihopealliance.com/blog/topic/trial-modification)
- [debt collections harassment (5)](https://blog.amerihopealliance.com/blog/topic/debt-collections-harassment)
- [deficiency judgment (5)](https://blog.amerihopealliance.com/blog/topic/deficiency-judgment)
- [foreclosure process in florida (5)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-florida)
- [i have a foreclosure sale date (5)](https://blog.amerihopealliance.com/blog/topic/i-have-a-foreclosure-sale-date)
- [mortgage servicing (5)](https://blog.amerihopealliance.com/blog/topic/mortgage-servicing)
- [summons and complaint (5)](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint)
- [asc loan modification (4)](https://blog.amerihopealliance.com/blog/topic/asc-loan-modification)
- [deed in lieu of foreclosure (4)](https://blog.amerihopealliance.com/blog/topic/deed-in-lieu-of-foreclosure)
- [final judgment (4)](https://blog.amerihopealliance.com/blog/topic/final-judgment)
- [forbearance (4)](https://blog.amerihopealliance.com/blog/topic/forbearance)
- [foreclosure lawsuit (4)](https://blog.amerihopealliance.com/blog/topic/foreclosure-lawsuit)
- [foreclosure process in illinois (4)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-illinois)
- [loan modification application (4)](https://blog.amerihopealliance.com/blog/topic/loan-modification-application)
- [negative equity (4)](https://blog.amerihopealliance.com/blog/topic/negative-equity)
- [normal servicing (4)](https://blog.amerihopealliance.com/blog/topic/normal-servicing)
- [personal finance (4)](https://blog.amerihopealliance.com/blog/topic/personal-finance)
- [phfa loan modification (4)](https://blog.amerihopealliance.com/blog/topic/phfa-loan-modification)
- [principal reduction (4)](https://blog.amerihopealliance.com/blog/topic/principal-reduction)
- [refinance (4)](https://blog.amerihopealliance.com/blog/topic/refinance)
- [sps repayment plan (4)](https://blog.amerihopealliance.com/blog/topic/sps-repayment-plan)
- [stop foreclosure in florida (4)](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure-in-florida)
- [suntrust loan modification (4)](https://blog.amerihopealliance.com/blog/topic/suntrust-loan-modification)
- [write a hardship letter (4)](https://blog.amerihopealliance.com/blog/topic/write-a-hardship-letter)
- [Bankruptcy (3)](https://blog.amerihopealliance.com/blog/topic/bankruptcy)
- [Buying a home after foreclosure (3)](https://blog.amerihopealliance.com/blog/topic/buying-a-home-after-foreclosure)
- [CFPB (3)](https://blog.amerihopealliance.com/blog/topic/cfpb)
- [HUD (3)](https://blog.amerihopealliance.com/blog/topic/hud)
- [bb&t loan modification (3)](https://blog.amerihopealliance.com/blog/topic/bbt-loan-modification)
- [bsi loan modification success (3)](https://blog.amerihopealliance.com/blog/topic/bsi-loan-modification-success)
- [capital one loan modifications (3)](https://blog.amerihopealliance.com/blog/topic/capital-one-loan-modifications)
- [debt settlement (3)](https://blog.amerihopealliance.com/blog/topic/debt-settlement)
- [default judgment (3)](https://blog.amerihopealliance.com/blog/topic/default-judgment)
- [dual-tracking (3)](https://blog.amerihopealliance.com/blog/topic/dual-tracking)
- [fay servicing loan modification (3)](https://blog.amerihopealliance.com/blog/topic/fay-servicing-loan-modification)
- [flagstar loan modification (3)](https://blog.amerihopealliance.com/blog/topic/flagstar-loan-modification)
- [foreclosure fees (3)](https://blog.amerihopealliance.com/blog/topic/foreclosure-fees)
- [lawyer (3)](https://blog.amerihopealliance.com/blog/topic/lawyer)
- [loan modification financial worksheet (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-financial-worksheet)
- [loan modification fraud (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-fraud)
- [loan modification terms (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-terms)
- [massachusetts foreclosure lawyer (3)](https://blog.amerihopealliance.com/blog/topic/massachusetts-foreclosure-lawyer)
- [mortgage abuse (3)](https://blog.amerihopealliance.com/blog/topic/mortgage-abuse)
- [mortgage debt (3)](https://blog.amerihopealliance.com/blog/topic/mortgage-debt)
- [news (3)](https://blog.amerihopealliance.com/blog/topic/news)
- [Florida statue of limitations (2)](https://blog.amerihopealliance.com/blog/topic/florida-statue-of-limitations)
- [Greentree loan modification (2)](https://blog.amerihopealliance.com/blog/topic/greentree-loan-modification)
- [affirmative defense (2)](https://blog.amerihopealliance.com/blog/topic/affirmative-defense)
- [consent to foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/consent-to-foreclosure)
- [coronavirus (2)](https://blog.amerihopealliance.com/blog/topic/coronavirus)
- [covid19 (2)](https://blog.amerihopealliance.com/blog/topic/covid19)
- [dos donts of foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/dos-donts-of-foreclosure)
- [fha (2)](https://blog.amerihopealliance.com/blog/topic/fha)
- [fifth third bank loan modification (2)](https://blog.amerihopealliance.com/blog/topic/fifth-third-bank-loan-modification)
- [florida foreclosure bill (2)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-bill)
- [foreclosure auction (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-auction)
- [foreclosure glossary (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-glossary)
- [foreclosure moratorium (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-moratorium)
- [free house (2)](https://blog.amerihopealliance.com/blog/topic/free-house)
- [gregory funding loan modification (2)](https://blog.amerihopealliance.com/blog/topic/gregory-funding-loan-modification)
- [hardest hit (2)](https://blog.amerihopealliance.com/blog/topic/hardest-hit)
- [hardship (2)](https://blog.amerihopealliance.com/blog/topic/hardship)
- [hardship letter (2)](https://blog.amerihopealliance.com/blog/topic/hardship-letter)
- [home point loan modification (2)](https://blog.amerihopealliance.com/blog/topic/home-point-loan-modification)
- [hsbc loan modification (2)](https://blog.amerihopealliance.com/blog/topic/hsbc-loan-modification)
- [hurricane (2)](https://blog.amerihopealliance.com/blog/topic/hurricane)
- [judicial default judgment (2)](https://blog.amerihopealliance.com/blog/topic/judicial-default-judgment)
- [lakeview loan servicing loan modification (2)](https://blog.amerihopealliance.com/blog/topic/lakeview-loan-servicing-loan-modification)
- [law firm awards (2)](https://blog.amerihopealliance.com/blog/topic/law-firm-awards)
- [legal aid (2)](https://blog.amerihopealliance.com/blog/topic/legal-aid)
- [loan modification cost (2)](https://blog.amerihopealliance.com/blog/topic/loan-modification-cost)
- [mortgage assistance (2)](https://blog.amerihopealliance.com/blog/topic/mortgage-assistance)
- [notice of default (2)](https://blog.amerihopealliance.com/blog/topic/notice-of-default)
- [predatory lending (2)](https://blog.amerihopealliance.com/blog/topic/predatory-lending)
- [pro se litigation (2)](https://blog.amerihopealliance.com/blog/topic/pro-se-litigation)
- [regions bank loan modification (2)](https://blog.amerihopealliance.com/blog/topic/regions-bank-loan-modification)
- [reinstatement (2)](https://blog.amerihopealliance.com/blog/topic/reinstatement)
- [retirement (2)](https://blog.amerihopealliance.com/blog/topic/retirement)
- [reverse mortgage (2)](https://blog.amerihopealliance.com/blog/topic/reverse-mortgage)
- [stearns loan care loan modification (2)](https://blog.amerihopealliance.com/blog/topic/stearns-loan-care-loan-modification)
- [unclean hands (2)](https://blog.amerihopealliance.com/blog/topic/unclean-hands)
- [underwater (2)](https://blog.amerihopealliance.com/blog/topic/underwater)
- [wells fargo (2)](https://blog.amerihopealliance.com/blog/topic/wells-fargo)
- [writ of possession (2)](https://blog.amerihopealliance.com/blog/topic/writ-of-possession)
- [zombie foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/zombie-foreclosure)
- [21st Mortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/21st-mortgage-loan-modification)
- [Abandoned Homes (1)](https://blog.amerihopealliance.com/blog/topic/abandoned-homes)
- [Excessive Overdraft Fees (1)](https://blog.amerihopealliance.com/blog/topic/excessive-overdraft-fees)
- [FCI Lenders Services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/fci-lenders-services-loan-modification)
- [FHFA (1)](https://blog.amerihopealliance.com/blog/topic/fhfa)
- [HAFA (1)](https://blog.amerihopealliance.com/blog/topic/hafa)
- [HOA Foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/hoa-foreclosure)
- [Hardest Hit Fund (1)](https://blog.amerihopealliance.com/blog/topic/hardest-hit-fund)
- [Homebridge Financial Services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/homebridge-financial-services-loan-modification)
- [Mortgage Forgiveness Debt Relief Act (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-forgiveness-debt-relief-act)
- [Ocwen (1)](https://blog.amerihopealliance.com/blog/topic/ocwen)
- [Superstorm Sandy (1)](https://blog.amerihopealliance.com/blog/topic/superstorm-sandy)
- [act 91 notice (1)](https://blog.amerihopealliance.com/blog/topic/act-91-notice)
- [amc loan modification (1)](https://blog.amerihopealliance.com/blog/topic/amc-loan-modification)
- [auction (1)](https://blog.amerihopealliance.com/blog/topic/auction)
- [bitcoin (1)](https://blog.amerihopealliance.com/blog/topic/bitcoin)
- [citibank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/citibank-loan-modification)
- [citimortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/citimortgage-loan-modification)
- [class action lawsuit (1)](https://blog.amerihopealliance.com/blog/topic/class-action-lawsuit)
- [complete application scam (1)](https://blog.amerihopealliance.com/blog/topic/complete-application-scam)
- [conciliation conference (1)](https://blog.amerihopealliance.com/blog/topic/conciliation-conference)
- [connecticut foreclosure defense (1)](https://blog.amerihopealliance.com/blog/topic/connecticut-foreclosure-defense)
- [consent order (1)](https://blog.amerihopealliance.com/blog/topic/consent-order)
- [credit cards (1)](https://blog.amerihopealliance.com/blog/topic/credit-cards)
- [deferment (1)](https://blog.amerihopealliance.com/blog/topic/deferment)
- [divorce and foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/divorce-and-foreclosure)
- [email (1)](https://blog.amerihopealliance.com/blog/topic/email)
- [fannie mae (1)](https://blog.amerihopealliance.com/blog/topic/fannie-mae)
- [fci loan modification (1)](https://blog.amerihopealliance.com/blog/topic/fci-loan-modification)
- [fema (1)](https://blog.amerihopealliance.com/blog/topic/fema)
- [financial crisis (1)](https://blog.amerihopealliance.com/blog/topic/financial-crisis)
- [first national bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/first-national-bank-loan-modification)
- [flex modification (1)](https://blog.amerihopealliance.com/blog/topic/flex-modification)
- [force-placed insurance (1)](https://blog.amerihopealliance.com/blog/topic/force-placed-insurance)
- [foreclosure documents (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-documents)
- [foreclosure pets (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-pets)
- [foreclosure trial (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-trial)
- [government shutdown (1)](https://blog.amerihopealliance.com/blog/topic/government-shutdown)
- [guaranteed rate loan modification (1)](https://blog.amerihopealliance.com/blog/topic/guaranteed-rate-loan-modification)
- [heloc (1)](https://blog.amerihopealliance.com/blog/topic/heloc)
- [home bridge financial services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/home-bridge-financial-services-loan-modification)
- [home loan investment bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/home-loan-investment-bank-loan-modification)
- [housing (1)](https://blog.amerihopealliance.com/blog/topic/housing)
- [housing bubble (1)](https://blog.amerihopealliance.com/blog/topic/housing-bubble)
- [in-house loan modification (1)](https://blog.amerihopealliance.com/blog/topic/in-house-loan-modification)
- [income tax (1)](https://blog.amerihopealliance.com/blog/topic/income-tax)
- [investment property (1)](https://blog.amerihopealliance.com/blog/topic/investment-property)
- [judicial or clerk's default (1)](https://blog.amerihopealliance.com/blog/topic/judicial-or-clerks-default)
- [leprechaun (1)](https://blog.amerihopealliance.com/blog/topic/leprechaun)
- [lien (1)](https://blog.amerihopealliance.com/blog/topic/lien)
- [loan modification process in florida (1)](https://blog.amerihopealliance.com/blog/topic/loan-modification-process-in-florida)
- [loancare loan modification (1)](https://blog.amerihopealliance.com/blog/topic/loancare-loan-modification)
- [m&t babk (1)](https://blog.amerihopealliance.com/blog/topic/mt-babk)
- [mediation (1)](https://blog.amerihopealliance.com/blog/topic/mediation)
- [mgc mortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/mgc-mortgage-loan-modification)
- [mortgage examination (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-examination)
- [mortgage investor (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-investor)
- [mortgage rates (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-rates)
- [mr. cooper (1)](https://blog.amerihopealliance.com/blog/topic/mr-cooper)
- [ocwen foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/ocwen-foreclosure)
- [pacific union finance loan modification success (1)](https://blog.amerihopealliance.com/blog/topic/pacific-union-finance-loan-modification-success)
- [partial claim (1)](https://blog.amerihopealliance.com/blog/topic/partial-claim)
- [pennsylvania housing finance agency (1)](https://blog.amerihopealliance.com/blog/topic/pennsylvania-housing-finance-agency)
- [pennymac loan modification (1)](https://blog.amerihopealliance.com/blog/topic/pennymac-loan-modification)
- [probate (1)](https://blog.amerihopealliance.com/blog/topic/probate)
- [quiet title (1)](https://blog.amerihopealliance.com/blog/topic/quiet-title)
- [quitclaim deed (1)](https://blog.amerihopealliance.com/blog/topic/quitclaim-deed)
- [recession (1)](https://blog.amerihopealliance.com/blog/topic/recession)
- [remodification (1)](https://blog.amerihopealliance.com/blog/topic/remodification)
- [reverse mortgage foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/reverse-mortgage-foreclosure)
- [second mortgage modification (1)](https://blog.amerihopealliance.com/blog/topic/second-mortgage-modification)
- [selling your timeshare (1)](https://blog.amerihopealliance.com/blog/topic/selling-your-timeshare)
- [settlement conference (1)](https://blog.amerihopealliance.com/blog/topic/settlement-conference)
- [sheriff's sale (1)](https://blog.amerihopealliance.com/blog/topic/sheriffs-sale)
- [stearns lending loan modification (1)](https://blog.amerihopealliance.com/blog/topic/stearns-lending-loan-modification)
- [stock trading (1)](https://blog.amerihopealliance.com/blog/topic/stock-trading)
- [strategic default (1)](https://blog.amerihopealliance.com/blog/topic/strategic-default)
- [sunwest loan modification (1)](https://blog.amerihopealliance.com/blog/topic/sunwest-loan-modification)
- [tax foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/tax-foreclosure)
- [td bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/td-bank-loan-modification)
- [thanksgiving (1)](https://blog.amerihopealliance.com/blog/topic/thanksgiving)
- [the big short (1)](https://blog.amerihopealliance.com/blog/topic/the-big-short)
- [timeshare (1)](https://blog.amerihopealliance.com/blog/topic/timeshare)
- [timeshare fraud (1)](https://blog.amerihopealliance.com/blog/topic/timeshare-fraud)
- [trumark financial loan modification (1)](https://blog.amerihopealliance.com/blog/topic/trumark-financial-loan-modification)
- [unknown foreclosure defendants (1)](https://blog.amerihopealliance.com/blog/topic/unknown-foreclosure-defendants)
- [what is a case management conference (1)](https://blog.amerihopealliance.com/blog/topic/what-is-a-case-management-conference)

see all

[![Quick Foreclosure Quiz](https://no-cache.hubspot.com/cta/default/161513/5a1cfa41-2f25-4042-be8d-84677e3a244d.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/5a1cfa41-2f25-4042-be8d-84677e3a244d)

### Foreclosure Process Handbook

<http://www.youtube.com/user/amerihopealliance><https://www.facebook.com/180030708454><https://www.instagram.com/amerihope><https://www.linkedin.com/company/994057><https://twitter.com/Amerihope>

### Sitemap

- [About](https://www.amerihopealliance.com/about_us)
- [Case Results](https://legal.amerihopealliance.com/case-results)
- [Free Consultation](https://www.amerihopealliance.com/free_consultation)
- [Blog](https://blog.amerihopealliance.com)
- [Client Login](https://www.amerihopealliance.com/client_login)

### Subscribe

[![Do You Need To Hire A Foreclosure Attorney? Take Our 2-Minute Quiz](https://no-cache.hubspot.com/cta/default/161513/ceb8a341-537c-4129-a97d-da85fc0868ce.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ceb8a341-537c-4129-a97d-da85fc0868ce)

### Recent Posts

## Contact Us

### Call (877) 882-5338

### Fax: (954) 919-6337

### View our Office Locations

<https://www.facebook.com/Amerihope/> <https://twitter.com/Amerihope> <https://www.instagram.com/amerihope> <https://www.linkedin.com/company/994057>

Copyright 2008 - 2026 | Amerihope Alliance Legal Services

[Privacy Policy](https://amerihopealliance.com/privacy) | [Terms of Service](https://amerihopealliance.com/terms) | [Site Map](https://amerihopealliance.com/sitemap) | [Glossary](https://amerihopealliance.com/glossary.php) | [Contact Us](https://amerihopealliance.com/contact_us)

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This web site is designed for general information only. The facts and law in each case are different. We cannot and do not represent or guarantee a specific result in any given case. See our About Us page for our qualifications and experience.