2

Foreclosure Defense and Loan Modification Blog

What Does a Foreclosure Defense Attorney Actually Do for You?

Posted by Maxwell Swinney

Monday, September 19, 2016

If you're considering hiring an attorney to help you avoid foreclosure and/or get a loan modification, you may be wondering what specifically an attorney will do to help you keep your home. You know your mortgage issues are too important to try to handle alone, but how exactly does an attorney help?

Do they just show up in court and say something in Latin “Your honor, the corpus juris, et cetera, entitle my client to keep their house. Also, carpe diem, and liberum domum (free house), please.”

Of course not. So what does an attorney actually do when you hire them to defend you from foreclosure and assist you in getting a loan modification?

Read More

Topics: new jersey foreclosure attorney, florida foreclosure defense, pennsylvania foreclosure defense, illinois foreclosure lawyer, loan modification lawyer, loan modification, foreclosure defense, new york foreclosure attorney, foreclosure defense attorney

Can a Home Be Foreclosed If Property Taxes Are Not Paid?

Posted by Maxwell Swinney

Friday, October 2, 2015

Few people have been more universally hated throughout history than tax collectors. They take your hard-earned money, but it always seems like too much for what the government they represent provides in return. It's a story as old as civilization. Nobody likes paying taxes.

Read More

Topics: new jersey foreclosure attorney, florida foreclosure defense, pennsylvania foreclosure defense, illinois foreclosure lawyer, foreclosure defense, new york foreclosure attorney

Hire a Foreclosure Defense Attorney? What Happens When You Get Served.

Posted by Jake Sterling

Thursday, May 28, 2015

You’ve been served and you weren’t playing basketball. If you’re a couple months behind in your mortgage, you probably knew it was coming. You asked for more time to pay the back mortgage payments. Instead, your lender starts threatening you with the F-word. You have two options when facing foreclosure: let your lender win or hire a foreclosure defense attorney and fight.

The Judicial Foreclosure Process

Whether you live in New York, Illinois, Florida or New Jersey, foreclosures are judicial, which means the lender must file a lawsuit in state court. The court allows a lender to start the foreclosure process after you miss three payments. However, most lenders wait for you to become more than three months behind. How nice of your lender, right?

Read More

Topics: new jersey foreclosure attorney, florida foreclosure defense, pennsylvania foreclosure defense, illinois foreclosure lawyer, foreclosure defense, new york foreclosure attorney

Act 91 Notice Doesn't Mean You're Losing Your Home

Posted by Jake Sterling

Monday, February 24, 2014

When you’re behind in your mortgage, it seems like your lender is playing mind games with you about auctioning off your home. Every day may be the day the lender wants to take your home without you knowing and sell it to the highest bidder. In Pennsylvania, a lender can’t foreclose on your home without letting you know and going through the proper steps. In 2012, Governor Tom Corbett restarted the Pennsylvania Homeowner’s Emergency Assistance Program (HEMAP) that included the Act 91 Notice. It was enacted years ago, but stopped in 2011 because of lack of funding.

Does an Act 91 Notice Mean You’re in Foreclosure?

Read More

Topics: pennsylvania foreclosure defense, act 91 notice

How Can I Stop Foreclosure Proceedings in Pennsylvania?

Posted by Jake Sterling

Monday, September 16, 2013

It’s not uncommon for home owners to become anxious and overwhelmed when they incur financial problems that can prevent them from making their monthly mortgage payments. This can happen for any number of reasons: a loss of income, divorce, medical problems or other personal circumstances.

If you are having problems here are some things you can do to avoid foreclosure proceedings in Pennsylvania. Start by clarifying the cause of your financial problems and why you are in foreclosure. Gather your documentation for your monthly income and expenses. You will need this information as you explore your options to try and find alternatives to foreclosure.

Read More

Topics: pennsylvania foreclosure defense, stop foreclosure, how to stop foreclosure, foreclosure defense

The Foreclosure Process in Pennsylvania [Infographic]

Posted by Jake Sterling

Friday, August 23, 2013

Foreclosures are never pretty. They destroy a homeowner’s credit. They ruin a neighborhood’s sense of closeness. When you or someone that you know is in financial trouble, you feel like you’re living in a nightmare. The purpose of this post is to assist homeowners in understanding the process in this unfortunate circumstance.

 

Read More

Topics: pennsylvania foreclosure defense

Pennsylvania Foreclosure Help: How to Save Your Home

Posted by Jake Sterling

Wednesday, July 17, 2013

Liberate Yourself From Foreclosure

The truth is that you have a good probability of successfully defending against foreclosure on your home. However, the majority of Pennsylvania residents do not fight to keep their homes. Why?

They do not believe that effective action can be taken to save their homes or avoid foreclosure. Pennsylvania homeowners have several foreclosure help options, which can improve the chances of staying in your home.

If you are on the verge of falling behind on your mortgage payments or have entered the foreclosure timeline, here are the most common foreclosure defense options to help you avoid foreclosure and deficiency judgment

Read More

Topics: pennsylvania foreclosure defense, loan modification attorney, prolong foreclosure

Free Offer: Download the Pennsylvania Foreclosure Timeline

Posted by Jake Sterling

Wednesday, July 10, 2013

  • Do you know what to do after being served with a foreclosure notice?
  • Do you understand how long foreclosure takes in Pennsylvania?
  • Are you prepared to confront every twist and turn of Pennsylvania's foreclosure process?
Read More

Topics: pennsylvania foreclosure defense

What is the Cost of Foreclosure Defense?

Posted by Jake Sterling

Friday, June 21, 2013

For most facing foreclosure either now or in the future, something has changed in their lives that is already causing more than enough stress without any help from the looming loss of their home. Many find that their change in circumstances leaves them unable to make monthly mortgage payments, and they face foreclosure simply because they don’t know what they need to do or how to go about it. When you interview lawyers to help keep your home, you might feel lost. What should be the cost of foreclosure defense?

Read More

Topics: new jersey foreclosure attorney, florida foreclosure defense, pennsylvania foreclosure defense, illinois foreclosure lawyer, foreclosure defense, new york foreclosure attorney

The Pennsylvania Foreclosure Process

Posted by Jake Sterling

Monday, June 3, 2013

Pennsylvania's Foreclosure Process, Explained

In comparison to many other states, the Pennsylvania foreclosure process is fairly straightforward. In fact, Pennsylvania is the only state in the country that has a state-funded loan program designed to help homeowners who, because of extenuating circumstances, have found themselves trapped in the foreclosure process and are worried about losing their homes. If you live in Pennsylvania and have just missed your first mortgage payment, or are already deep into the Pennsylvania foreclosure process, do not lose hope. Whether you have found yourself facing foreclosure because of sudden increased interest rates or internal hardships like a death in the family, debilitating illness, or unanticipated loss of wages, there are options to help homeowners get back on their feet. The first step on this path is the understanding of the Pennsylvania foreclosure process.

Read More

Topics: pennsylvania foreclosure defense, foreclosure defense

About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

Click to Read Our Super Loan Mod Success Stories

Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a free consultation at any time.

Quick Answers

Do You Need To Hire A Foreclosure Attorney? Take Our 2-Minute Quiz

2015 Guide to Loan Modification

New Call-to-action 

Downloads

Checklist of Loan Modification Documents

Guide: How to Write a  Hardship Letter  for Loan Modification

Posts by Topic

see all

Subscribe to Email Updates

Foreclosure Process Handbook

IL-foreclosure-attorney-mapDownload Your Illinois  Foreclosure Process Handbook

 

 

florida-small Download Your Florida  Foreclosure Process Handbook

 

 

new-jersey-map-smallDownload New Jersey  Foreclosure Process Handbook

 

 

New-York-SmallDownload New York  Foreclosure Process Handbook

 

 

pennsylvania-sm-attorneyDownload Pennsylvania  Foreclosure Process Handbook