--- title: Foreclosure and Loan Modification Blog | successful loan modifications (12) description: successful loan modifications | Dedicated foreclosure defense law firm helping foreclosure victims stay in their home, and obtain loan modifications. (12) --- [![Foreclosure and Loan Modification Lawyers](https://blog.amerihopealliance.com/hs-fs/images/forclosure-attorneys.png?width=360&height=117&name=forclosure-attorneys.png "Foreclosure and Loan Modification Lawyers")](https://www.amerihopealliance.com/) - Practice Areas - [Foreclosure Defense](https://amerihopealliance.com/foreclosure-defense) - [Claim Surplus Funds](https://amerihopealliance.com/surplus-funds) - [Loan Modification](https://amerihopealliance.com/loan-modification) - [Tax Resolution & Tax Preparation](https://amerihopealliance.com/en/amerihope-alliance-tax-resolution) - [Bankruptcy](https://amerihopealliance.com/en/bankruptcy) - [Probate](https://amerihopealliance.com/en/probate) - [About Us](https://amerihopealliance.com/about_us) - [Case Results](https://legal.amerihopealliance.com/case-results) - [Client Login](https://amerihopealliance.com/client_login) - [FAQ](https://amerihopealliance.com/frequently-asked-questions) - [Contact Us](https://amerihopealliance.com/contact_us) - [Blog](https://blog.amerihopealliance.com/blog) - [Foreclosure and Loan Modification Blog](https://blog.amerihopealliance.com/blog) - [Personal Injury Blog](https://blog.amerihopealliance.com/personal-injury) - [Referrals](https://amerihopealliance.com/surplus-case-referral) ph: (877) 882-5338 # Foreclosure and Loan Modification Blog - [Blog](https://blog.amerihopealliance.com/blog) - Foreclosure and Loan Modification Blog ## [Loan Modification Success: Major Ocwen Principal Reduction](https://blog.amerihopealliance.com/blog/loan-modification-success-major-ocwen-principal-reduction) [![](https://blog.amerihopealliance.com/hs-fs/file-223648912-png/images/ocwen-logo.png)](https://blog.amerihopealliance.com/blog/loan-modification-success-major-ocwen-principal-reduction) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* Many homeowners would feel completely discouraged if they had problems affording their mortgage payment and were [denied a loan modification](https://blog.amerihopealliance.com/blog/bid/278385/Why-is-my-loan-modification-denied) by their lenders. Some homeowners would even throw in the towel and give up. A select few other homeowners would decide to dust themselves off and find a way to do it better, and that's just what this homeowner did on her way to getting a great loan modification. We began working with this homeowner in Spring 2012. She was a single mother who held a mortgage with Ocwen financial. She could not afford to pay her **$1400 mortgage payment** and hadn't paid it for **about two years**. This homeowner turned to us for a better chance at a loan modification after being denied for a loan modification for being insufficiently prepared. \[fa icon="clock-o"\] Saturday, September 7, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) [Read More »](https://blog.amerihopealliance.com/blog/loan-modification-success-major-ocwen-principal-reduction) ## [Loan Modification Success: Incredible SPS Principal Reduction](https://blog.amerihopealliance.com/blog/loan-modification-success-incredible-sps-principal-reduction-0) [![](https://blog.amerihopealliance.com/hs-fs/file-271296847-jpg/images/over-415000-saved.jpg)](https://blog.amerihopealliance.com/blog/loan-modification-success-incredible-sps-principal-reduction-0) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* Aside from the infamous "subprime mortgages," one of the major contributors to the foreclosure crisis was banks giving out home loans at unfair terms. Many homeowners simply couldn't afford their homes once the economy slowed. One homeowner had experienced problems with getting on top of his loan for *years*; his entire situation changed when he spoke with us. This homeowner hadn't paid on his mortgage since around the* start* of the mortgage crisis. In fact, he hadn't paid his mortgage for ***six years***. In addition to being **over $150,000 behind** on paying his **$2,000 monthly mortgage payment**, our homeowner was paying an astronomically high **9.34% interest rate**. Somehow, he had managed to stay out of foreclosure during that time, but he knew that wouldn't always be the case. That's when the homeowner retained (hired) us to help him modify his home loan in June 2013. \[fa icon="clock-o"\] Saturday, August 31, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [bank of america loan modification](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) [Read More »](https://blog.amerihopealliance.com/blog/loan-modification-success-incredible-sps-principal-reduction-0) ## [Loan Modification Success: Nationstar Principal and Payment Reduction](https://blog.amerihopealliance.com/blog/bid/306162/nationstar-principal-payment-reduction) [![](https://blog.amerihopealliance.com/hs-fs/file-269931597-png/images/279000-saved.png)](https://blog.amerihopealliance.com/blog/bid/306162/nationstar-principal-payment-reduction) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* What would you do if you were emerging from the shadows of bankruptcy, had already lost one of your cars to repossession, and your house was now in danger of being foreclosed? If you're like this couple, then you fight back. ## Emerging From The Shadows We met this married couple when they retained (hired) us in late 2011. They couldn't afford to pay their $2,600 mortgage payment and were several months behind. \[fa icon="clock-o"\] Saturday, August 24, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications), [foreclosure defense](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense) [Read More »](https://blog.amerihopealliance.com/blog/bid/306162/nationstar-principal-payment-reduction) ## [Loan Modification Success: BOA - SPS Principal Reduction](https://blog.amerihopealliance.com/blog/loan-modification-success-boa-sps-principal-reduction) [![](https://blog.amerihopealliance.com/hs-fs/file-254415814-png/images/principal_reduction_156200.png)](https://blog.amerihopealliance.com/blog/loan-modification-success-boa-sps-principal-reduction) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* A single, mature homeowner was attempting to get her home loan modified and was having [issues with Bank of America](https://blog.amerihopealliance.com/blog/bid/286229/You-re-Not-Alone-Bank-Of-America-Loan-Modification-Problems). She had been involved in an auto accident with an uninsured driver which had created financial difficulties, which eventually led to her not being able to pay her mortgage on time. Even though BOA had promised to help the homeowner, they strung her along for over a year, and the homeowner was now being threatened with foreclosure. This homeowner was paying a mortgage payment of **over $2000 monthly** with a high **9.375% interest rate**, and was **over $20,000 behind** on her mortgage. Once she hired Amerihope Alliance Legal Services, her entire situation began to change. \[fa icon="clock-o"\] Saturday, August 17, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [bank of america loan modification](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) [Read More »](https://blog.amerihopealliance.com/blog/loan-modification-success-boa-sps-principal-reduction) ## [Loan Modification Success: Wachovia / Wells Fargo FREE HOME](https://blog.amerihopealliance.com/blog/bid/306162/Loan-Modification-Success-Wachovia-Wells-Fargo-FREE-HOME) [![](https://blog.amerihopealliance.com/hs-fs/file-238171281-jpg/images/free-and-clear-small.jpg)](https://blog.amerihopealliance.com/blog/bid/306162/Loan-Modification-Success-Wachovia-Wells-Fargo-FREE-HOME) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* This client hired our law firm when her investment property was facing foreclosure. Her daughter and grandchildren were currently living in this house. The client had fallen six months behind on her Wachovia/Wells Fargo mortgage, but at the conclusion of our services, Wachovia had forgiven her mortgage completely. Here's her story: \[fa icon="clock-o"\] Saturday, August 10, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [wells fargo loan modification](https://blog.amerihopealliance.com/blog/topic/wells-fargo-loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications), [foreclosure defense](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense) [Read More »](https://blog.amerihopealliance.com/blog/bid/306162/Loan-Modification-Success-Wachovia-Wells-Fargo-FREE-HOME) ## [Loan Modification Success: Wells Fargo Payment Reduction](https://blog.amerihopealliance.com/blog/bid/304404/Loan-Modification-Success-Wells-Fargo-Payment-Reduction) [![](https://blog.amerihopealliance.com/hs-fs/file-228541211-png/images/wells-fargo-loan-modification.png)](https://blog.amerihopealliance.com/blog/bid/304404/Loan-Modification-Success-Wells-Fargo-Payment-Reduction) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* A Florida homeowner was facing a very difficult living and family situation, and was having trouble paying his **$1,753.08** monthly mortgage payment to [Wells Fargo](https://blog.amerihopealliance.com/blog/bid/294877/3-Tips-for-a-Successful-Wells-Fargo-Loan-Modification). By the time he retained our law firm in the summer of 2011, he was years behind on his mortgage and over **$40,000 past due**, although a foreclosure lawsuit had not been initiated on his home. Our firm negotiated a trial loan modification within a few months. However, upon completion of his trial modification, Wells Fargo denied the homeowner a permanent loan modification, then filed for foreclosure on his home. \[fa icon="clock-o"\] Saturday, August 3, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [wells fargo loan modification](https://blog.amerihopealliance.com/blog/topic/wells-fargo-loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) [Read More »](https://blog.amerihopealliance.com/blog/bid/304404/Loan-Modification-Success-Wells-Fargo-Payment-Reduction) ## [Loan Modification Success: Ocwen Principal Reduction](https://blog.amerihopealliance.com/blog/bid/303795/Loan-Modification-Success-Ocwen-Principal-Reduction) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* ![Happy Man](https://blog.amerihopealliance.com/hs-fs/file-223568566-jpg/images/small_1814156778.jpg)A newly single Florida homeowner had endured a financial hardship for nearly half a decade, and by the time he was able to begin picking up the pieces, he was **5 years** and **over $156,000 behind** on his mortgage payments to **[Ocwen Financial](http://www.ocwen.com)**. This homeowner was locked into a monthly mortgage payment of **$2,341.74** at an astronomically high **10.30% interest rate**. He had already been offered a loan modification which he wasn't able to afford, and his home was **about to be sold** in foreclosure if he didn't do something quickly. However, this homeowner's situation changed completely in the months after he retained our firm this February 2013. \[fa icon="clock-o"\] Saturday, July 27, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [loan modification attorney](https://blog.amerihopealliance.com/blog/topic/loan-modification-attorney), [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) [Read More »](https://blog.amerihopealliance.com/blog/bid/303795/Loan-Modification-Success-Ocwen-Principal-Reduction) ## [Loan Modification Success: Bank of America Principal Reduction](https://blog.amerihopealliance.com/blog/bid/303743/Loan-Modification-Success-Bank-of-America-Principal-Reduction) *Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* ![principal reduction $102,715](https://blog.amerihopealliance.com/hs-fs/file-226231174-png/images/principal-reduction-102715.png?width=159&height=205&name=principal-reduction-102715.png)A Florida homeowner was having difficulty paying his monthly mortgage payment and was fearful of losing his home. His fear was well-founded, because he was **nearly 1.5 years behind** and **over $52,000 past due** on his monthly mortgage payments to **Bank of America**. This situation was further exasperated by the high cost of his monthly payment: **nearly $3,400 monthly**. \[fa icon="clock-o"\] Saturday, July 20, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [loan modification attorney](https://blog.amerihopealliance.com/blog/topic/loan-modification-attorney), [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) [Read More »](https://blog.amerihopealliance.com/blog/bid/303743/Loan-Modification-Success-Bank-of-America-Principal-Reduction) ## [Loan Modification Success: Nationstar Payment Reduction](https://blog.amerihopealliance.com/blog/bid/303552/Loan-Modification-Success-Nationstar-Payment-Reduction) *Disclaimer: these results should not be construed as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.* ![loan mod woman](https://blog.amerihopealliance.com/hs-fs/file-222763450-jpg/images/loan-mod-woman.jpg?width=146&height=227&name=loan-mod-woman.jpg)A mature, single Florida homeowner was having difficulties making her mortgage payment, because of limited income from social security. She was even renting out one of her bedrooms. It just wasn't enough to make ends meet. When she retained our law firm, she hadn't paid her mortgage in over 10 months, she owed her lender—[Nationstar Mortgage](http://www.forbes.com/companies/nationstar-mortgage-holdings/)—over $8,000 dollars, and her home was in the foreclosure process. No foreclosure sale date had been set yet. \[fa icon="clock-o"\] Saturday, July 13, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [loan modification attorney](https://blog.amerihopealliance.com/blog/topic/loan-modification-attorney), [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) [Read More »](https://blog.amerihopealliance.com/blog/bid/303552/Loan-Modification-Success-Nationstar-Payment-Reduction) ## [I Won With A Loan Modification Attorney: David's Success Story](https://blog.amerihopealliance.com/blog/bid/287614/I-Won-With-A-Loan-Modification-Attorney-David-s-Success-Story) [![](https://blog.amerihopealliance.com/hs-fs/file-31301126-jpg/images/dave-massage.jpg)](https://blog.amerihopealliance.com/blog/bid/287614/I-Won-With-A-Loan-Modification-Attorney-David-s-Success-Story) # Healing Hands For Healing A Mortgage David Hochstadt is a full-time licensed massage therapist with Healing Arts Massage. He is also a satisfied customer of Amerihope Alliance Legal services; so satisfied, in fact, that he offered complimentary massages to the entire staff of Amerihope Alliance Legal Services, and the staff graciously accepted David's offer, as you can see to the left. \[fa icon="clock-o"\] Monday, April 29, 2013 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [loan modification attorney](https://blog.amerihopealliance.com/blog/topic/loan-modification-attorney), [successful loan modifications](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) [Read More »](https://blog.amerihopealliance.com/blog/bid/287614/I-Won-With-A-Loan-Modification-Attorney-David-s-Success-Story) [\[fa icon="angle-double-left"\] Prev](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications/page/11) [All posts](https://blog.amerihopealliance.com/blog/all) ### About this Blog Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes. [![Click to Read Our Super Loan Mod Success Stories](https://no-cache.hubspot.com/cta/default/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953) Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a [free consultation](https://www.amerihopealliance.com/free_consultation) at any time. ### Subscribe to Email Updates - Popular - Recent - Topics ![feature image](https://blog.amerihopealliance.com/hubfs/images/Affirmative-517166-edited.jpg) [Using Affirmative Defenses When Answering A Foreclosure Complaint](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint) Published December 3, 2019 ![feature image](https://blog.amerihopealliance.com/hs-fs/file-371665267-jpg/images/us-bank-logo-slim.jpg) [How Our Attorneys Beat U.S. Bank, A True Foreclosure Stooge](https://blog.amerihopealliance.com/blog/how-our-attorneys-defeated-us-bank-stooge-foreclosure) Published November 6, 2013 ![feature image](https://blog.amerihopealliance.com/hubfs/images/auction2.jpg) [What If Your Home Doesn't Sell At Foreclosure Auction?](https://blog.amerihopealliance.com/blog/what-if-your-home-doesnt-sell-at-auction) Published October 13, 2018 ![feature image](https://blog.amerihopealliance.com/hubfs/images/Danger-124412-edited.jpg) [Avoid Inheriting A Timeshare By Filing "Disclaimer of Interest"](https://blog.amerihopealliance.com/blog/avoid-inheriting-a-timeshare-by-filing-disclaimer-of-interest) Published June 18, 2018 ![feature image](https://blog.amerihopealliance.com/hubfs/images/padlocked-home.jpg) [What Do You Do If Your Bank Changes the Locks on Your House?](https://blog.amerihopealliance.com/blog/what-do-you-do-if-the-bank-changes-the-locks-on-your-house) Published October 19, 2016 ### Lists by Topic - [loan modification (257)](https://blog.amerihopealliance.com/blog/topic/loan-modification) - [successful loan modifications (120)](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications) - [foreclosure defense (116)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense) - [foreclosure (102)](https://blog.amerihopealliance.com/blog/topic/foreclosure) - [loan modification help (52)](https://blog.amerihopealliance.com/blog/topic/loan-modification-help) - [ocwen loan modification (51)](https://blog.amerihopealliance.com/blog/topic/ocwen-loan-modification) - [loan modification success (43)](https://blog.amerihopealliance.com/blog/topic/loan-modification-success) - [wells fargo loan modification (43)](https://blog.amerihopealliance.com/blog/topic/wells-fargo-loan-modification) - [carrington loan modification (34)](https://blog.amerihopealliance.com/blog/topic/carrington-loan-modification) - [stop foreclosure (29)](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure) - [caliber loan modification (28)](https://blog.amerihopealliance.com/blog/topic/caliber-loan-modification) - [loan modification attorney (27)](https://blog.amerihopealliance.com/blog/topic/loan-modification-attorney) - [florida foreclosure defense (26)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-defense) - [sps loan modification (26)](https://blog.amerihopealliance.com/blog/topic/sps-loan-modification) - [new york foreclosure attorney (24)](https://blog.amerihopealliance.com/blog/topic/new-york-foreclosure-attorney) - [sls loan modification (24)](https://blog.amerihopealliance.com/blog/topic/sls-loan-modification) - [Scam Alert (23)](https://blog.amerihopealliance.com/blog/topic/scam-alert) - [bank of america loan modification (23)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification) - [how to stop foreclosure (21)](https://blog.amerihopealliance.com/blog/topic/how-to-stop-foreclosure) - [mortgage fraud (21)](https://blog.amerihopealliance.com/blog/topic/mortgage-fraud) - [florida foreclosure attorney (20)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-attorney) - [loan modification lawyer (20)](https://blog.amerihopealliance.com/blog/topic/loan-modification-lawyer) - [illinois foreclosure lawyer (19)](https://blog.amerihopealliance.com/blog/topic/illinois-foreclosure-lawyer) - [new jersey foreclosure attorney (19)](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-attorney) - [hamp loan modification (18)](https://blog.amerihopealliance.com/blog/topic/hamp-loan-modification) - [seterus loan modification (18)](https://blog.amerihopealliance.com/blog/topic/seterus-loan-modification) - [mr cooper loan modification (17)](https://blog.amerihopealliance.com/blog/topic/mr-cooper-loan-modification) - [understanding credit (17)](https://blog.amerihopealliance.com/blog/topic/understanding-credit) - [ditech loan modification (16)](https://blog.amerihopealliance.com/blog/topic/ditech-loan-modification) - [life after foreclosure (16)](https://blog.amerihopealliance.com/blog/topic/life-after-foreclosure) - [nationstar loan modification (16)](https://blog.amerihopealliance.com/blog/topic/nationstar-loan-modification) - [HAMP (15)](https://blog.amerihopealliance.com/blog/topic/hamp) - [foreclosure defense attorney (15)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense-attorney) - [bayview loan modification (14)](https://blog.amerihopealliance.com/blog/topic/bayview-loan-modification) - [loan modification denied (14)](https://blog.amerihopealliance.com/blog/topic/loan-modification-denied) - [housing market (13)](https://blog.amerihopealliance.com/blog/topic/housing-market) - [lenders (13)](https://blog.amerihopealliance.com/blog/topic/lenders) - [loan care loan modification (13)](https://blog.amerihopealliance.com/blog/topic/loan-care-loan-modification) - [PNC loan modification success (12)](https://blog.amerihopealliance.com/blog/topic/pnc-loan-modification-success) - [florida foreclosure laws (12)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-laws) - [foreclosure defense attorney new jersey (12)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense-attorney-new-jersey) - [Rushmore loan modification (11)](https://blog.amerihopealliance.com/blog/topic/rushmore-loan-modification) - [new jersey foreclosure process (11)](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-process) - [pennsylvania foreclosure defense (11)](https://blog.amerihopealliance.com/blog/topic/pennsylvania-foreclosure-defense) - [short sale (11)](https://blog.amerihopealliance.com/blog/topic/short-sale) - [bank of america loan modification problems (10)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems) - [chase loan modification (10)](https://blog.amerihopealliance.com/blog/topic/chase-loan-modification) - [chase loan modifications (10)](https://blog.amerihopealliance.com/blog/topic/chase-loan-modifications) - [citi loan modification (10)](https://blog.amerihopealliance.com/blog/topic/citi-loan-modification) - [foreclosure deficiency (10)](https://blog.amerihopealliance.com/blog/topic/foreclosure-deficiency) - [mortgage modification (10)](https://blog.amerihopealliance.com/blog/topic/mortgage-modification) - [shellpoint loan modification (10)](https://blog.amerihopealliance.com/blog/topic/shellpoint-loan-modification) - [foreclosure grief (9)](https://blog.amerihopealliance.com/blog/topic/foreclosure-grief) - [mortgage (9)](https://blog.amerihopealliance.com/blog/topic/mortgage) - [prolong foreclosure (9)](https://blog.amerihopealliance.com/blog/topic/prolong-foreclosure) - [us bank loan modification (9)](https://blog.amerihopealliance.com/blog/topic/us-bank-loan-modification) - [bank of america foreclosure (8)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure) - [foreclosure process in new york (8)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-new-york) - [freedom mortgage loan modification (8)](https://blog.amerihopealliance.com/blog/topic/freedom-mortgage-loan-modification) - [loan modification scams in Florida (8)](https://blog.amerihopealliance.com/blog/topic/loan-modification-scams-in-florida) - [penny mac loan modification (8)](https://blog.amerihopealliance.com/blog/topic/penny-mac-loan-modification) - [selene loan modification (8)](https://blog.amerihopealliance.com/blog/topic/selene-loan-modification) - [avoiding foreclosure (7)](https://blog.amerihopealliance.com/blog/topic/avoiding-foreclosure) - [cenlar loan modification (7)](https://blog.amerihopealliance.com/blog/topic/cenlar-loan-modification) - [florida foreclosure process (7)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-process) - [foreclosure fraud (7)](https://blog.amerihopealliance.com/blog/topic/foreclosure-fraud) - [m&t bank loan modification (7)](https://blog.amerihopealliance.com/blog/topic/mt-bank-loan-modification) - [mortgage shopping, (7)](https://blog.amerihopealliance.com/blog/topic/mortgage-shopping) - [timeshare cancellation (7)](https://blog.amerihopealliance.com/blog/topic/timeshare-cancellation) - [ditech loan modification success (6)](https://blog.amerihopealliance.com/blog/topic/ditech-loan-modification-success) - [financial worksheet for loan modification (6)](https://blog.amerihopealliance.com/blog/topic/financial-worksheet-for-loan-modification) - [foreclosure crisis (6)](https://blog.amerihopealliance.com/blog/topic/foreclosure-crisis) - [hurricane irma (6)](https://blog.amerihopealliance.com/blog/topic/hurricane-irma) - [mortgage servicers (6)](https://blog.amerihopealliance.com/blog/topic/mortgage-servicers) - [phh loan modification (6)](https://blog.amerihopealliance.com/blog/topic/phh-loan-modification) - [roundpoint loan modification (6)](https://blog.amerihopealliance.com/blog/topic/roundpoint-loan-modification) - [trial modification (6)](https://blog.amerihopealliance.com/blog/topic/trial-modification) - [debt collections harassment (5)](https://blog.amerihopealliance.com/blog/topic/debt-collections-harassment) - [deficiency judgment (5)](https://blog.amerihopealliance.com/blog/topic/deficiency-judgment) - [foreclosure process in florida (5)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-florida) - [i have a foreclosure sale date (5)](https://blog.amerihopealliance.com/blog/topic/i-have-a-foreclosure-sale-date) - [mortgage servicing (5)](https://blog.amerihopealliance.com/blog/topic/mortgage-servicing) - [summons and complaint (5)](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint) - [asc loan modification (4)](https://blog.amerihopealliance.com/blog/topic/asc-loan-modification) - [deed in lieu of foreclosure (4)](https://blog.amerihopealliance.com/blog/topic/deed-in-lieu-of-foreclosure) - [final judgment (4)](https://blog.amerihopealliance.com/blog/topic/final-judgment) - [forbearance (4)](https://blog.amerihopealliance.com/blog/topic/forbearance) - [foreclosure lawsuit (4)](https://blog.amerihopealliance.com/blog/topic/foreclosure-lawsuit) - [foreclosure process in illinois (4)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-illinois) - [loan modification application (4)](https://blog.amerihopealliance.com/blog/topic/loan-modification-application) - [negative equity (4)](https://blog.amerihopealliance.com/blog/topic/negative-equity) - [normal servicing (4)](https://blog.amerihopealliance.com/blog/topic/normal-servicing) - [personal finance (4)](https://blog.amerihopealliance.com/blog/topic/personal-finance) - [phfa loan modification (4)](https://blog.amerihopealliance.com/blog/topic/phfa-loan-modification) - [principal reduction (4)](https://blog.amerihopealliance.com/blog/topic/principal-reduction) - [refinance (4)](https://blog.amerihopealliance.com/blog/topic/refinance) - [sps repayment plan (4)](https://blog.amerihopealliance.com/blog/topic/sps-repayment-plan) - [stop foreclosure in florida (4)](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure-in-florida) - [suntrust loan modification (4)](https://blog.amerihopealliance.com/blog/topic/suntrust-loan-modification) - [write a hardship letter (4)](https://blog.amerihopealliance.com/blog/topic/write-a-hardship-letter) - [Bankruptcy (3)](https://blog.amerihopealliance.com/blog/topic/bankruptcy) - [Buying a home after foreclosure (3)](https://blog.amerihopealliance.com/blog/topic/buying-a-home-after-foreclosure) - [CFPB (3)](https://blog.amerihopealliance.com/blog/topic/cfpb) - [HUD (3)](https://blog.amerihopealliance.com/blog/topic/hud) - [bb&t loan modification (3)](https://blog.amerihopealliance.com/blog/topic/bbt-loan-modification) - [bsi loan modification success (3)](https://blog.amerihopealliance.com/blog/topic/bsi-loan-modification-success) - [capital one loan modifications (3)](https://blog.amerihopealliance.com/blog/topic/capital-one-loan-modifications) - [debt settlement (3)](https://blog.amerihopealliance.com/blog/topic/debt-settlement) - [default judgment (3)](https://blog.amerihopealliance.com/blog/topic/default-judgment) - [dual-tracking (3)](https://blog.amerihopealliance.com/blog/topic/dual-tracking) - [fay servicing loan modification (3)](https://blog.amerihopealliance.com/blog/topic/fay-servicing-loan-modification) - [flagstar loan modification (3)](https://blog.amerihopealliance.com/blog/topic/flagstar-loan-modification) - [foreclosure fees (3)](https://blog.amerihopealliance.com/blog/topic/foreclosure-fees) - [lawyer (3)](https://blog.amerihopealliance.com/blog/topic/lawyer) - [loan modification financial worksheet (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-financial-worksheet) - [loan modification fraud (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-fraud) - [loan modification terms (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-terms) - [massachusetts foreclosure lawyer (3)](https://blog.amerihopealliance.com/blog/topic/massachusetts-foreclosure-lawyer) - [mortgage abuse (3)](https://blog.amerihopealliance.com/blog/topic/mortgage-abuse) - [mortgage debt (3)](https://blog.amerihopealliance.com/blog/topic/mortgage-debt) - [news (3)](https://blog.amerihopealliance.com/blog/topic/news) - [Florida statue of limitations (2)](https://blog.amerihopealliance.com/blog/topic/florida-statue-of-limitations) - [Greentree loan modification (2)](https://blog.amerihopealliance.com/blog/topic/greentree-loan-modification) - [affirmative defense (2)](https://blog.amerihopealliance.com/blog/topic/affirmative-defense) - [consent to foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/consent-to-foreclosure) - [coronavirus (2)](https://blog.amerihopealliance.com/blog/topic/coronavirus) - [covid19 (2)](https://blog.amerihopealliance.com/blog/topic/covid19) - [dos donts of foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/dos-donts-of-foreclosure) - [fha (2)](https://blog.amerihopealliance.com/blog/topic/fha) - [fifth third bank loan modification (2)](https://blog.amerihopealliance.com/blog/topic/fifth-third-bank-loan-modification) - [florida foreclosure bill (2)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-bill) - [foreclosure auction (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-auction) - [foreclosure glossary (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-glossary) - [foreclosure moratorium (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-moratorium) - [free house (2)](https://blog.amerihopealliance.com/blog/topic/free-house) - [gregory funding loan modification (2)](https://blog.amerihopealliance.com/blog/topic/gregory-funding-loan-modification) - [hardest hit (2)](https://blog.amerihopealliance.com/blog/topic/hardest-hit) - [hardship (2)](https://blog.amerihopealliance.com/blog/topic/hardship) - [hardship letter (2)](https://blog.amerihopealliance.com/blog/topic/hardship-letter) - [home point loan modification (2)](https://blog.amerihopealliance.com/blog/topic/home-point-loan-modification) - [hsbc loan modification (2)](https://blog.amerihopealliance.com/blog/topic/hsbc-loan-modification) - [hurricane (2)](https://blog.amerihopealliance.com/blog/topic/hurricane) - [judicial default judgment (2)](https://blog.amerihopealliance.com/blog/topic/judicial-default-judgment) - [lakeview loan servicing loan modification (2)](https://blog.amerihopealliance.com/blog/topic/lakeview-loan-servicing-loan-modification) - [law firm awards (2)](https://blog.amerihopealliance.com/blog/topic/law-firm-awards) - [legal aid (2)](https://blog.amerihopealliance.com/blog/topic/legal-aid) - [loan modification cost (2)](https://blog.amerihopealliance.com/blog/topic/loan-modification-cost) - [mortgage assistance (2)](https://blog.amerihopealliance.com/blog/topic/mortgage-assistance) - [notice of default (2)](https://blog.amerihopealliance.com/blog/topic/notice-of-default) - [predatory lending (2)](https://blog.amerihopealliance.com/blog/topic/predatory-lending) - [pro se litigation (2)](https://blog.amerihopealliance.com/blog/topic/pro-se-litigation) - [regions bank loan modification (2)](https://blog.amerihopealliance.com/blog/topic/regions-bank-loan-modification) - [reinstatement (2)](https://blog.amerihopealliance.com/blog/topic/reinstatement) - [retirement (2)](https://blog.amerihopealliance.com/blog/topic/retirement) - [reverse mortgage (2)](https://blog.amerihopealliance.com/blog/topic/reverse-mortgage) - [stearns loan care loan modification (2)](https://blog.amerihopealliance.com/blog/topic/stearns-loan-care-loan-modification) - [unclean hands (2)](https://blog.amerihopealliance.com/blog/topic/unclean-hands) - [underwater (2)](https://blog.amerihopealliance.com/blog/topic/underwater) - [wells fargo (2)](https://blog.amerihopealliance.com/blog/topic/wells-fargo) - [writ of possession (2)](https://blog.amerihopealliance.com/blog/topic/writ-of-possession) - [zombie foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/zombie-foreclosure) - [21st Mortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/21st-mortgage-loan-modification) - [Abandoned Homes (1)](https://blog.amerihopealliance.com/blog/topic/abandoned-homes) - [Excessive Overdraft Fees (1)](https://blog.amerihopealliance.com/blog/topic/excessive-overdraft-fees) - [FCI Lenders Services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/fci-lenders-services-loan-modification) - [FHFA (1)](https://blog.amerihopealliance.com/blog/topic/fhfa) - [HAFA (1)](https://blog.amerihopealliance.com/blog/topic/hafa) - [HOA Foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/hoa-foreclosure) - [Hardest Hit Fund (1)](https://blog.amerihopealliance.com/blog/topic/hardest-hit-fund) - [Homebridge Financial Services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/homebridge-financial-services-loan-modification) - [Mortgage Forgiveness Debt Relief Act (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-forgiveness-debt-relief-act) - [Ocwen (1)](https://blog.amerihopealliance.com/blog/topic/ocwen) - [Superstorm Sandy (1)](https://blog.amerihopealliance.com/blog/topic/superstorm-sandy) - [act 91 notice (1)](https://blog.amerihopealliance.com/blog/topic/act-91-notice) - [amc loan modification (1)](https://blog.amerihopealliance.com/blog/topic/amc-loan-modification) - [auction (1)](https://blog.amerihopealliance.com/blog/topic/auction) - [bitcoin (1)](https://blog.amerihopealliance.com/blog/topic/bitcoin) - [citibank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/citibank-loan-modification) - [citimortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/citimortgage-loan-modification) - [class action lawsuit (1)](https://blog.amerihopealliance.com/blog/topic/class-action-lawsuit) - [complete application scam (1)](https://blog.amerihopealliance.com/blog/topic/complete-application-scam) - [conciliation conference (1)](https://blog.amerihopealliance.com/blog/topic/conciliation-conference) - [connecticut foreclosure defense (1)](https://blog.amerihopealliance.com/blog/topic/connecticut-foreclosure-defense) - [consent order (1)](https://blog.amerihopealliance.com/blog/topic/consent-order) - [credit cards (1)](https://blog.amerihopealliance.com/blog/topic/credit-cards) - [deferment (1)](https://blog.amerihopealliance.com/blog/topic/deferment) - [divorce and foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/divorce-and-foreclosure) - [email (1)](https://blog.amerihopealliance.com/blog/topic/email) - [fannie mae (1)](https://blog.amerihopealliance.com/blog/topic/fannie-mae) - [fci loan modification (1)](https://blog.amerihopealliance.com/blog/topic/fci-loan-modification) - [fema (1)](https://blog.amerihopealliance.com/blog/topic/fema) - [financial crisis (1)](https://blog.amerihopealliance.com/blog/topic/financial-crisis) - [first national bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/first-national-bank-loan-modification) - [flex modification (1)](https://blog.amerihopealliance.com/blog/topic/flex-modification) - [force-placed insurance (1)](https://blog.amerihopealliance.com/blog/topic/force-placed-insurance) - [foreclosure documents (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-documents) - [foreclosure pets (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-pets) - [foreclosure trial (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-trial) - [government shutdown (1)](https://blog.amerihopealliance.com/blog/topic/government-shutdown) - [guaranteed rate loan modification (1)](https://blog.amerihopealliance.com/blog/topic/guaranteed-rate-loan-modification) - [heloc (1)](https://blog.amerihopealliance.com/blog/topic/heloc) - [home bridge financial services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/home-bridge-financial-services-loan-modification) - [home loan investment bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/home-loan-investment-bank-loan-modification) - [housing (1)](https://blog.amerihopealliance.com/blog/topic/housing) - [housing bubble (1)](https://blog.amerihopealliance.com/blog/topic/housing-bubble) - [in-house loan modification (1)](https://blog.amerihopealliance.com/blog/topic/in-house-loan-modification) - [income tax (1)](https://blog.amerihopealliance.com/blog/topic/income-tax) - [investment property (1)](https://blog.amerihopealliance.com/blog/topic/investment-property) - [judicial or clerk's default (1)](https://blog.amerihopealliance.com/blog/topic/judicial-or-clerks-default) - [leprechaun (1)](https://blog.amerihopealliance.com/blog/topic/leprechaun) - [lien (1)](https://blog.amerihopealliance.com/blog/topic/lien) - [loan modification process in florida (1)](https://blog.amerihopealliance.com/blog/topic/loan-modification-process-in-florida) - [loancare loan modification (1)](https://blog.amerihopealliance.com/blog/topic/loancare-loan-modification) - [m&t babk (1)](https://blog.amerihopealliance.com/blog/topic/mt-babk) - [mediation (1)](https://blog.amerihopealliance.com/blog/topic/mediation) - [mgc mortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/mgc-mortgage-loan-modification) - [mortgage examination (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-examination) - [mortgage investor (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-investor) - [mortgage rates (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-rates) - [mr. cooper (1)](https://blog.amerihopealliance.com/blog/topic/mr-cooper) - [ocwen foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/ocwen-foreclosure) - [pacific union finance loan modification success (1)](https://blog.amerihopealliance.com/blog/topic/pacific-union-finance-loan-modification-success) - [partial claim (1)](https://blog.amerihopealliance.com/blog/topic/partial-claim) - [pennsylvania housing finance agency (1)](https://blog.amerihopealliance.com/blog/topic/pennsylvania-housing-finance-agency) - [pennymac loan modification (1)](https://blog.amerihopealliance.com/blog/topic/pennymac-loan-modification) - [probate (1)](https://blog.amerihopealliance.com/blog/topic/probate) - [quiet title (1)](https://blog.amerihopealliance.com/blog/topic/quiet-title) - [quitclaim deed (1)](https://blog.amerihopealliance.com/blog/topic/quitclaim-deed) - [recession (1)](https://blog.amerihopealliance.com/blog/topic/recession) - [remodification (1)](https://blog.amerihopealliance.com/blog/topic/remodification) - [reverse mortgage foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/reverse-mortgage-foreclosure) - [second mortgage modification (1)](https://blog.amerihopealliance.com/blog/topic/second-mortgage-modification) - [selling your timeshare (1)](https://blog.amerihopealliance.com/blog/topic/selling-your-timeshare) - [settlement conference (1)](https://blog.amerihopealliance.com/blog/topic/settlement-conference) - [sheriff's sale (1)](https://blog.amerihopealliance.com/blog/topic/sheriffs-sale) - [stearns lending loan modification (1)](https://blog.amerihopealliance.com/blog/topic/stearns-lending-loan-modification) - [stock trading (1)](https://blog.amerihopealliance.com/blog/topic/stock-trading) - [strategic default (1)](https://blog.amerihopealliance.com/blog/topic/strategic-default) - [sunwest loan modification (1)](https://blog.amerihopealliance.com/blog/topic/sunwest-loan-modification) - [tax foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/tax-foreclosure) - [td bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/td-bank-loan-modification) - [thanksgiving (1)](https://blog.amerihopealliance.com/blog/topic/thanksgiving) - [the big short (1)](https://blog.amerihopealliance.com/blog/topic/the-big-short) - [timeshare (1)](https://blog.amerihopealliance.com/blog/topic/timeshare) - [timeshare fraud (1)](https://blog.amerihopealliance.com/blog/topic/timeshare-fraud) - [trumark financial loan modification (1)](https://blog.amerihopealliance.com/blog/topic/trumark-financial-loan-modification) - [unknown foreclosure defendants (1)](https://blog.amerihopealliance.com/blog/topic/unknown-foreclosure-defendants) - [what is a case management conference (1)](https://blog.amerihopealliance.com/blog/topic/what-is-a-case-management-conference) see all [![Quick Foreclosure Quiz](https://no-cache.hubspot.com/cta/default/161513/5a1cfa41-2f25-4042-be8d-84677e3a244d.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/5a1cfa41-2f25-4042-be8d-84677e3a244d) ### Foreclosure Process Handbook ### Sitemap - [About](https://www.amerihopealliance.com/about_us) - [Case Results](https://legal.amerihopealliance.com/case-results) - [Free Consultation](https://www.amerihopealliance.com/free_consultation) - [Blog](https://blog.amerihopealliance.com) - [Client Login](https://www.amerihopealliance.com/client_login) ### Subscribe [![Do You Need To Hire A Foreclosure Attorney? Take Our 2-Minute Quiz](https://no-cache.hubspot.com/cta/default/161513/ceb8a341-537c-4129-a97d-da85fc0868ce.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ceb8a341-537c-4129-a97d-da85fc0868ce) ### Recent Posts ## Contact Us ### Call (877) 882-5338 ### Fax: (954) 919-6337 ### View our Office Locations Copyright 2008 - 2026 | Amerihope Alliance Legal Services [Privacy Policy](https://amerihopealliance.com/privacy) | [Terms of Service](https://amerihopealliance.com/terms) | [Site Map](https://amerihopealliance.com/sitemap) | [Glossary](https://amerihopealliance.com/glossary.php) | [Contact Us](https://amerihopealliance.com/contact_us) We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This web site is designed for general information only. The facts and law in each case are different. We cannot and do not represent or guarantee a specific result in any given case. See our About Us page for our qualifications and experience.