---
title: Foreclosure and Loan Modification Blog | Maxwell Swinney (37)
description: Dedicated foreclosure defense law firm helping foreclosure victims stay in their home, and obtain loan modifications. (37)
---

[![Foreclosure and Loan Modification Lawyers](https://blog.amerihopealliance.com/hs-fs/images/forclosure-attorneys.png?width=360&height=117&name=forclosure-attorneys.png "Foreclosure and Loan Modification Lawyers")](https://www.amerihopealliance.com/)

- Practice Areas 
    - [Foreclosure Defense](https://amerihopealliance.com/foreclosure-defense)
    - [Claim Surplus Funds](https://amerihopealliance.com/surplus-funds)
    - [Loan Modification](https://amerihopealliance.com/loan-modification)
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    - [Bankruptcy](https://amerihopealliance.com/en/bankruptcy)
    - [Probate](https://amerihopealliance.com/en/probate)
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- [Blog](https://blog.amerihopealliance.com/blog) 
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    - [Personal Injury Blog](https://blog.amerihopealliance.com/personal-injury)
- [Referrals](https://amerihopealliance.com/surplus-case-referral)

ph: (877) 882-5338

# Foreclosure and Loan Modification Blog

- [Blog](https://blog.amerihopealliance.com/blog)
- Foreclosure and Loan Modification Blog

## Maxwell Swinney

## Recent Posts

## [Can a Home Be Foreclosed If Property Taxes Are Not Paid?](https://blog.amerihopealliance.com/blog/can-a-home-be-foreclosed-if-you-dont-pay-property-taxes)

[![](https://blog.amerihopealliance.com/hubfs/Tax-791222-edited.jpg)](https://blog.amerihopealliance.com/blog/can-a-home-be-foreclosed-if-you-dont-pay-property-taxes)

Few people have been more **universally hated** throughout history than **tax collectors**. They take your hard-earned money, but it always seems like too much for what the government they represent provides in return. It's a story as old as civilization. **Nobody likes paying taxes**.

\[fa icon="clock-o"\] Friday, October 2, 2015  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [new jersey foreclosure attorney](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-attorney), [florida foreclosure defense](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-defense), [pennsylvania foreclosure defense](https://blog.amerihopealliance.com/blog/topic/pennsylvania-foreclosure-defense), [illinois foreclosure lawyer](https://blog.amerihopealliance.com/blog/topic/illinois-foreclosure-lawyer), [foreclosure defense](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense), [new york foreclosure attorney](https://blog.amerihopealliance.com/blog/topic/new-york-foreclosure-attorney) 

[Read More »](https://blog.amerihopealliance.com/blog/can-a-home-be-foreclosed-if-you-dont-pay-property-taxes)

## [You Won't Believe Which Celebrities Have Experienced Foreclosure](https://blog.amerihopealliance.com/blog/you-wont-believe-which-celebrities-have-experienced-foreclosure)

[![](https://blog.amerihopealliance.com/hubfs/Evander_Holyfield-383035-edited.jpg)](https://blog.amerihopealliance.com/blog/you-wont-believe-which-celebrities-have-experienced-foreclosure)

Americans love to envy the **lavish lifestyles of celebrities** when they are on top, and to witness their fall from grace. Despite having tremendous wealth and the love and admiration of millions of people, movie stars, musicians, professional athletes, and other famous or infamous people, have found themselves in the same situation as many regular Americans. That is, unable to make their mortgage payments and [threatened with foreclosure](https://blog.amerihopealliance.com/blog/how-can-you-know-when-to-hire-a-foreclosure-defense-attorney) by the bank.

\[fa icon="clock-o"\] Wednesday, September 30, 2015  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [foreclosure defense](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense) 

[Read More »](https://blog.amerihopealliance.com/blog/you-wont-believe-which-celebrities-have-experienced-foreclosure)

## [How to Choose the Best Foreclosure Defense Attorney For You](https://blog.amerihopealliance.com/blog/how-to-choose-the-best-foreclosure-defense-attorney-for-you)

[![](https://blog.amerihopealliance.com/hubfs/Saul-Goodman2-976453-edited.jpg)](https://blog.amerihopealliance.com/blog/how-to-choose-the-best-foreclosure-defense-attorney-for-you)

Foreclosure is a **major crisis** for the people who experience it. It's something you never thought would happen, otherwise you would not have taken out a mortgage loan. You may feel that you [need the help of an attorney](https://legal.amerihopealliance.com/do-you-need-to-hire-an-attorney-quiz), but deciding what type, and who among them you should hire is no easy task.

\[fa icon="clock-o"\] Monday, September 28, 2015  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [foreclosure defense](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense) 

[Read More »](https://blog.amerihopealliance.com/blog/how-to-choose-the-best-foreclosure-defense-attorney-for-you)

## [Can You Reapply for a Loan Modification after Being Denied?](https://blog.amerihopealliance.com/blog/can-you-reapply-for-a-loan-modification-after-being-denied)

[![](https://blog.amerihopealliance.com/hubfs/Michael-Jackson-984075-edited.jpg)](https://blog.amerihopealliance.com/blog/can-you-reapply-for-a-loan-modification-after-being-denied)

Rejection hurts. If you're like many people whose application for a mortgage [loan modification](https://blog.amerihopealliance.com/blog/bid/293818/What-You-Need-to-Know-about-Loan-Modification-Packages) has been denied, you don't know what to do. Should you rip the copper pipes out of your house, leave town and start a new life in Mexico, singing songs for loose change in sleepy tequila joints? Before you make that decision, remember that you ***can*** reapply for a loan modification.

\[fa icon="clock-o"\] Friday, September 25, 2015  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [mortgage modification](https://blog.amerihopealliance.com/blog/topic/mortgage-modification) 

[Read More »](https://blog.amerihopealliance.com/blog/can-you-reapply-for-a-loan-modification-after-being-denied)

## [Why You Should Write a Loan Modification Hardship Letter](https://blog.amerihopealliance.com/blog/why-you-should-write-a-loan-modification-hardship-letter)

[![](https://blog.amerihopealliance.com/hubfs/Writing2.jpg)](https://blog.amerihopealliance.com/blog/why-you-should-write-a-loan-modification-hardship-letter)

Believe it, or not, your mortgage lender **is interested in the hardships you've endured** that have led you to seek better terms on your mortgage loan. In fact, if you are facing foreclosure and looking for a loan modification, a [letter explaining the hardships](https://blog.amerihopealliance.com/blog/bid/274075/How-to-Write-a-Hardship-Letter-for-your-Mortgage-Company) you've experienced is required.

\[fa icon="clock-o"\] Monday, September 21, 2015  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [write a hardship letter](https://blog.amerihopealliance.com/blog/topic/write-a-hardship-letter), [hardship letter](https://blog.amerihopealliance.com/blog/topic/hardship-letter) 

[Read More »](https://blog.amerihopealliance.com/blog/why-you-should-write-a-loan-modification-hardship-letter)

## [Can You Afford a Lawyer When You Can't Make Your Mortgage Payments?](https://blog.amerihopealliance.com/blog/how-can-you-afford-a-lawyer-when-you-cant-make-your-mortgage-payments)

[![](https://blog.amerihopealliance.com/hubfs/LegalAdvice.jpg)](https://blog.amerihopealliance.com/blog/how-can-you-afford-a-lawyer-when-you-cant-make-your-mortgage-payments)

Times are tough. The effects of the recession and **housing crisis** have left you in a less-than-ideal financial situation, and now you're having trouble making your mortgage payments. You may be thinking about trying to get a loan modification to lower your interest rate, or you may be worried that a foreclosure is in your future. You know that if a loan modification is successful, your monthly payments could be reduced to a more manageable level. You also know that your chances of getting a loan modification approved without an attorney are slim, but **you don't know if you can afford an attorney**.

Alternatively, you may think the result is a forgone conclusion, and that there is no point in paying an attorney to tell you what you already know, that you're going to lose your home.

\[fa icon="clock-o"\] Friday, September 18, 2015  \[fa icon="user"\] [Maxwell Swinney](https://blog.amerihopealliance.com/blog/author/maxwell-swinney)  \[fa icon="folder-open'\] [stop foreclosure](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure), [foreclosure defense](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense) 

[Read More »](https://blog.amerihopealliance.com/blog/how-can-you-afford-a-lawyer-when-you-cant-make-your-mortgage-payments)

[\[fa icon="angle-double-left"\] Prev](https://blog.amerihopealliance.com/blog/author/maxwell-swinney/page/36) [All posts](https://blog.amerihopealliance.com/blog/all)

### About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

[![Click to Read Our Super Loan Mod Success Stories](https://no-cache.hubspot.com/cta/default/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953)

Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a [free consultation](https://www.amerihopealliance.com/free_consultation) at any time.

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[Using Affirmative Defenses When Answering A Foreclosure Complaint](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint)

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Published November 6, 2013

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[What If Your Home Doesn't Sell At Foreclosure Auction?](https://blog.amerihopealliance.com/blog/what-if-your-home-doesnt-sell-at-auction)

Published October 13, 2018

![feature image](https://blog.amerihopealliance.com/hubfs/images/Danger-124412-edited.jpg)

[Avoid Inheriting A Timeshare By Filing "Disclaimer of Interest"](https://blog.amerihopealliance.com/blog/avoid-inheriting-a-timeshare-by-filing-disclaimer-of-interest)

Published June 18, 2018

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[What Do You Do If Your Bank Changes the Locks on Your House?](https://blog.amerihopealliance.com/blog/what-do-you-do-if-the-bank-changes-the-locks-on-your-house)

Published October 19, 2016

### Lists by Topic

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