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Foreclosure Defense and Loan Modification Blog

Successful Loan Modification Roundup Week Of 2/10/17

Posted by Maxwell Swinney

Friday, February 10, 2017

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with SLS, Ocwen, SPS, Regions Bank, and Seterus:

SLS

$234,020 past due on mortgage with SLS, our client was in active foreclosure and had three sale dates canceled, now has a permanent HAMP II loan modification with $735 lower monthly payment and 5% lower interest rate!

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Topics: loan modification, successful loan modifications, ocwen loan modification, seterus loan modification, sls loan modification, regions bank loan modification

Successful Loan Modification Roundup Week Of 1/27/17

Posted by Maxwell Swinney

Friday, January 27, 2017

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with SLS & Ocwen:

SLS

18 months and $24,516 past due on mortgage with SLS, our client has a HAMP II loan modification with $508 cheaper monthly payment and an interest rate that dropped from 7% to 3%!

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Topics: loan modification, successful loan modifications, ocwen loan modification, sls loan modification

Successful Loan Modification Roundup Week of 12/2

Posted by Maxwell Swinney

Friday, December 2, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with SLS, Nationstar, Carrington, Caliber, Ocwen, and SPS:

Caliber

19 months and $60,778 past due on mortgage payments to Caliber, our client now has a final loan modification with $91.24 cheaper monthly payment.

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Topics: loan modification, ocwen loan modification, loan modification success, sps loan modification, caliber loan modification, nationstar loan modification

Ocwen Loan Modification Success for Our New Jersey Client

Posted by Maxwell Swinney

Wednesday, November 23, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here is one of their stories.

In 2014 we were retained by a homeowner in New Jersey who hadn't paid her mortgage to Ocwen since 2009, and had been in foreclosure since 2010. I'll call her Diana to protect her privacy.

Diana was a staggering $185,000 past due on her mortgage. She had a good job, but a lot of bills besides her mortgage to pay each month, and Ocwen didn't think she could afford to keep her home.

Diana wanted to keep her home, but was worried that she would lose it to foreclosure, and that she and her young child would have to find somewhere else to live.

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Topics: loan modification, ocwen loan modification, loan modification success

Successful Loan Modification Roundup Week Of 11/18

Posted by Maxwell Swinney

Friday, November 18, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Carrington, Wells Fargo, Chase, Nationstar, Ocwen, Bank of America, Ditech, Caliber, one forbearance plan with MGC Mortgage, and one deed in lieu of foreclosure agreement: 

Wells Fargo

Our Wells Fargo client was $37,238 past due on mortgage following the death of her husband, but we helped her get an FHA HAMP trial loan modification with $158 cheaper payment!

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Topics: loan modification, ocwen loan modification, loan modification success

3 Common Ocwen Loan Modification Problems

Posted by Maxwell Swinney

Wednesday, September 28, 2016

Nothing worth having is given away. When you want something of value, it usually takes some work to get it. So when you apply for a home-saving loan modification to avoid foreclosure and have a lower mortgage payment, don't expect the process to be easy.

To get a loan modification, which is a permanent change to one or more of the terms of a mortgage, you have to complete a request for mortgage assistance (RMA). It's a thorough application requiring documentation of income, a debt to income ratio, a hardship affidavit, and more.

The loan modification application must be filed with your loan servicer, and one of the largest mortgage servicers in the country is Ocwen Financial Corporation. Although Ocwen actually has a reputation as one of the better loan servicers to work with when trying to get a loan mod, it's still challenging.

Here are some common complaints of homeowners trying to work with Ocwen for a loan modification:

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Topics: loan modification, ocwen loan modification

Successful Loan Modification Roundup Week Of 9/23

Posted by Maxwell Swinney

Friday, September 23, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Ditech, Ocwen, and Bayview: 

Ditech

Our Ditech client was in foreclosure after falling three years and $47k behind on his mortgage, but now he has a loan modification with a $591 lower monthly mortgage payment!

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Topics: loan modification, successful loan modifications, ocwen loan modification, ditech loan modification success, bayview loan modification

Successful Loan Modification Roundup Week of 9/2

Posted by Maxwell Swinney

Friday, September 2, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Nationstar, SPS, Wells Fargo, and others: 

Nationstar

  • 8 years behind on mortgage payments to Nationstar, our client was approved for a loan modification with lower payment and interest rate, $88k principal forgiven, and $265k deferred!

  • This in-house loan modification got our Nationstar client a fresh start with a cheaper payment and 2% lower interest rate!
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Topics: wells fargo loan modification, successful loan modifications, ocwen loan modification, loan modification success, sps loan modification, caliber loan modification, citi loan modification

Successful Loan Modification Roundup Week of 8/26

Posted by Maxwell Swinney

Friday, August 26, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Keep calm and loan mod on. Every week we obtain loan modifications with a variety of loan servicers to allow our clients to avoid foreclosure. Here are some of the results.Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Greentree, Seterus, Ocwen, and others: 

Seterus

Our client was in foreclosure and $45k past due on payments to Seterus, but we helped them get a trial loan modification with a lower interest rate!

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Topics: loan modification, successful loan modifications, ocwen loan modification, caliber loan modification, asc loan modification, citi loan modification, seterus loan modification, Greentree loan modification

Successful Loan Modification Roundup Week of 8/19

Posted by Maxwell Swinney

Friday, August 19, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Bank of America, Seterus, Ocwen, and others: 

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Topics: wells fargo loan modification, bank of america loan modification, loan modification, successful loan modifications, ocwen loan modification, asc loan modification, PNC loan modification success, citi loan modification, seterus loan modification, roundpoint loan modification, sls loan modification

About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

Click to Read Our Super Loan Mod Success Stories

Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a free consultation at any time.

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