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Foreclosure and Loan Modification Blog

Successful Loan Modification Roundup Week of 1/21/19

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Chase and Fay Servicing: 

Chase

Our Chase client was 31 months and $36,362.24 + fees past due on his mortgage, but we helped him get a 3 month FHA-HAMP trial loan modification plan with a fresh start!

Successful Loan Modification Roundup Week of 1/18/19

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Wells Fargo, Ocwen, Mr. Cooper, and Sunwest: 

Wells Fargo

Our Wells Fargo clients were 7 months and $18,095 past due on their mortgage, but we helped them get a final in-house loan modification with $161.10 monthly savings and $53,919.62 deferment!

Stop Getting So Much Email So You Can Communicate With Your Lawyer

If you're like most people, you probably get more junk email than you know what to do with.

That's a big problem when it becomes hard to sort through all the messages you don't care about to find the really important emails, like those from your lawyer.

When you hire a lawyer, it's because you need help with an issue that you can't handle on your own. When your attorney sends you an email, it's not just to say hi. It's because they either need to tell you about a development in your case or ask you for something they can't get without you.

How Do You Get A Loan Modification When You're Self-Employed?

Self-employed people earn a higher income on average than people who receive a regular paycheck, but they can have a harder time getting approved for a mortgage. They can also find it more difficult to get approved for a loan modification if they fall behind on their mortgage.

Some lawyers might tell you that you can't get a loan modification if you're self-employed. That's just not true. You can. However, it will most likely add more work to a process that already takes a lot of work.

The reason getting and modifying a mortgage is more difficult for self-employed people is that their income varies more than salaried and hourly workers and they don't have the pay stubs or W-2s that make it easy for banks to verify earnings.

What's Up With Loan Modifications In 2019?

Every January is an opportunity for people to complain about how horrible the previous year was. 2018 certainly had it's share of negative events, including Hurricane Michael hitting Florida and the worst wildfires in California's history.

But let's not forget that there were also good stories, like that dog who adopted a monkey. How awesome is that?

Besides looking back at the good and bad of the previous year, new year's is also a time to look ahead to the issues you care about in the coming year. 

If you're behind on your mortgage, one issue you should definitely care about is loan modifications. What's going on with them in 2019?

🏆🏆Our Awards for Results and Customer Service🏆🏆

Amerihope Alliance Legal Services, which focuses on providing foreclosure defense and loan modification assistance, is proud to have accepted numerous awards for providing excellent service to our clients.

Successful Loan Modification Roundup Week of 1/4/19

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Chase, Ocwen, Wells Fargo, and Mr. Cooper:

Chase

Our Chase client was 21 months and $42,505+ fees past due on his mortgage, but we helped him get an FHA partial claim loan modification (his second) with a fresh start!

Successful Loan Modification Roundup Week of 12/28/18

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Rushmore, Chase, Wells Fargo and Caliber:

Successful Loan Modification Roundup Week of 12/14/18

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Mr. Cooper, CitiMortgage, and Home Loan Investment Bank:

Mr. Cooper

Almost 5 years (57 months) and $37,748.23 past due on their mortgage, we helped our Mr. Cooper clients get a final FHA loan modification with $23.62 monthly savings and a fresh start!

Successful Loan Modification Roundup Week of 12/7/18

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Lakeview Loan Servicing, Gregory Funding, and HSBC:

Lakeview Loan Servicing

In foreclosure and 22 months and $52,535 +fees past due on their mortgage, we helped our Lakeview Loan Servicing clients get a final FHA Partial Claim modification with $106.81 cheaper monthly payment and a fresh start!

About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

Click to Read Our Super Loan Mod Success Stories

Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a free consultation at any time.

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