Law Firm's Unique Strategy Helps Obtain Over 5,000 Loan Modifications

For Immediate Release - Plantation, FL - June 18, 2013
Law firm Amerihope Alliance Legal Services masters the art of foreclosure defense, helping over 5,000 homeowners expands its reach to helping homeowners in five judicial states.
Amerihope Alliance Legal Services, located in Plantation, Florida, started out as a law firm dedicated to helping Florida's homeowners fight foreclosure against the banks. During the last several years due to their vast experience in the judicial foreclosure process they have added four additional judicial states: New York, New Jersey, Pennsylvania and Illinois.

As of June 2013, over 5,000 (five thousand) loan modifications have been completed by Amerihope Alliance Legal Services. 5,000? What is their secret?

[fa icon="clock-o"] Wednesday, June 26, 2013 [fa icon="user"] Jake Sterling [fa icon="folder-open'] loan modification lawyer, foreclosure defense, loan modification help

For most facing foreclosure either now or in the future, something has changed in their lives that is already causing more than enough stress without any help from the looming loss of their home. Many find that their change in circumstances leaves them unable to make monthly mortgage payments, and they face foreclosure simply because they don’t know what they need to do or how to go about it. When you interview lawyers to help keep your home, you might feel lost. What should be the cost of foreclosure defense?

The Pennsylvania Foreclosure Process

Pennsylvania's Foreclosure Process, Explained

In comparison to many other states, the Pennsylvania foreclosure process is fairly straightforward. In fact, Pennsylvania is the only state in the country that has a state-funded loan program designed to help homeowners who, because of extenuating circumstances, have found themselves trapped in the foreclosure process and are worried about losing their homes. If you live in Pennsylvania and have just missed your first mortgage payment, or are already deep into the Pennsylvania foreclosure process, do not lose hope. Whether you have found yourself facing foreclosure because of sudden increased interest rates or internal hardships like a death in the family, debilitating illness, or unanticipated loss of wages, there are options to help homeowners get back on their feet. The first step on this path is the understanding of the Pennsylvania foreclosure process.

[fa icon="clock-o"] Monday, June 3, 2013 [fa icon="user"] Jake Sterling [fa icon="folder-open'] pennsylvania foreclosure defense, foreclosure defense

So you've missed a payment on your Illinois home. Any number of a various set of circumstances has conspired to affect your income and consequently your ability to keep up with your obligations. You held it together as long as you could, but now the unthinkable has happened and you are late on your mortgage. You may feel alone, embarrassed, and quite afraid of being foreclosed upon. Well cheer up homeowner because you are not alone and there is no need to be embarrassed or fear the foreclosure process in Illinois.

Illinois is a judicial foreclosure state, which means that the foreclosure process in Illinois requires certain steps to be taken by your lender before they can take possession of your home. In other words, this means you have some time to fix this. If you're into legalese, you can read the entire statute here, however if you're just looking for some unbiased information and perhaps a little help for your situation, continue reading.

[fa icon="clock-o"] Wednesday, May 29, 2013 [fa icon="user"] Kristen Clinton [fa icon="folder-open'] illinois foreclosure lawyer, foreclosure defense

Florida Foreclosure Case Management Conferences

If you’re a homeowner who’s behind on your mortgage payments and in foreclosure in Florida, you may be scheduled for a case management conference. What is a case management conference and where does it come into play during foreclosure proceedings?

When Payments Fall Behind

The prospect of facing the foreclosure process in Florida can be a scary one. Most homeowners try to stall the foreclosure process by first seeking out loan modifications.

Understanding the Foreclosure Process in New York

When trying to find a New York Foreclosure Attorney, there are a few things to keep in mind. Every state is different when it comes to foreclosure laws. Because of this, the first thing you need to do is make sure that your attorney is licensed to do business in the same state as your property. In order to proceed in a foreclosure case, your attorney must have a license to do business in that state.

[fa icon="clock-o"] Monday, April 1, 2013 [fa icon="user"] Jake Sterling [fa icon="folder-open'] foreclosure defense, new york foreclosure attorney

A few years ago a forensic loan audit was a common tool for "mortgage rescue" companies if you suspected your bank of unfair practices and wished to pursue a lawsuit against your lender. However forensic loan audits are unnecessary in relation to the numerous other ways a foreclosure attorney can fight for your home.

The FTC warns consumers against companies using Forensic Loan Audits to lure in clients as a mortgage loan audit is expensive and offers no significant benefit to the homeowner.

A good foreclosure lawyer will make sure all of your loan paperwork is compliant, if necessary, as a tactic in your foreclosure defense case.

[fa icon="clock-o"] Friday, March 29, 2013 [fa icon="user"] Jake Sterling [fa icon="folder-open'] loan modification, foreclosure defense

A new foreclosure bill is being proposed by Florida legislature to speed up foreclosures in Florida. Although recently passed by a Senate committee, the bill still must pass three more committees in the Senate and one more in the House. The bill is designed to speed foreclosure cases through the court system by allowing semi-retired judges to take on foreclosure cases, as well as allowing a number of other provisions designed to help "streamline" the amount of foreclosure cases in the state of Florida. Florida already holds a quarter of the nation's foreclosure cases, and is working to expedite the judicial process of foreclosure.

What is a Conciliation Conference?

foreclosure conciliation conference The idea of holding a conciliation conference for a loan modification or a foreclosure case is relatively new. Because of the large amount of foreclosures in Florida, a mediation is no longer required by law. A homeowner can request a mediation if they choose. However, this can get expensive because both their lawyer and the bank's lawyer will have to meet in person at the expense of the homeowner. In order to expedite the loan modification process, many lawyers are requesting conciliation conferences via phone instead.

How do I get a conciliation conference?

If you're a homeowner who has submitted a loan modification package to their bank and hasn't gotten a response, you may want to consider hiring a foreclosure defense attorney to help. A foreclosure attorney can not only present the loan modification package in a way that will encourage the bank to accept your offer, they can also request a conciliation conference with the decision maker at the bank. A homeowner alone will have almost no luck in trying to contact the bank and actually get in contact with someone who has the authority to make a decision on their loan modification.

[fa icon="clock-o"] Monday, March 25, 2013 [fa icon="user"] Jake Sterling [fa icon="folder-open'] florida foreclosure defense, conciliation conference, foreclosure defense

Finding a Loan Modification Attorney

loan modification attorney Finding an attorney that can help you with your loan modification is a great way to one-up the banks when trying to protect your home from foreclosure. However, you should not hire an attorney who simply does loan modifications. A licensed attorney must also provide foreclosure defense. The loan modification process alone does not protect you from foreclosure.

Anyone can submit a loan modification

You don't have to be a lawyer to submit a loan modification to the bank. However, banks can be very selective about which loan modifications they do and don't accept.

[fa icon="clock-o"] Tuesday, March 19, 2013 [fa icon="user"] Jake Sterling [fa icon="folder-open'] loan modification attorney, foreclosure defense

Foreclosure and Loan Modification Blog

Law Firm's Unique Strategy Helps Obtain Over 5,000 Loan Modifications

What is the Cost of Foreclosure Defense?

The Pennsylvania Foreclosure Process

Pennsylvania's Foreclosure Process, Explained

Facing The Foreclosure Process in Illinois? Don't Panic!

What to Expect From a Foreclosure Case Management Conference

Florida Foreclosure Case Management Conferences

When Payments Fall Behind

Understanding the Foreclosure Process in New York

Do I need a Forensic Loan Audit?

Florida Foreclosure Bill Passes Senate Committee

What is a Conciliation Conference?

How do I get a conciliation conference?

Finding a Loan Modification Attorney

Anyone can submit a loan modification

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