Foreclosure and Loan Modification Blog

Maxwell Swinney

Successful Loan Modification Roundup Week of 5/11/18

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with PennyMac, SLS, Rushmore:

PennyMac

Success! Our PennyMac client was in active foreclosure and at risk of losing his home after falling $27,292.78 past due on his mortgage. But we just got him approved for a 3 month trial loan modification plan with $476.19 cheaper monthly payment!

Successful Loan Modification Roundup Week of 5/4/18

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Rushmore

Our Rushmore client was 62 months and $120,007.45 past due on his mortgage, but we helped him get a final loan modification with $40,557.35 principal forgiven and a fresh start!

Successful Loan Modification Roundup Week of 4/27/18

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Caliber

Our Caliber client was 22 months and $54,285+ past due on his mortgage, but we got him a 3 month in-house trial loan modification plan with $336.12 monthly savings!

SPS

Our SPS client was $72,921.88 past due on his mortgage and had a sale date set, but we helped him get a repayment plan that will allow him to keep his home!

Our SPS clients had a May 30th foreclosure sale date scheduled, but we helped them get a repayment plan that stops the foreclosure sale! After the repayment period, they will have the opportunity for a loan modification.

IL Couple Keeps Home AFTER It Was Sold In Foreclosure Auction

In December of 2017 we were hired by homeowners in Williamson County, Illinois who needed help keeping their home. To protect their privacy, I'll call them the Taylors.

Unlike most of our clients who want to avoid foreclosure and/or get a loan modification, the Taylors had already lost their home in a foreclosure auction and didn't want a loan mod.

Wait a minute. If they'd already lost their home, why in the world did they hire a law firm to help them save it?

Because a foreclosure sale isn't necessarily the point of no return in foreclosure. There are ways for a homeowner to get their house back even after it has been sold. There's something called a right of redemption, which is: “the right of a debtor whose real property has been foreclosed upon and sold to reclaim that property if they are able to come up with the money to repay the amount of the debt.”

[fa icon="clock-o"] Saturday, April 21, 2018 [fa icon="user"] Maxwell Swinney [fa icon="folder-open'] foreclosure auction

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

PennyMac

Our PennyMac client was $11,376 past due on mortgage, but we helped him get a three month trial loan modification with $480.86 cheaper monthly payment!

How Do You Find The Right Lawyer To Cancel Your Timeshare?

Deciding that you want to cancel your timeshare contract is an important decision, but actually making it happen is another matter. You may have no idea where to start.

One thing is for sure: just wishing to be out of your timeshare isn't going to make it happen. There's an old saying that goes “you can wish in one hand and sh*t in the other.”

You've got to actually take action to get out of your timeshare. Timeshare contracts are legally binding and getting out of them can be complex and time-consuming. Doing it in the wrong way could have serious negative consequences, including damaging your credit score.

You may be able to get out of your timeshare on your own, but hiring an attorney to help you cancel your timeshare would be better.

For something so important, you don't want just any lawyer. Like doctors, lawyers to to focus their practice in a specific area. You wouldn't want to hire a criminal defense attorney to cancel your timeshare contract any more than you would want an orthopedic surgeon to remove your tonsils.

You want a lawyer with relevant experience who charges a fair fee and is honest. To help you find that attorney, here are some things you can do:

[fa icon="clock-o"] Tuesday, April 17, 2018 [fa icon="user"] Maxwell Swinney [fa icon="folder-open'] timeshare cancellation

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Ocwen

Our Ocwen client was 6 months and $4,606.10 past due on her mortgage, but we helped her get a 3 month in-house trial loan modification with $14.43 monthly savings!

[fa icon="clock-o"] Friday, April 13, 2018 [fa icon="user"] Maxwell Swinney [fa icon="folder-open'] ocwen loan modification, sps loan modification, loan modification success

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Chase

Our Chase client was 9 months and $11,572 past due on his mortgage payments, but we got him a three month in-house trial loan modification plan with $298.86 monthly savings!

It's Time To Get Your Taxes Done (And Save Your Home)

Ben Franklin said the only two certainties in life are death and taxes. Certain to happen, sure, but when? Death row inmates aside, we don't know when we'll die. But the day our income taxes are due is known. Normally it's April 15. That's a Sunday this year, so the government has set Monday April 17 as the deadline to file income tax returns.

You have to file income taxes with the federal government every year unless you meet the requirements to be exempt. If you owe money to the IRS and don't pay, they will charge you interest and even pursue criminal charges. Just ask Wesley Snipes, he went to prison for two and a half years over tax issues.

[fa icon="clock-o"] Sunday, April 1, 2018 [fa icon="user"] Maxwell Swinney [fa icon="folder-open'] loan modification, bank of america foreclosure, income tax

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are some of their stories.

Bayview

Our Bayview client was $31,554.20 past due on his $1,309.87 a month mortgage payment, but we got him a three month trial loan modification plan with amazing 52% lower payment for $685.67 monthly savings!

Foreclosure and Loan Modification Blog

Maxwell Swinney

Recent Posts

Successful Loan Modification Roundup Week of 5/11/18

PennyMac

Successful Loan Modification Roundup Week of 5/4/18

Rushmore

Successful Loan Modification Roundup Week of 4/27/18

Caliber

SPS

IL Couple Keeps Home AFTER It Was Sold In Foreclosure Auction

Successful Loan Modification Roundup Week of 4/20/18

PennyMac

How Do You Find The Right Lawyer To Cancel Your Timeshare?

Successful Loan Modification Roundup Week of 4/13/18

Ocwen

Successful Loan Modification Roundup Week of 4/6/18

Chase

It's Time To Get Your Taxes Done (And Save Your Home)

Successful Loan Modification Roundup Week of 3/30/18

Bayview

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