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Foreclosure Defense and Loan Modification Blog

We Helped Our Suntrust Client Get More Than $12k After Foreclosure!

Posted by Maxwell Swinney

Saturday, March 10, 2018

Amerihope Alliance Legal Services recently helped a client get $12,842.42 in surplus funds after his property was sold in a foreclosure auction. To protect his privacy I'll call this client Mr. Sebben.

Mr. Sebben's mortgage problems came about because he wasn't able to sell his Broward County, Florida home before moving out of state for work. Unable to pay for housing in two states, he stopped paying the mortgage on his vacant Florida home and his lender, Suntrust, started foreclosure on it.

Mr. Sebben realized that he needed professional help, and so he retained our firm in 2016 to help him stay a bit longer in the property and deal with the foreclosure case.

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Topics: florida foreclosure attorney, foreclosure deficiency, life after foreclosure, foreclosure, deficiency judgment

What Should You Do With Your House After Divorce?

Posted by Maxwell Swinney

Wednesday, January 6, 2016

Most people don't plan for it, but about half of all marriages end in divorce. And when a couple decides to go their separate ways, their property has to be divided up or sold. Some property is easier to divide than others. A couple's Beanie Baby collection is relatively easy to deal with in divorce. It has some positive value, can be sold, and easily carved into two pieces. Your underwater home, on the other hand, is the opposite. It can't be cut in two or immediately sold and is harder to deal with because of that.

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Topics: loan modification, loan modification help, foreclosure deficiency, deficiency judgment, foreclosure grief

Can Cash For Keys Work For Me?

Posted by Maxwell Swinney

Wednesday, November 11, 2015

 

If you're in foreclosure and have decided that you cannot or do not want to keep your home, you may be wondering if you could get a “cash for keys” agreement. Cash for keys, sometimes called a "move out incentive", may sound like something you've heard about in hip hop music, but in this case it has nothing to do with kilos of illegal drugs. It's an agreement between you and your lender to hand over the keys to, and move out of your property in exchange for money. Getting paid cash money is always a seductive option, but you should take a close look at what you give up in exchange for that money before signing an agreement.

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Topics: short sale, foreclosure deficiency, life after foreclosure, foreclosure, deed in lieu of foreclosure, deficiency judgment

What Is a Deficiency Judgment Waiver, and How Do I Get One?

Posted by Maxwell Swinney

Monday, November 2, 2015

If you're having doubts about your ability to pay your mortgage or come to any resolution with your lender that allows you to keep your home, you may be wondering what your options are for exiting your home, and what responsibilities are associated with each choice. Whether ownership of your home is transferred through a short sale, deed in lieu of foreclosure agreement, or foreclosure sale, one of the most important things to be aware of is that you may be responsible for a deficiency. But, with a little bit of help and some planning, you may be able to get a deficiency judgment waiver that allows you to walk away from your home without owing any money.

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Topics: life after foreclosure, foreclosure, deficiency judgment

About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

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Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a free consultation at any time.

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