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Foreclosure Defense and Loan Modification Blog

Successful Loan Modification Roundup Week Of 2/17/17

Posted by Maxwell Swinney

Saturday, February 18, 2017

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Chase, Wells Fargo, SPS, Bank of America, Ocwen, Citi, and Caliber:

Chase

  • Our Chase client was 19 months and $30,463 past due, but now has a permanent FHA-HAMP loan modification with lower interest rate and $59.55 cheaper payment!
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Topics: wells fargo loan modification, bank of america loan modification, loan modification, successful loan modifications, sps loan modification, caliber loan modification, chase loan modifications

Ditech, Bank of America, and Lost Trial Modification Plan Paperwork

Posted by Maxwell Swinney

Thursday, October 27, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here is one of their stories.

Karen Reyes had a problem with the mortgage on her Florida home. (That's not her real name, but a pseudonym to protect our client's real identity.) Mrs. Reyes had fallen behind on her mortgage payments after the death of her husband and the bank wanted to foreclose. 

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Topics: bank of america loan modification, loan modification, hamp loan modification, trial modification, ditech loan modification success

Successful Loan Modification Roundup Week of 10/7

Posted by Maxwell Swinney

Friday, October 7, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Bank of America, SLS, and Freedom Mortgage: 

Bank of America

A whopping 6 years and $145,723 behind on mortgage with Bank of America, our client was approved for an FHA HAMP trial plan with a fresh start.

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Topics: bank of america loan modification, loan modification, successful loan modifications, nationstar loan modification, sls loan modification

Successful Loan Modification Roundup Week of 8/19

Posted by Maxwell Swinney

Friday, August 19, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Bank of America, Seterus, Ocwen, and others: 

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Topics: wells fargo loan modification, bank of america loan modification, loan modification, successful loan modifications, ocwen loan modification, asc loan modification, PNC loan modification success, citi loan modification, seterus loan modification, roundpoint loan modification, sls loan modification

Successful Loan Modification Roundup Week of 7/22

Posted by Maxwell Swinney

Friday, July 22, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter or Facebook. Here are some of the results from this week, which includes results from Ocwen, Bank of America and others:

Carrington

Our client was in foreclosure, 11 months and $18K past due with Carrington, but we got them a trial modification with a $208 cheaper payment and a fresh start!

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Topics: bank of america loan modification, loan modification, successful loan modifications, ocwen loan modification, loan modification success, principal reduction, carrington loan modification

Successful Loan Modification Roundup Week of 6/24

Posted by Maxwell Swinney

Friday, June 24, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter or Facebook. Here are some of the results from this week including Ocwen, Wells Fargo and others:

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Topics: bank of america loan modification, successful loan modifications, ocwen loan modification, loan modification success

Successful Loan Modification Roundup Week of 6/17

Posted by Maxwell Swinney

Friday, June 17, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are some results that came in this week.

Every week we obtain loan modifications for our clients, we're working on a round up of results that came in which you can follow on Twitter or Facebook.

Keep reading to see: three (3) Ocwen modifications, two (2) Bayview loan modifications, three (3) Seterus modifications, one (1) Bank of America loan modification and one (1) Selene Finance mod.

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Topics: bank of america loan modification, successful loan modifications, ocwen loan modification, loan modification success

Top 5 Bank of America Loan Modification Problems

Posted by Jake Sterling

Monday, December 29, 2014

As the second largest bank in the United States based on total assets, Bank of America has become a staple in nearly every home. More so, Bank of America has been an integral factor in the financing of millions of mortgages across the U.S. With such a considerable level of relevance in home mortgages, it's easy to assume that BOA is the shining symbol of excellence. However, Bank of America has consistently been amid a whirlwind of mortgage lawsuits and shady practices over the last few years.

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Topics: bank of america loan modification, bank of america loan modification problems, bank of america foreclosure

Loan Modification Success: Bank of America Loan Modification After 3 Years

Posted by Jake Sterling

Sunday, November 10, 2013

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 5,000 homeowners, here is one of their stories.

This New Jersey homeowner was picking up the pieces after a divorce and could no longer afford his home. Worse, he missed out on a previous loan modification offer from Bank of America due to confusion about the documents he received. By the time he retained us in June 2013, he was already 39 months behind on his monthly mortgage payment of $2,701.43, and was in grave danger of foreclosure. Who's to say why Bank of America hadn't filed the foreclosure lawsuit yet, but after 3 years of missing mortgage payments, it is inevitable.

Immediately after the homeowner signed his retainer agreement, we began working with him to gather documents that are necessary to create a new loan modification package. This diligent homeowner was so organized that we were able to submit his loan modification package to Bank of America by the start of the following month, July 2013. After 3 months of staying on top of Bank of America's notoriously flaky loan modification department, we obtained a permanent loan modification offer from Bank of America. His payment would be lowered by over $450 monthly to $2,244.48 and his interest rate would be dropped from 5.50% to 4.75%. Best of all, the loan modification took about 3 months to complete, even with Bank of America's terrible record of helping troubled homeowners, and the threat of foreclosure on his home had been completely avoided.

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Topics: bank of america loan modification, successful loan modifications

KAPOW! A Great Bank of America Loan Modification

Posted by Kristen Clinton

Friday, November 8, 2013

Remember 2005? 2006? Remember the commercials on TV, and radio and everywhere telling you about the “cash rewards” and “cash out” refinances? So many Americans took advantage of these programs. Business was great, real estate was better.

Our client Dale, like thousands of other Americans, took advantage of one of these programs, and received cash out of his mortgage (and a 9.75% interest rate!) when he refinanced with Countrywide. In 2008, the Bank of America/Countrywide merger meant that Dale now had to deal with Bank of America.

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Topics: bank of america loan modification, loan modification, bank of america loan modification problems

About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

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Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a free consultation at any time.

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