Foreclosure and Loan Modification Blog

Successful Loan Modification Roundup Week Of 6/2/17

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Seterus, Ocwen, Stearns Loan Care, Wells Fargo, SLS, and Bayview:

Seterus

After falling $54,604 behind on his mortgage, our Seterus client has a three month trial loan modification with $158.23 cheaper monthly payment!

Not Answering Summons and Complaint Made It Easier for Wells Fargo to Set Foreclosure Sale Date

In late 2016 our firm was retained by a homeowner I'll call Juan Wilson to protect his privacy. Juan owned a home in Orange County, Florida. A truck driver, Juan encountered financial difficulties and prioritized payment on his truck over his home, defaulting on his mortgage in 2015.

There's a saying that goes “you can sleep in your car, but you can't drive your house to work.” That was doubly true of Juan since he made his living with his truck, and without it he wouldn't have the income to pay any bills.

Not paying his mortgage may have been the lesser of two evils, but it came with serious consequences. After not receiving their mortgage payments Juan's bank, Wells Fargo, started trying to foreclose. He was served with a summons and complaint in April of 2015 and made the mistake of not responding to it or raising any defenses.

Successful Loan Modification Roundup Week of 3/31/17

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Nationstar

Final in-house loan modification, with $218 lower monthly payment and lower interest rate, approved for our Nationstar client who was past due $29,994 on their mortgage.

Wells Fargo's Negligence Leads to Wrongful Foreclosure Auction

Some homeowners do everything right, but mistakes by their bank cause them serious problems with their home. That's the case for a recent client of our firm who was approved for a trial loan modification, but her home was still sold at a foreclosure auction by Wells Fargo!

In August of 2016 a homeowner in Miami-Dade County, that I'll call Mrs. Thompson to protect her privacy, was approved for a HAMP trial loan modification by her lender, Wells Fargo. She had previously fallen behind on her payments, and being approved for a trial loan modification was exactly what she needed in order to avoid foreclosure and keep her home.

Normally being approved for a trial modification is the hard part about avoiding foreclosure because loan modification applications take a lot of work to complete and are frequently denied. But Mrs. Thompson was approved for a trial modification, so all she had to do was make her trial payments on time and move on with life, right? Not so fast.

Successful Loan Modification Roundup Week Of 2/24/17

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

US Bank

$40,831.62 past due with US Bank, our client is approved for a trial loan modification with $514.06 lower monthly payment! Their payment was reduced from $2,215.72 to $1,701.66!

Successful Loan Modification Roundup Week Of 2/17/17

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Chase, Wells Fargo, SPS, Bank of America, Ocwen, Citi, and Caliber:

Chase

Our Chase client was 19 months and $30,463 past due, but now has a permanent FHA-HAMP loan modification with lower interest rate and $59.55 cheaper payment!

Successful Loan Modification Roundup Week of 12/9

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Wells Fargo

More than five years and $80k past due to Wells Fargo with a sale date set, our client now has a 3 month in-house trial loan modification with 1.25% lower interest rate and sale date on hold.

Successful Loan Modification Roundup Week Of 11/11

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with SPS, Wells Fargo, Chase, Nationstar, and Loan Care, and one deed in lieu of foreclosure agreement with Carrington:

SPS

Our SPS clients were 89 months and $449,078 past due on mortgage, but we got them a streamline HAMP loan modification with $1,240 monthly savings, interest rate slashed, and $209,885 deferred principal forgiven if paid on time for three years!

Successful Loan Modification Roundup Week of 9/30

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Chase, Wells Fargo, and Ocwen:

Chase

Past due on mortgage payments to Chase, our client is approved for a streamline loan modification with $252 monthly savings, lower interest rate!

[fa icon="clock-o"] Friday, September 30, 2016 [fa icon="user"] Maxwell Swinney [fa icon="folder-open'] wells fargo loan modification, loan modification, successful loan modifications

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Cenlar, Chase, Seterus and others:

Wells Fargo

Hooray! Trial loan modification approved for our client who was more than a year behind on mortgage payments to Wells Fargo.

Nationstar

Success! Our Nationstar client was approved for a 3 month streamline trial modification plan with $104 monthly savings on mortgage payment and a lower interest rate.

Successful Loan Modification Roundup Week Of 6/2/17

Seterus

Not Answering Summons and Complaint Made It Easier for Wells Fargo to Set Foreclosure Sale Date

Successful Loan Modification Roundup Week of 3/31/17

Nationstar

Wells Fargo's Negligence Leads to Wrongful Foreclosure Auction

Successful Loan Modification Roundup Week Of 2/24/17

US Bank

Successful Loan Modification Roundup Week Of 2/17/17

Chase

Successful Loan Modification Roundup Week of 12/9

Wells Fargo

Successful Loan Modification Roundup Week Of 11/11

SPS

Successful Loan Modification Roundup Week of 9/30

Chase

Successful Loan Modification Roundup Week of 9/16

Wells Fargo

Nationstar

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