---
title: What's The Best Way to Pay Your Trial Loan Modification Payments?
description: What's the best way to pay for your trial loan modification? We evaluate the 3 most common payment methods inside.
image: https://blog.amerihopealliance.com/hs-fs/file-400628111-jpg/images/bridge-to-paradise.jpg
---

[![Foreclosure and Loan Modification Lawyers](https://blog.amerihopealliance.com/hs-fs/images/forclosure-attorneys.png?width=360&height=117&name=forclosure-attorneys.png "Foreclosure and Loan Modification Lawyers")](https://www.amerihopealliance.com/)

- Practice Areas 
    - [Foreclosure Defense](https://amerihopealliance.com/foreclosure-defense)
    - [Claim Surplus Funds](https://amerihopealliance.com/surplus-funds)
    - [Loan Modification](https://amerihopealliance.com/loan-modification)
    - [Tax Resolution & Tax Preparation](https://amerihopealliance.com/en/amerihope-alliance-tax-resolution)
    - [Bankruptcy](https://amerihopealliance.com/en/bankruptcy)
    - [Probate](https://amerihopealliance.com/en/probate)
- [About Us](https://amerihopealliance.com/about_us)
- [Case Results](https://legal.amerihopealliance.com/case-results)
- [Client Login](https://amerihopealliance.com/client_login)
- [FAQ](https://amerihopealliance.com/frequently-asked-questions)
- [Contact Us](https://amerihopealliance.com/contact_us)
- [Blog](https://blog.amerihopealliance.com/blog) 
    - [Foreclosure and Loan Modification Blog](https://blog.amerihopealliance.com/blog)
    - [Personal Injury Blog](https://blog.amerihopealliance.com/personal-injury)
- [Referrals](https://amerihopealliance.com/surplus-case-referral)

ph: (877) 882-5338

# Foreclosure and Loan Modification Blog

- [Blog](https://blog.amerihopealliance.com/blog)
- Foreclosure and Loan Modification Blog

## What's The Best Way to Pay Your Trial Loan Modification Payments?

\[fa icon="clock-o"\] Wednesday, December 18, 2013  \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling)  \[fa icon="folder-open'\] [loan modification](https://blog.amerihopealliance.com/blog/topic/loan-modification), [loan modification help](https://blog.amerihopealliance.com/blog/topic/loan-modification-help)

![bridge-between-rocks](https://blog.amerihopealliance.com/hs-fs/file-397446774-jpg/images/bridge-between-rocks.jpg?width=290&name=bridge-between-rocks.jpg)A **trial loan modification** is usually the next-to-last step for homeowners who have successfully applied for a loan modification. Lenders give homeowners trial loan modifications to test their ability to pay a mortgage payment under terms that have been optimized to fit a homeowners' financial situation. Trial loan modifications usually last for 3 months, and if all 3 payments are paid in full and on time, then the mortgage lender will begin the process of offering a permanent loan modification.

For most people, a trial loan modification is like a **bridge into the "promised land"** of financial stability. If they're able to successfully cross over that bridge after fighting to reach it for several months, then their financial lives will be in a much better position than before.

## How to Cross the Bridge

However, there can be snags trying to get to the other side. A single missed payment can mean that the entire loan modification process has to restart from square one, and that a home is that much closer to foreclosure (remember, [foreclosure proceedings do not stop for loan modification](https://blog.amerihopealliance.com/blog/does-foreclosure-stop-when-you-get-a-trial-loan-modification)) so it's important to ensure that your payments get to the bank- and get there on time.

There are three different ways to pay your loan modification: You can pay by credit card or electronic check via phone, by **cashier's check** via priority mail, or by **Moneygram**. Each method has its own merits and risks, and what works the best for one homeowner may not be the best choice for you.

**1. Paying via Telephone**

Paying via telephone is the most instantaneous (and advantageous) payment method available, as you will receive payment confirmation instantly, and you will also have double confirmation through your bank records. If you choose not to use your lender's automated sytem to pay, there may be a fee to speak with a live person and transact your payment instead. However, that fee is usually nominal compared to the other payment methods. In order to avoid any issues later, homeowners should be sure to request a transaction ID and the ID number of the representative they speak with each time they pay this way.

This is the **only method of payment** that our law firm recommends, because of its security and multiple methods of recording transactions.

**2. Cashier's Check through Priority Mail **

![bridge-to-paradise](https://blog.amerihopealliance.com/hs-fs/file-400628111-jpg/images/bridge-to-paradise.jpg)While your lender will request a cashier's check because it is drawn directly from a bank (instead of a bank account) and is much safer than a personal check, this is not necessarily the safest option for a homeowner.

Not only will a homeowner have to go to a bank and request (and possibly pay for) a cashier's check, he or she will have to go to the post office and [pay for priority mail](https://www.usps.com/ship/priority-mail.htm) too. Although priority mail is not mandated by lenders, we highly recommend priority mail if you choose to pay your trial payments this way, priority mail gives you the advantage of tracking, speed, and confirmation of receipt.

Once time and gas costs are factored in, this can cost more than any other method of payment, and it's not as fast as the other methods of payment are, either. 

**3. Paying Via Moneygram/Western Union Money Transfer**

This method of payment is faster and more secure than paying via cashier's check by mail. The only problems are that you will have to [find a Moneygram](https://www.moneygram.com/locations) (or Western Union- depends on which your bank prefers) location in order to complete this transfer, and you will also have to pay a premium for this security- around $12.00 in most cases. While $12.00 may not seem like much to some people, it can be a lot of money to someone who is trying to get back on their feet financially.

## Getting to the Other Side

If you've been awarded a trial loan modification, then the key is to be sure to do everything in your power to **pay your trial modification payments on time**, or else you'll [lose the modification offer](https://blog.amerihopealliance.com/blog/bid/278385/Why-is-my-loan-modification-denied) (and possibly the chance to re-apply for a modification in the future). The dividend of not dealing with the stress of foreclosure and unfair mortgage terms will be well worth it. If you've completed your trial modification and haven't received notification of a permanent modification yet, then **don't stop** paying your payments in a timely fashion until you've actually received a permanent loan modification offer from your bank.

In addition, we cannot stress how important it is to keep detailed records of every trial payment you make. As thousands of homeowners can attest, banks are from from perfect when it comes to accurately recording and transferring homeowners' payment information- especially since a homeowner's mortgageholder or loan servicer is liable to change hands during the trial period.

[![Download the Guide: Check Your Foreclosure Case Status](https://no-cache.hubspot.com/cta/default/161513/bb3977fe-9ecc-4a64-ba58-087bc1bb5923.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/bb3977fe-9ecc-4a64-ba58-087bc1bb5923)

Paradise Bridge: photo credit: [magnusvk](http://www.flickr.com/photos/magnusvk/3235359216/) via [photopin](http://photopin.com) [cc](http://creativecommons.org/licenses/by-nc-sa/2.0/)  
Rock Bridge: photo credit: [apurdam (Andrew)](http://www.flickr.com/photos/apurdam/274404089/) via [photopin](http://photopin.com) [cc](http://creativecommons.org/licenses/by-nc-nd/2.0/)

- [Tweet](https://twitter.com/share)

![Jake Sterling](https://blog.amerihopealliance.com/hs-fs/file-397888097-jpg/images/A_logo.jpg?width=100&height=100&name=A_logo.jpg)

#### Written by [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling)

Jake Sterling is Amerihope Alliance Legal Services' Homeowner Liaison. He helps to bring awareness and teach homeowners about foreclosure defense and options to save their homes.

[\[fa icon="facebook"\]](http://www.facebook.com/amerihope) [\[fa icon="twitter"\]](http://www.twitter.com/amerihope)

### About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

[![Click to Read Our Super Loan Mod Success Stories](https://no-cache.hubspot.com/cta/default/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ae6b7cd7-c502-4ee5-a643-cd8deff48953)

Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a [free consultation](https://www.amerihopealliance.com/free_consultation) at any time.

### Subscribe to Email Updates

- Popular
- Recent
- Topics

![feature image](https://blog.amerihopealliance.com/hubfs/images/Affirmative-517166-edited.jpg)

[Using Affirmative Defenses When Answering A Foreclosure Complaint](https://blog.amerihopealliance.com/blog/using-affirmative-defenses-when-answering-a-foreclosure-complaint)

Published December 3, 2019

![feature image](https://blog.amerihopealliance.com/hubfs/images/auction2.jpg)

[What If Your Home Doesn't Sell At Foreclosure Auction?](https://blog.amerihopealliance.com/blog/what-if-your-home-doesnt-sell-at-auction)

Published October 13, 2018

![feature image](https://blog.amerihopealliance.com/hs-fs/file-371665267-jpg/images/us-bank-logo-slim.jpg)

[How Our Attorneys Beat U.S. Bank, A True Foreclosure Stooge](https://blog.amerihopealliance.com/blog/how-our-attorneys-defeated-us-bank-stooge-foreclosure)

Published November 6, 2013

![feature image](https://blog.amerihopealliance.com/hubfs/images/Danger-124412-edited.jpg)

[Avoid Inheriting A Timeshare By Filing "Disclaimer of Interest"](https://blog.amerihopealliance.com/blog/avoid-inheriting-a-timeshare-by-filing-disclaimer-of-interest)

Published June 18, 2018

![feature image](https://blog.amerihopealliance.com/hubfs/images/padlocked-home.jpg)

[What Do You Do If Your Bank Changes the Locks on Your House?](https://blog.amerihopealliance.com/blog/what-do-you-do-if-the-bank-changes-the-locks-on-your-house)

Published October 19, 2016

### Lists by Topic

- [loan modification (257)](https://blog.amerihopealliance.com/blog/topic/loan-modification)
- [successful loan modifications (120)](https://blog.amerihopealliance.com/blog/topic/successful-loan-modifications)
- [foreclosure defense (116)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense)
- [foreclosure (102)](https://blog.amerihopealliance.com/blog/topic/foreclosure)
- [loan modification help (52)](https://blog.amerihopealliance.com/blog/topic/loan-modification-help)
- [ocwen loan modification (51)](https://blog.amerihopealliance.com/blog/topic/ocwen-loan-modification)
- [loan modification success (43)](https://blog.amerihopealliance.com/blog/topic/loan-modification-success)
- [wells fargo loan modification (43)](https://blog.amerihopealliance.com/blog/topic/wells-fargo-loan-modification)
- [carrington loan modification (34)](https://blog.amerihopealliance.com/blog/topic/carrington-loan-modification)
- [stop foreclosure (29)](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure)
- [caliber loan modification (28)](https://blog.amerihopealliance.com/blog/topic/caliber-loan-modification)
- [loan modification attorney (27)](https://blog.amerihopealliance.com/blog/topic/loan-modification-attorney)
- [florida foreclosure defense (26)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-defense)
- [sps loan modification (26)](https://blog.amerihopealliance.com/blog/topic/sps-loan-modification)
- [new york foreclosure attorney (24)](https://blog.amerihopealliance.com/blog/topic/new-york-foreclosure-attorney)
- [sls loan modification (24)](https://blog.amerihopealliance.com/blog/topic/sls-loan-modification)
- [Scam Alert (23)](https://blog.amerihopealliance.com/blog/topic/scam-alert)
- [bank of america loan modification (23)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification)
- [how to stop foreclosure (21)](https://blog.amerihopealliance.com/blog/topic/how-to-stop-foreclosure)
- [mortgage fraud (21)](https://blog.amerihopealliance.com/blog/topic/mortgage-fraud)
- [florida foreclosure attorney (20)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-attorney)
- [loan modification lawyer (20)](https://blog.amerihopealliance.com/blog/topic/loan-modification-lawyer)
- [illinois foreclosure lawyer (19)](https://blog.amerihopealliance.com/blog/topic/illinois-foreclosure-lawyer)
- [new jersey foreclosure attorney (19)](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-attorney)
- [hamp loan modification (18)](https://blog.amerihopealliance.com/blog/topic/hamp-loan-modification)
- [seterus loan modification (18)](https://blog.amerihopealliance.com/blog/topic/seterus-loan-modification)
- [mr cooper loan modification (17)](https://blog.amerihopealliance.com/blog/topic/mr-cooper-loan-modification)
- [understanding credit (17)](https://blog.amerihopealliance.com/blog/topic/understanding-credit)
- [ditech loan modification (16)](https://blog.amerihopealliance.com/blog/topic/ditech-loan-modification)
- [life after foreclosure (16)](https://blog.amerihopealliance.com/blog/topic/life-after-foreclosure)
- [nationstar loan modification (16)](https://blog.amerihopealliance.com/blog/topic/nationstar-loan-modification)
- [HAMP (15)](https://blog.amerihopealliance.com/blog/topic/hamp)
- [foreclosure defense attorney (15)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense-attorney)
- [bayview loan modification (14)](https://blog.amerihopealliance.com/blog/topic/bayview-loan-modification)
- [loan modification denied (14)](https://blog.amerihopealliance.com/blog/topic/loan-modification-denied)
- [housing market (13)](https://blog.amerihopealliance.com/blog/topic/housing-market)
- [lenders (13)](https://blog.amerihopealliance.com/blog/topic/lenders)
- [loan care loan modification (13)](https://blog.amerihopealliance.com/blog/topic/loan-care-loan-modification)
- [PNC loan modification success (12)](https://blog.amerihopealliance.com/blog/topic/pnc-loan-modification-success)
- [florida foreclosure laws (12)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-laws)
- [foreclosure defense attorney new jersey (12)](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense-attorney-new-jersey)
- [Rushmore loan modification (11)](https://blog.amerihopealliance.com/blog/topic/rushmore-loan-modification)
- [new jersey foreclosure process (11)](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-process)
- [pennsylvania foreclosure defense (11)](https://blog.amerihopealliance.com/blog/topic/pennsylvania-foreclosure-defense)
- [short sale (11)](https://blog.amerihopealliance.com/blog/topic/short-sale)
- [bank of america loan modification problems (10)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-loan-modification-problems)
- [chase loan modification (10)](https://blog.amerihopealliance.com/blog/topic/chase-loan-modification)
- [chase loan modifications (10)](https://blog.amerihopealliance.com/blog/topic/chase-loan-modifications)
- [citi loan modification (10)](https://blog.amerihopealliance.com/blog/topic/citi-loan-modification)
- [foreclosure deficiency (10)](https://blog.amerihopealliance.com/blog/topic/foreclosure-deficiency)
- [mortgage modification (10)](https://blog.amerihopealliance.com/blog/topic/mortgage-modification)
- [shellpoint loan modification (10)](https://blog.amerihopealliance.com/blog/topic/shellpoint-loan-modification)
- [foreclosure grief (9)](https://blog.amerihopealliance.com/blog/topic/foreclosure-grief)
- [mortgage (9)](https://blog.amerihopealliance.com/blog/topic/mortgage)
- [prolong foreclosure (9)](https://blog.amerihopealliance.com/blog/topic/prolong-foreclosure)
- [us bank loan modification (9)](https://blog.amerihopealliance.com/blog/topic/us-bank-loan-modification)
- [bank of america foreclosure (8)](https://blog.amerihopealliance.com/blog/topic/bank-of-america-foreclosure)
- [foreclosure process in new york (8)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-new-york)
- [freedom mortgage loan modification (8)](https://blog.amerihopealliance.com/blog/topic/freedom-mortgage-loan-modification)
- [loan modification scams in Florida (8)](https://blog.amerihopealliance.com/blog/topic/loan-modification-scams-in-florida)
- [penny mac loan modification (8)](https://blog.amerihopealliance.com/blog/topic/penny-mac-loan-modification)
- [selene loan modification (8)](https://blog.amerihopealliance.com/blog/topic/selene-loan-modification)
- [avoiding foreclosure (7)](https://blog.amerihopealliance.com/blog/topic/avoiding-foreclosure)
- [cenlar loan modification (7)](https://blog.amerihopealliance.com/blog/topic/cenlar-loan-modification)
- [florida foreclosure process (7)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-process)
- [foreclosure fraud (7)](https://blog.amerihopealliance.com/blog/topic/foreclosure-fraud)
- [m&t bank loan modification (7)](https://blog.amerihopealliance.com/blog/topic/mt-bank-loan-modification)
- [mortgage shopping, (7)](https://blog.amerihopealliance.com/blog/topic/mortgage-shopping)
- [timeshare cancellation (7)](https://blog.amerihopealliance.com/blog/topic/timeshare-cancellation)
- [ditech loan modification success (6)](https://blog.amerihopealliance.com/blog/topic/ditech-loan-modification-success)
- [financial worksheet for loan modification (6)](https://blog.amerihopealliance.com/blog/topic/financial-worksheet-for-loan-modification)
- [foreclosure crisis (6)](https://blog.amerihopealliance.com/blog/topic/foreclosure-crisis)
- [hurricane irma (6)](https://blog.amerihopealliance.com/blog/topic/hurricane-irma)
- [mortgage servicers (6)](https://blog.amerihopealliance.com/blog/topic/mortgage-servicers)
- [phh loan modification (6)](https://blog.amerihopealliance.com/blog/topic/phh-loan-modification)
- [roundpoint loan modification (6)](https://blog.amerihopealliance.com/blog/topic/roundpoint-loan-modification)
- [trial modification (6)](https://blog.amerihopealliance.com/blog/topic/trial-modification)
- [debt collections harassment (5)](https://blog.amerihopealliance.com/blog/topic/debt-collections-harassment)
- [deficiency judgment (5)](https://blog.amerihopealliance.com/blog/topic/deficiency-judgment)
- [foreclosure process in florida (5)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-florida)
- [i have a foreclosure sale date (5)](https://blog.amerihopealliance.com/blog/topic/i-have-a-foreclosure-sale-date)
- [mortgage servicing (5)](https://blog.amerihopealliance.com/blog/topic/mortgage-servicing)
- [summons and complaint (5)](https://blog.amerihopealliance.com/blog/topic/summons-and-complaint)
- [asc loan modification (4)](https://blog.amerihopealliance.com/blog/topic/asc-loan-modification)
- [deed in lieu of foreclosure (4)](https://blog.amerihopealliance.com/blog/topic/deed-in-lieu-of-foreclosure)
- [final judgment (4)](https://blog.amerihopealliance.com/blog/topic/final-judgment)
- [forbearance (4)](https://blog.amerihopealliance.com/blog/topic/forbearance)
- [foreclosure lawsuit (4)](https://blog.amerihopealliance.com/blog/topic/foreclosure-lawsuit)
- [foreclosure process in illinois (4)](https://blog.amerihopealliance.com/blog/topic/foreclosure-process-in-illinois)
- [loan modification application (4)](https://blog.amerihopealliance.com/blog/topic/loan-modification-application)
- [negative equity (4)](https://blog.amerihopealliance.com/blog/topic/negative-equity)
- [normal servicing (4)](https://blog.amerihopealliance.com/blog/topic/normal-servicing)
- [personal finance (4)](https://blog.amerihopealliance.com/blog/topic/personal-finance)
- [phfa loan modification (4)](https://blog.amerihopealliance.com/blog/topic/phfa-loan-modification)
- [principal reduction (4)](https://blog.amerihopealliance.com/blog/topic/principal-reduction)
- [refinance (4)](https://blog.amerihopealliance.com/blog/topic/refinance)
- [sps repayment plan (4)](https://blog.amerihopealliance.com/blog/topic/sps-repayment-plan)
- [stop foreclosure in florida (4)](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure-in-florida)
- [suntrust loan modification (4)](https://blog.amerihopealliance.com/blog/topic/suntrust-loan-modification)
- [write a hardship letter (4)](https://blog.amerihopealliance.com/blog/topic/write-a-hardship-letter)
- [Bankruptcy (3)](https://blog.amerihopealliance.com/blog/topic/bankruptcy)
- [Buying a home after foreclosure (3)](https://blog.amerihopealliance.com/blog/topic/buying-a-home-after-foreclosure)
- [CFPB (3)](https://blog.amerihopealliance.com/blog/topic/cfpb)
- [HUD (3)](https://blog.amerihopealliance.com/blog/topic/hud)
- [bb&t loan modification (3)](https://blog.amerihopealliance.com/blog/topic/bbt-loan-modification)
- [bsi loan modification success (3)](https://blog.amerihopealliance.com/blog/topic/bsi-loan-modification-success)
- [capital one loan modifications (3)](https://blog.amerihopealliance.com/blog/topic/capital-one-loan-modifications)
- [debt settlement (3)](https://blog.amerihopealliance.com/blog/topic/debt-settlement)
- [default judgment (3)](https://blog.amerihopealliance.com/blog/topic/default-judgment)
- [dual-tracking (3)](https://blog.amerihopealliance.com/blog/topic/dual-tracking)
- [fay servicing loan modification (3)](https://blog.amerihopealliance.com/blog/topic/fay-servicing-loan-modification)
- [flagstar loan modification (3)](https://blog.amerihopealliance.com/blog/topic/flagstar-loan-modification)
- [foreclosure fees (3)](https://blog.amerihopealliance.com/blog/topic/foreclosure-fees)
- [lawyer (3)](https://blog.amerihopealliance.com/blog/topic/lawyer)
- [loan modification financial worksheet (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-financial-worksheet)
- [loan modification fraud (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-fraud)
- [loan modification terms (3)](https://blog.amerihopealliance.com/blog/topic/loan-modification-terms)
- [massachusetts foreclosure lawyer (3)](https://blog.amerihopealliance.com/blog/topic/massachusetts-foreclosure-lawyer)
- [mortgage abuse (3)](https://blog.amerihopealliance.com/blog/topic/mortgage-abuse)
- [mortgage debt (3)](https://blog.amerihopealliance.com/blog/topic/mortgage-debt)
- [news (3)](https://blog.amerihopealliance.com/blog/topic/news)
- [Florida statue of limitations (2)](https://blog.amerihopealliance.com/blog/topic/florida-statue-of-limitations)
- [Greentree loan modification (2)](https://blog.amerihopealliance.com/blog/topic/greentree-loan-modification)
- [affirmative defense (2)](https://blog.amerihopealliance.com/blog/topic/affirmative-defense)
- [consent to foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/consent-to-foreclosure)
- [coronavirus (2)](https://blog.amerihopealliance.com/blog/topic/coronavirus)
- [covid19 (2)](https://blog.amerihopealliance.com/blog/topic/covid19)
- [dos donts of foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/dos-donts-of-foreclosure)
- [fha (2)](https://blog.amerihopealliance.com/blog/topic/fha)
- [fifth third bank loan modification (2)](https://blog.amerihopealliance.com/blog/topic/fifth-third-bank-loan-modification)
- [florida foreclosure bill (2)](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-bill)
- [foreclosure auction (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-auction)
- [foreclosure glossary (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-glossary)
- [foreclosure moratorium (2)](https://blog.amerihopealliance.com/blog/topic/foreclosure-moratorium)
- [free house (2)](https://blog.amerihopealliance.com/blog/topic/free-house)
- [gregory funding loan modification (2)](https://blog.amerihopealliance.com/blog/topic/gregory-funding-loan-modification)
- [hardest hit (2)](https://blog.amerihopealliance.com/blog/topic/hardest-hit)
- [hardship (2)](https://blog.amerihopealliance.com/blog/topic/hardship)
- [hardship letter (2)](https://blog.amerihopealliance.com/blog/topic/hardship-letter)
- [home point loan modification (2)](https://blog.amerihopealliance.com/blog/topic/home-point-loan-modification)
- [hsbc loan modification (2)](https://blog.amerihopealliance.com/blog/topic/hsbc-loan-modification)
- [hurricane (2)](https://blog.amerihopealliance.com/blog/topic/hurricane)
- [judicial default judgment (2)](https://blog.amerihopealliance.com/blog/topic/judicial-default-judgment)
- [lakeview loan servicing loan modification (2)](https://blog.amerihopealliance.com/blog/topic/lakeview-loan-servicing-loan-modification)
- [law firm awards (2)](https://blog.amerihopealliance.com/blog/topic/law-firm-awards)
- [legal aid (2)](https://blog.amerihopealliance.com/blog/topic/legal-aid)
- [loan modification cost (2)](https://blog.amerihopealliance.com/blog/topic/loan-modification-cost)
- [mortgage assistance (2)](https://blog.amerihopealliance.com/blog/topic/mortgage-assistance)
- [notice of default (2)](https://blog.amerihopealliance.com/blog/topic/notice-of-default)
- [predatory lending (2)](https://blog.amerihopealliance.com/blog/topic/predatory-lending)
- [pro se litigation (2)](https://blog.amerihopealliance.com/blog/topic/pro-se-litigation)
- [regions bank loan modification (2)](https://blog.amerihopealliance.com/blog/topic/regions-bank-loan-modification)
- [reinstatement (2)](https://blog.amerihopealliance.com/blog/topic/reinstatement)
- [retirement (2)](https://blog.amerihopealliance.com/blog/topic/retirement)
- [reverse mortgage (2)](https://blog.amerihopealliance.com/blog/topic/reverse-mortgage)
- [stearns loan care loan modification (2)](https://blog.amerihopealliance.com/blog/topic/stearns-loan-care-loan-modification)
- [unclean hands (2)](https://blog.amerihopealliance.com/blog/topic/unclean-hands)
- [underwater (2)](https://blog.amerihopealliance.com/blog/topic/underwater)
- [wells fargo (2)](https://blog.amerihopealliance.com/blog/topic/wells-fargo)
- [writ of possession (2)](https://blog.amerihopealliance.com/blog/topic/writ-of-possession)
- [zombie foreclosure (2)](https://blog.amerihopealliance.com/blog/topic/zombie-foreclosure)
- [21st Mortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/21st-mortgage-loan-modification)
- [Abandoned Homes (1)](https://blog.amerihopealliance.com/blog/topic/abandoned-homes)
- [Excessive Overdraft Fees (1)](https://blog.amerihopealliance.com/blog/topic/excessive-overdraft-fees)
- [FCI Lenders Services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/fci-lenders-services-loan-modification)
- [FHFA (1)](https://blog.amerihopealliance.com/blog/topic/fhfa)
- [HAFA (1)](https://blog.amerihopealliance.com/blog/topic/hafa)
- [HOA Foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/hoa-foreclosure)
- [Hardest Hit Fund (1)](https://blog.amerihopealliance.com/blog/topic/hardest-hit-fund)
- [Homebridge Financial Services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/homebridge-financial-services-loan-modification)
- [Mortgage Forgiveness Debt Relief Act (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-forgiveness-debt-relief-act)
- [Ocwen (1)](https://blog.amerihopealliance.com/blog/topic/ocwen)
- [Superstorm Sandy (1)](https://blog.amerihopealliance.com/blog/topic/superstorm-sandy)
- [act 91 notice (1)](https://blog.amerihopealliance.com/blog/topic/act-91-notice)
- [amc loan modification (1)](https://blog.amerihopealliance.com/blog/topic/amc-loan-modification)
- [auction (1)](https://blog.amerihopealliance.com/blog/topic/auction)
- [bitcoin (1)](https://blog.amerihopealliance.com/blog/topic/bitcoin)
- [citibank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/citibank-loan-modification)
- [citimortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/citimortgage-loan-modification)
- [class action lawsuit (1)](https://blog.amerihopealliance.com/blog/topic/class-action-lawsuit)
- [complete application scam (1)](https://blog.amerihopealliance.com/blog/topic/complete-application-scam)
- [conciliation conference (1)](https://blog.amerihopealliance.com/blog/topic/conciliation-conference)
- [connecticut foreclosure defense (1)](https://blog.amerihopealliance.com/blog/topic/connecticut-foreclosure-defense)
- [consent order (1)](https://blog.amerihopealliance.com/blog/topic/consent-order)
- [credit cards (1)](https://blog.amerihopealliance.com/blog/topic/credit-cards)
- [deferment (1)](https://blog.amerihopealliance.com/blog/topic/deferment)
- [divorce and foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/divorce-and-foreclosure)
- [email (1)](https://blog.amerihopealliance.com/blog/topic/email)
- [fannie mae (1)](https://blog.amerihopealliance.com/blog/topic/fannie-mae)
- [fci loan modification (1)](https://blog.amerihopealliance.com/blog/topic/fci-loan-modification)
- [fema (1)](https://blog.amerihopealliance.com/blog/topic/fema)
- [financial crisis (1)](https://blog.amerihopealliance.com/blog/topic/financial-crisis)
- [first national bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/first-national-bank-loan-modification)
- [flex modification (1)](https://blog.amerihopealliance.com/blog/topic/flex-modification)
- [force-placed insurance (1)](https://blog.amerihopealliance.com/blog/topic/force-placed-insurance)
- [foreclosure documents (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-documents)
- [foreclosure pets (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-pets)
- [foreclosure trial (1)](https://blog.amerihopealliance.com/blog/topic/foreclosure-trial)
- [government shutdown (1)](https://blog.amerihopealliance.com/blog/topic/government-shutdown)
- [guaranteed rate loan modification (1)](https://blog.amerihopealliance.com/blog/topic/guaranteed-rate-loan-modification)
- [heloc (1)](https://blog.amerihopealliance.com/blog/topic/heloc)
- [home bridge financial services loan modification (1)](https://blog.amerihopealliance.com/blog/topic/home-bridge-financial-services-loan-modification)
- [home loan investment bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/home-loan-investment-bank-loan-modification)
- [housing (1)](https://blog.amerihopealliance.com/blog/topic/housing)
- [housing bubble (1)](https://blog.amerihopealliance.com/blog/topic/housing-bubble)
- [in-house loan modification (1)](https://blog.amerihopealliance.com/blog/topic/in-house-loan-modification)
- [income tax (1)](https://blog.amerihopealliance.com/blog/topic/income-tax)
- [investment property (1)](https://blog.amerihopealliance.com/blog/topic/investment-property)
- [judicial or clerk's default (1)](https://blog.amerihopealliance.com/blog/topic/judicial-or-clerks-default)
- [leprechaun (1)](https://blog.amerihopealliance.com/blog/topic/leprechaun)
- [lien (1)](https://blog.amerihopealliance.com/blog/topic/lien)
- [loan modification process in florida (1)](https://blog.amerihopealliance.com/blog/topic/loan-modification-process-in-florida)
- [loancare loan modification (1)](https://blog.amerihopealliance.com/blog/topic/loancare-loan-modification)
- [m&t babk (1)](https://blog.amerihopealliance.com/blog/topic/mt-babk)
- [mediation (1)](https://blog.amerihopealliance.com/blog/topic/mediation)
- [mgc mortgage loan modification (1)](https://blog.amerihopealliance.com/blog/topic/mgc-mortgage-loan-modification)
- [mortgage examination (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-examination)
- [mortgage investor (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-investor)
- [mortgage rates (1)](https://blog.amerihopealliance.com/blog/topic/mortgage-rates)
- [mr. cooper (1)](https://blog.amerihopealliance.com/blog/topic/mr-cooper)
- [ocwen foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/ocwen-foreclosure)
- [pacific union finance loan modification success (1)](https://blog.amerihopealliance.com/blog/topic/pacific-union-finance-loan-modification-success)
- [partial claim (1)](https://blog.amerihopealliance.com/blog/topic/partial-claim)
- [pennsylvania housing finance agency (1)](https://blog.amerihopealliance.com/blog/topic/pennsylvania-housing-finance-agency)
- [pennymac loan modification (1)](https://blog.amerihopealliance.com/blog/topic/pennymac-loan-modification)
- [probate (1)](https://blog.amerihopealliance.com/blog/topic/probate)
- [quiet title (1)](https://blog.amerihopealliance.com/blog/topic/quiet-title)
- [quitclaim deed (1)](https://blog.amerihopealliance.com/blog/topic/quitclaim-deed)
- [recession (1)](https://blog.amerihopealliance.com/blog/topic/recession)
- [remodification (1)](https://blog.amerihopealliance.com/blog/topic/remodification)
- [reverse mortgage foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/reverse-mortgage-foreclosure)
- [second mortgage modification (1)](https://blog.amerihopealliance.com/blog/topic/second-mortgage-modification)
- [selling your timeshare (1)](https://blog.amerihopealliance.com/blog/topic/selling-your-timeshare)
- [settlement conference (1)](https://blog.amerihopealliance.com/blog/topic/settlement-conference)
- [sheriff's sale (1)](https://blog.amerihopealliance.com/blog/topic/sheriffs-sale)
- [stearns lending loan modification (1)](https://blog.amerihopealliance.com/blog/topic/stearns-lending-loan-modification)
- [stock trading (1)](https://blog.amerihopealliance.com/blog/topic/stock-trading)
- [strategic default (1)](https://blog.amerihopealliance.com/blog/topic/strategic-default)
- [sunwest loan modification (1)](https://blog.amerihopealliance.com/blog/topic/sunwest-loan-modification)
- [tax foreclosure (1)](https://blog.amerihopealliance.com/blog/topic/tax-foreclosure)
- [td bank loan modification (1)](https://blog.amerihopealliance.com/blog/topic/td-bank-loan-modification)
- [thanksgiving (1)](https://blog.amerihopealliance.com/blog/topic/thanksgiving)
- [the big short (1)](https://blog.amerihopealliance.com/blog/topic/the-big-short)
- [timeshare (1)](https://blog.amerihopealliance.com/blog/topic/timeshare)
- [timeshare fraud (1)](https://blog.amerihopealliance.com/blog/topic/timeshare-fraud)
- [trumark financial loan modification (1)](https://blog.amerihopealliance.com/blog/topic/trumark-financial-loan-modification)
- [unknown foreclosure defendants (1)](https://blog.amerihopealliance.com/blog/topic/unknown-foreclosure-defendants)
- [what is a case management conference (1)](https://blog.amerihopealliance.com/blog/topic/what-is-a-case-management-conference)

see all

[![Quick Foreclosure Quiz](https://no-cache.hubspot.com/cta/default/161513/5a1cfa41-2f25-4042-be8d-84677e3a244d.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/5a1cfa41-2f25-4042-be8d-84677e3a244d)

### Foreclosure Process Handbook

<http://www.youtube.com/user/amerihopealliance><https://www.facebook.com/180030708454><https://www.instagram.com/amerihope><https://www.linkedin.com/company/994057><https://twitter.com/Amerihope>

### Sitemap

- [About](https://www.amerihopealliance.com/about_us)
- [Case Results](https://legal.amerihopealliance.com/case-results)
- [Free Consultation](https://www.amerihopealliance.com/free_consultation)
- [Blog](https://blog.amerihopealliance.com)
- [Client Login](https://www.amerihopealliance.com/client_login)

### Subscribe

[![Do You Need To Hire A Foreclosure Attorney? Take Our 2-Minute Quiz](https://no-cache.hubspot.com/cta/default/161513/ceb8a341-537c-4129-a97d-da85fc0868ce.png)](https://cta-redirect.hubspot.com/cta/redirect/161513/ceb8a341-537c-4129-a97d-da85fc0868ce)

### Recent Posts

## Contact Us

### Call (877) 882-5338

### Fax: (954) 919-6337

### View our Office Locations

<https://www.facebook.com/Amerihope/> <https://twitter.com/Amerihope> <https://www.instagram.com/amerihope> <https://www.linkedin.com/company/994057>

Copyright 2008 - 2026 | Amerihope Alliance Legal Services

[Privacy Policy](https://amerihopealliance.com/privacy) | [Terms of Service](https://amerihopealliance.com/terms) | [Site Map](https://amerihopealliance.com/sitemap) | [Glossary](https://amerihopealliance.com/glossary.php) | [Contact Us](https://amerihopealliance.com/contact_us)

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This web site is designed for general information only. The facts and law in each case are different. We cannot and do not represent or guarantee a specific result in any given case. See our About Us page for our qualifications and experience.