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Foreclosure Defense and Loan Modification Blog

Successful Loan Modification Roundup Week of 8/4/17

Posted by Maxwell Swinney

Friday, August 4, 2017

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Chase, Ocwen, SPS, Citi:

SPS

Our SPS client was $9,015 past due on mortgage, but now has a final loan modification with $625.61 lower monthly payment and 3.2% lower interest rate!

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Topics: loan modification, ocwen loan modification, loan modification success, sps loan modification, citi loan modification, sls loan modification, chase loan modifications

Successful Loan Modification Roundup Week of 5/19/2017

Posted by Maxwell Swinney

Friday, May 19, 2017

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with SLS, Chase, Caliber, PHH, and BSI Financial:

Chase

Our Chase clients were 20 months and $49,308+ past due on mortgage, now they have a permanent HAMP mod with $594.23 monthly savings and 0.65% lower interest rate!

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Topics: loan modification, loan modification success, citi loan modification, sls loan modification, chase loan modifications, us bank loan modification, phh loan modification, caliber loan modification success, bsi loan modification success

Citi Denied a Loan Modification for Years until We Demanded Fair Treatment

Posted by Maxwell Swinney

Wednesday, May 3, 2017

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here is one of their stories.

In March 2014 we were hired by a homeowner in Trenton NJ, whom I'll call Ramon Delgado to protect his privacy, who needed help saving his home from foreclosure.

Mr. Delgado, like most homeowners, didn't want to default on his mortgage with Citi, but a significant loss of income forced him into a situation where he couldn't make his house payments. 

He was able to recover from his hardship and regain the ability to pay his mortgage. However, after falling so far behind, Citi didn't want him to resume making regular mortgage payments. They wanted a big check for all the missed payments plus fees, which he didn't have the cash to do. So he remained in default even though he could have made payments. This is a common scenario. 

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Topics: foreclosure defense attorney new jersey, foreclosure, citi loan modification, complete application scam

Successful Loan Modification Roundup Week of 3/31/17

Posted by Maxwell Swinney

Friday, March 31, 2017

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with Nationstar, Citi, SPS, US Bank, and Wells Fargo :

Nationstar

Final in-house loan modification, with $218 lower monthly payment and lower interest rate, approved for our Nationstar client who was past due $29,994 on their mortgage.

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Topics: wells fargo loan modification, loan modification, loan modification success, sps loan modification, citi loan modification, nationstar loan modification, us bank loan modification

Successful Loan Modification Roundup Week of 2/3/17

Posted by Maxwell Swinney

Friday, February 3, 2017

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners. Here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week with PHH, Seterus, and Citi:

Seterus

Our Seterus client was $65,635.71 past due on mortgage with $970.91 monthly payment and high 8.25% interest rate. Now they have a final loan modification with $783.70 payment and low 3.5% interest rate for $187.25 savings!

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Topics: loan modification, successful loan modifications, citi loan modification, seterus loan modification, phh loan modification

4 Things To Know About Loan Modifications With Citi

Posted by Maxwell Swinney

Tuesday, November 8, 2016

Are you having a hard time paying your mortgage? Have you already defaulted? If you want to keep your home you should look into getting a loan modification to avoid foreclosure and get your mortgage back to normal. A loan modification can even result in a lower monthly payment and principal forgiveness or forbearance.

To get a loan modification you'll need to work with your loan servicer, which is the company that takes your payments, credits your account, and forecloses on you when you stop paying.

But your servicer isn't necessarily the owner of your loan. That's the investor, and they're the one that has the power to approve or deny your loan modification application.

Some companies, like Ocwen, only service loans, and don't invest in any loans. But some banks, like Citi (aka Citigroup or Citibank), could be both the servicer of and investor in a mortgage, or just one and not the other.

Citigroup is one of the “big four” banks in the U.S. along with Wells Fargo, Bank of America, and JPMorgan Chase. Citi is involved in a lot of mortgages, many of which have defaulted on at one point. We've helped many homeowners who have a mortgage with Citi save their their home through a modification.

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Topics: loan modification, citi loan modification

Successful Loan Modification Roundup Week of 9/2

Posted by Maxwell Swinney

Friday, September 2, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Nationstar, SPS, Wells Fargo, and others: 

Nationstar

  • 8 years behind on mortgage payments to Nationstar, our client was approved for a loan modification with lower payment and interest rate, $88k principal forgiven, and $265k deferred!

  • This in-house loan modification got our Nationstar client a fresh start with a cheaper payment and 2% lower interest rate!
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Topics: wells fargo loan modification, successful loan modifications, ocwen loan modification, loan modification success, sps loan modification, caliber loan modification, citi loan modification

Successful Loan Modification Roundup Week of 8/26

Posted by Maxwell Swinney

Friday, August 26, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Keep calm and loan mod on. Every week we obtain loan modifications with a variety of loan servicers to allow our clients to avoid foreclosure. Here are some of the results.Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Greentree, Seterus, Ocwen, and others: 

Seterus

Our client was in foreclosure and $45k past due on payments to Seterus, but we helped them get a trial loan modification with a lower interest rate!

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Topics: loan modification, successful loan modifications, ocwen loan modification, caliber loan modification, asc loan modification, citi loan modification, seterus loan modification, Greentree loan modification

Successful Loan Modification Roundup Week of 8/19

Posted by Maxwell Swinney

Friday, August 19, 2016

Disclaimer: These results should not be taken as a guarantee, as each case is unique. We have helped over 7,000 homeowners, here are a few of their stories.

Every week we obtain loan modifications for our clients with a variety of loan servicers. You can see these results as they are announced on Twitter (#loanmodwow) or Facebook. Here are some of our results from this week, which include results from Bank of America, Seterus, Ocwen, and others: 

Read More

Topics: wells fargo loan modification, bank of america loan modification, loan modification, successful loan modifications, ocwen loan modification, asc loan modification, PNC loan modification success, citi loan modification, seterus loan modification, roundpoint loan modification, sls loan modification

About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

Click to Read Our Super Loan Mod Success Stories

Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a free consultation at any time.

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