---
title: The Folly of Foreclosure [Infographic]
description: Infographic on the effects of foreclosure in Florida, Illinois, New Jersey, and New York.
image: https://blog.amerihopealliance.com/hubfs/images/socmes/where-did-everyone-go.jpg
---
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# Foreclosure and Loan Modification Blog
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- Foreclosure and Loan Modification Blog
## The Folly of Foreclosure \[Infographic\]
\[fa icon="clock-o"\] Tuesday, May 12, 2015 \[fa icon="user"\] [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling) \[fa icon="folder-open'\] [new jersey foreclosure attorney](https://blog.amerihopealliance.com/blog/topic/new-jersey-foreclosure-attorney), [florida foreclosure defense](https://blog.amerihopealliance.com/blog/topic/florida-foreclosure-defense), [stop foreclosure](https://blog.amerihopealliance.com/blog/topic/stop-foreclosure), [illinois foreclosure lawyer](https://blog.amerihopealliance.com/blog/topic/illinois-foreclosure-lawyer), [foreclosure defense](https://blog.amerihopealliance.com/blog/topic/foreclosure-defense), [new york foreclosure attorney](https://blog.amerihopealliance.com/blog/topic/new-york-foreclosure-attorney)
You are up to date with your mortgage payments and bills - congratulations. Think that your neighbor's foreclosure isn't going to affect you? Think again.
**THE EFFECTS OF FORECLOSURE:**
******Emotional Well-Being Distressed** - According to [Harris Interactive Poll](http://www.harrisinteractive.com/NewsRoom/HarrisPolls.aspx) of persons going through foreclosure 38% are Scared, 35% are Depressed, 9% are Angry, 8% are Embarrassed, and 9% None of these.
**Increase of Violent and Petty Crime** - According to [Neighbor Works America](http://www.neighborworks.org/Home.aspx), homes in foreclosure that become vacant provide sites for crime. Lin Cui of the University of Pittsburgh Department of Economics study showed that the rate of violent crime within 250 feet of the property is 15% higher than the rate in the area between 250 and 353 feet from the property.
**Halt and Setback of Racial Integration** - "Among its many impacts, the foreclosure crisis has partly derailed progress in achieving racial integration in American cities," said [Matthew Hall, Assistant Professor of Policy Analysis and Management in Cornell's College of Human Ecology](http://www.news.cornell.edu/stories/2015/05/home-foreclosures-fueled-racial-segregation-us). Research showed that while black and Latino families moved into neighborhoods with high foreclosure rates out of necessity or for newly affordable housing options that the white household were more likely to move from the area.
**Strain on Taxpayers Wallets** - "Because, at the end of the day, it costs, between shelters and emergency rooms and jails, it costs about $40,000 a year for a homeless person to be on the streets." said [HUD Secretary Shaun Donovan](http://www.politifact.com/truth-o-meter/statements/2012/mar/12/shaun-donovan/hud-secretary-says-homeless-person-costs-taxpayers/)
**Property Values Decreased** - One foreclosure can result in as much as an additional $220,000 in reduced property value and home equity for nearby homes.
If that wasn't depressing enough to get an even bigger picture, the below infographic takes statistics derived from data compiled by the United States Census Bureau and RealtyTrac. The states represented are [Florida](https://legal.amerihopealliance.com/florida-foreclosure-attorney-questions), [Illinois](https://legal.amerihopealliance.com/illinois-foreclosure-attorney-questions), [New Jersey](https://legal.amerihopealliance.com/new-jersey-foreclosure-attorney-questions), and [New York](https://legal.amerihopealliance.com/new-york-foreclosure-attorney-questions).
**Understanding the infographic - Let's look at Florida**
If the data for Florida says that 1 in every 446 homes are foreclosed on and that there are 9,047,612 homes means that there are 20,286 homes in foreclosure and possibly already vacant. That also means that if the average number of persons per household is 2.63 and Florida has an estimated 19,893,297 people, then potentially Florida has 53,352 people who are homeless. Sadly that number includes children.
---
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#### Written by [Jake Sterling](https://blog.amerihopealliance.com/blog/author/jake-sterling)
Jake Sterling is Amerihope Alliance Legal Services' Homeowner Liaison. He helps to bring awareness and teach homeowners about foreclosure defense and options to save their homes.
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### About this Blog
Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.
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