Foreclosure and Loan Modification Blog

Seven Ways to Protect Yourself from Identity Theft

[fa icon="clock-o"] Tuesday, December 17, 2013 [fa icon="user"] Jake Sterling [fa icon="folder-open'] mortgage fraud, loan modification scams in Florida, Scam Alert

By Barbara Pronin


Identity theft is a serious crime that can wreak havoc with your credit. Preventing it starts with managing your personal information carefully and sensibly. The Federal Trade Commission (FTC) recommends seven simple precautions: SS-card-1

  1. Carry only essential documents – On any given day, go not carry extra credit cards, your Social Security card, a birth certificate or passport with you outside the house unless they will be needed.
  2. Keep new checks out of the mail – When ordering new checks, pick them up at the bank, if possible, instead of having them sent to your home. This makes it harder for your cheidentity-theft-protection1cks to be stolen, altered and cashed by identity thieves.
  3. Be careful on the phone – Identity thieves may call, posing as banks or government agencies and asking for personal information. Do not give out credit card numbers of other personal information over the phone unless you initiated the call.
  4. Your trash can be a thief’s treasure - Shred all receipts, credit card offers, bank statements, returned checks and any other sensitive information before throwing it away.
  5. Stay on top of your credit – Check credit card statements, be alert if a statement is missing, and make sure your credit reports are accurate. If possible, sign up for a credit monitoring service, which will alert you to any changes in your credit report
  6. Keep a list of account numbers – In a safe place, such as a locked box, keep a list of your account numbers, expiration dates and phone numbers. If your wallet is stolen, or a card is missing, you can quickly alert your creditors.
  7. Create complex passwords or PIN numbers – Using a random mix of letters or numbers makes it harder for identity thieves to discover the codes.

Reprinted with permission from RISMedia. ©2013. All rights reserved.

Get a FREE consultation 


Jake Sterling

Written by Jake Sterling

Jake Sterling is Amerihope Alliance Legal Services' Homeowner Liaison. He helps to bring awareness and teach homeowners about foreclosure defense and options to save their homes.

About this Blog

Amerihope Alliance Legal Services is a leading loan modification and foreclosure defense law firm with attorneys licensed in 5 states. We have helped over 7,000 homeowners fight back and keep their homes.

Click to Read Our Super Loan Mod Success Stories

Our goal is to provide valuable information to help homeowners who are trying to obtain a loan modification or to stop foreclosure. You may schedule a free consultation at any time.

Subscribe to Email Updates

Lists by Topic

see all
Quick Foreclosure Quiz

Foreclosure Process Handbook