Regardless of the opinions of cable news stations, the average homeowner knows that the real estate recovery is moving at a snail's pace. The overall slow economy and high unemployment numbers figure strongly into this equation, and states that were hit the hardest by this perfect storm are taking the longest to recover. Florida, being one of these states, is still struggling with record home foreclosure rates. If you are a homeowner trying to stay afloat in Florida, foreclosure consultation may be your life preserver.
Leave Nothing to Chance
Let's be honest for a moment: this is your home, your sanctuary, the place where you relax with your family, your real-world expression of the American dream, and you are at risk of losing it. Foreclosure is not personal- the bank doesn't really want your property and is probably more than willing to explore every option to resolve the problem. How you got here is not important, how you are going to get out of this position is really all that matters, and a Florida foreclosure consultation can remove all the guesswork by leaving nothing to chance and clearly outlining the steps you need to take going forward.
Fight Lawyers with Lawyers
This is a serious matter and requires serious attention. The bank is going to take steps to protect itself, and you need to do the same. Foreclosure is a legal matter and foreclosure and loan modification attorneys in Florida are best equipped to help you. Foreclosure defense consultation requires an attorney that is intimately familiar with the foreclosure process in the states where they practice. In order to offer the most protection to residents, the Florida foreclosure process is designed to give homeowners every opportunity to remain in their homes. A Florida foreclosure consultation should happen as early in the process as possible. If you have missed a mortgage payment, and don't have an immediate plan to recover, seek advice from a knowledgeable attorney now.
Choosing a Florida Foreclosure Defense Firm
When getting help for your case, there are three main criteria you need to look for when choosing a foreclosure defense attorney. First of all, your Florida foreclosure consultation should be free, no exceptions. It is unethical for a company to take advantage of your situation by charging a fee before they determine whether or not they can help you. Second, since a foreclosure defense should begin with an attempt to modify your mortgage, your attorney must be licensed to perform these services in Florida. Beyond licensing, make sure the firm you choose is qualified to help by reviewing their success record with other cases. Lastly, the firm should formulate a strategy applicable to your particular situation rather than a cookie-cutter solution that may not address your specific needs. Your Florida foreclosure consultation begins with your attorney understanding your position by listening to you.
The Florida Foreclosure Process
In Florida, foreclosure is a judicial process, and in order to succeed, you should help your foreclosure defense attorney by being familiar with state laws and homeowner's rights. This will help to avoid pitfalls or errors and increase the likelihood that you'll be able to keep your home. Even with the assistance of an attorney, knowing the process will give you the peace of mind of knowing that everything that can be done is being done. You wouldn't even play a game of checkers if you didn't know the rules, and Florida foreclosure is not a game.
It cannot be emphasized enough that if you are either facing or anticipate facing foreclosure, a Florida foreclosure consultation is your first line of defense. Knowledge is power, and you owe it to yourself and your family to examine all possible options to get through this stressful and trying time. The best defense is often a good offense, and a talented team is essential if you are going to win this fight.
