Sometimes the foreclosure case information provided by the county is easy to understand, and makes it very clear if, for instance, you have a Case Management Conference or Summary Judgment upcoming.
Some Florida Counties that Provide Detailed Foreclosure Case Information on their Website |
Some Florida Counties that Provide Little to No Foreclosure Case Details on their Clerk's Website |
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When discussing options with homeowners in Florida, a lawyer must always must know if you have been served a foreclosure lawsuit. Our attorneys and paralegals are always surprised that many homeowners in Florida do not know for certainty if their lender has initiated a foreclosure lawsuit.
There are many counties in Florida where you can check the Clerk or Comptroller's website and research to determine if there is a foreclosure law suit filed against you. At the very least, you should be able to find a foreclosure case number.
Remember that it's very important to seek counsel from an attorney to help interpret what you are reading, or to make sense of the foreclosure documents you have been served. Just as you wouldn't ask your grandma to come and fix your kitchen sink, you don't want to ask an untrained eye to review your foreclosure case.
You most likely are!
Unless an Order Granting Dismissal and Release of Lis Pendens has been filed in your case, you are still in foreclosure. This is true even if you have received a loan modification and are making payments again. We recently met with a homeowner whose loan modification was finalized 6 months ago, but the Plaintiff filed a Motion requesting Default because the homeowner had not responded to the foreclosure complaint.
It's too true that one department doesn't know what the other is doing. If you have been served a Foreclosure Summons and Complaint, you are not safe from foreclosure until the case is dismissed. Check your foreclosure status using the below guide and be prepared.
To help Florida homeowners determine if a foreclosure lawsuit has been initiated by their lender and what stage of the legal process they're in, our law firm has now provided Florida homeowners with a Guide to learn how to determine their foreclosure case status.
Since 2008, our law firm, Amerihope Alliance Legal Services has assisted over 5,000 homeowners in obtaining a loan modification, allowing these homeowners to retain their homes. During 2013, we have witnessed a degree of a decrease in foreclosure activity in the Florida court system but unfortunately there are thousands of Florida homeowners still needing professional help.
Use the simple guide to visit your county's website and check your foreclosure status. You can reach out to us at any time by calling (877) 882-5338 for help.