President Donald Trump has signed the VA Home Loan Program Reform Act (H.R. 1815) into law, giving veterans new tools to avoid losing their homes. For veteran homeowners who are struggling to keep up with mortgage payments, this law creates a partial claims program under the Department of Veterans Affairs (VA) Home Loan Program.
If you’re behind on your VA-backed mortgage, the new program lets you add your missed payments to the end of your loan instead of facing foreclosure. This gives you time to get back on your feet without losing your home.
This law replaces the short-term Veterans Affairs Servicing Purchase (VASP) program with a permanent solution that has strong bipartisan support. Nearly 70,000 veteran homeowners are currently more than 90 days late on payments, and this program is designed to give them a second chance.
The VA Home Loan Program has helped veterans achieve homeownership since 1944. Now, with this new reform, veterans have a better way to catch up on payments and avoid foreclosure. But understanding your options and navigating the process can be overwhelming—especially when you’re already under financial stress.
At Amerihope Alliance Legal Services, we’ve helped countless homeowners—including veterans—find solutions to avoid foreclosure and protect their homes. We can:
✅ Explain how the new partial claims program affects your loan.
✅ Work with your lender to explore all available loss mitigation options.
✅ Represent you in foreclosure defense if legal action has already started.
✅ Help you take advantage of VA programs designed to keep you in your home.
If you are a veteran homeowner who is struggling with mortgage payments, don’t wait until it’s too late. The sooner you get help, the more options you will have to save your home.
📞 Call Amerihope Alliance today for a free case evaluation. We’ll review your situation, explain your options under the new law, and help you take the next steps to protect your home and your future.
➡️ Contact us now at (877) 882-5338 or https://amerihopealliance.com .
You’ve served our country—now let us serve you by helping you keep the home you’ve earned.