Every January is an opportunity for people to complain about how horrible the previous year was. 2018 certainly had it's share of negative events, including Hurricane Michael hitting Florida and the worst wildfires in California's history.
But let's not forget that there were also good stories, like that dog who adopted a monkey. How awesome is that?
Besides looking back at the good and bad of the previous year, new year's is also a time to look ahead to the issues you care about in the coming year.
If you're behind on your mortgage, one issue you should definitely care about is loan modifications. What's going on with them in 2019?